Car Insurance Quotes for Mazda Tribute
Are You Getting the Cheapest Car Insurance Available for a Mazda Tribute?
How Much Is Car Insurance for Mazda Tribute?
The Mazda Tribute is a compact SUV that was produced from 2000 to 2011. It offers comfortable seating for five passengers and has a reputation for reliability and versatility.
Ensuring your Mazda Tribute is essential for protecting your vehicle. The average cost of liability auto insurance for this model is around $78 per month, while full coverage insurance is approximately $130.
Freeway Insurance can help you find the most affordable auto insurance solutions and effective discounts, even if you have tickets, DUIs, or any other driving record situation. Keep reading and discover the best coverage options and start to save on your coverage!
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Comparing Insurance Costs for Mazda Tribute to Other SUVs
The cost of car insurance for the Mazda Tribute can vary significantly compared to similar vehicles, mainly due to factors such as repair costs after accidents and susceptibility to theft, especially because it is a model that is no longer in production. Please refer to the table below for a comparison of average coverage prices.
| Make/Model | Annual Full Coverage Insurance |
|---|---|
| Mazda Tribute | $1,548 |
| Ford Escape | $1,430 |
| Hyundai Tucson | $1,656 |
| Nissan Rogue | $1,560 |
| Kia Sportage | $1,280 |
| Subaru Forester | $1,064 |
| Honda Element | $1,500 |
Types of Car Insurance Coverage for a Compact SUV
Mazda drivers have a range of auto insurance options to consider. You can go for the state-required minimum liability, which covers damages and injuries for others if you’re at fault. Alternatively, there’s full coverage insurance, which takes care of both first and third-party damages, including liability, comprehensive and collision coverage.
Full Coverage
Full car coverage provides more protection compared to the basic policy by bundling liability, collision, and comprehensive insurance.
Liability takes care of damages and injuries caused to others if you’re found at fault in an accident. Meanwhile, collision covers the cost of fixing or replacing vehicles or objects damaged in a crash, regardless of fault. And comprehensive coverage works similarly, but includes incidents like theft, natural disasters, and vandalism, not just collisions.
For added peace of mind on the road, you might want to consider optional car insurance coverages like rental car reimbursement. And for the ultimate protection, joining Freeway’s auto club can ensure you never have to worry about unexpected road bumps again.
State Minimum Liability
The state minimum liability coverage is the bare minimum of insurance required for legal driving in your state. It typically includes coverage for bodily injury and property damage, with insurance companies paying out up to specific limits.
Every driver needs to know what the mandatory state auto insurance requirements are in their location. For instance, in Indiana, auto insurance regulations stipulate that drivers must have a minimum 25/50/25 policy, which includes coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage liability per accident.
Considering that the average cost of a new vehicle today is over $45,000, the $25,000 minimum property damage liability in Indiana may fall short in the event of a total loss. To ensure better protection and peace of mind, it’s recommended to opt for a 100/300/100 policy.
Individual Factors That Influence Pricing for a Tribute
There are different factors that affect your insurance premiums, starting with your age, city, postal code, and whether it’s your first time behind the wheel or you already have experience.
Additionally, other elements that carriers take into account are:
- Mileage: Higher mileage generally means a greater risk of accidents, which could lead to higher costs.
- Credit history: A good credit score may result in lower insurance rates because you are considered more responsible. However, this rule does not apply in states where this information is not allowed to determine coverage rates, such as California, Michigan, Hawaii, and Massachusetts.
- Safety features: The presence of advanced safety features in your crossover SUV, such as automatic emergency braking, may lead to potential insurance discounts.
- Driving habits: Your driving habits, such as if you have been classified as a high-risk driver in the past, can impact your insurance rates.
- Claims history: A history of multiple claims may result in higher insurance costs.
How Does a DUI Affect Insurance Rates?
A DUI in the US can significantly impact your life and car insurance costs. Aside from potential penalties like license suspension, fines, and community service, having a DUI on your record often results in much higher premiums.
Insurers typically categorize DUI drivers as high-risk, leading to limited options for affordable coverage and potentially requiring an SR-22 certificate to prove your high-risk status.
What Are Some Car Insurance Discounts for a Mazda?
The key to getting cheap car insurance is simpler than you think; it involves knowing and applying for as many available discounts as possible. For instance, if you have more than one policy, you could bundle them with the same company and receive a multi-policy discount. Additionally, if you have been with your insurer for several years, you could also qualify for a loyal customer discount.
Other discounts you could access include:
- Good Student Discount
- Good Driver Discount
- Multi-Car Discount
- Low-Mileage Discount
- Defensive Driving Course Discount
Make sure to have a chat with your local agent when your policy is up for renewal to see if there are any fresh auto insurance discounts you could qualify for. You might just snag some special deals if you take a minute to ask, especially if there have been any major changes in your life lately.
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What Are Some of the Characteristics of the Mazda Tribute?
The Mazda Tribute hit the roads in 2000 and won the hearts of many with its stylish design and practical features. It was designed to comfortably seat up to five passengers, making it a great choice for families and road trips. With a choice of front-wheel or all-wheel drive, the Tribute offered a reliable and smooth ride. It was powered by either a 2.0 L Ford Zetec 4-cylinder or a 3.0 L Ford Duratec V6 engine, giving drivers some options to suit their needs.
The Tribute wrapped up its production run in 2011. This model was succeeded by the Mazda CX-7 in Asia, Mazda CX-5 in the Americas, and Mazda CX-4 in China.
Find the Best Car Insurance Rates Online for Mazda Tribute Today
Connect with our bilingual team at Freeway Insurance today to start saving on auto insurance for your Mazda Tribute! Our experts will help you find the most affordable options tailored to your needs, ensuring the safety of you and your loved ones on the road.
Give us a call at 800-777-5620, request a quick quote online, or visit one of our convenient insurance offices near you. Let’s embark on a worry-free journey together!