The average monthly cost of full coverage car insurance in Wyoming is $187, which is a tad bit more than the national average of $140. The state-required minimum liability car insurance is $72, considerably higher than the national average of $47.
You might be surprised to learn that, even though the state is not heavily populated, it has the second highest rate of traffic fatalities in the nation. Some attribute this to a stretched-thin law enforcement presence, as well as high speeds.
What Is the Average Premium in Wyoming for Cheap Full Coverage Car Insurance?
In Wyoming, drivers pay an average of $2,244 per year for full coverage car insurance.
Full coverage combines liability insurance with collision car insurance and comprehensive auto insurance coverage. Collision coverage covers damages due to vehicle-to-vehicle, vehicle to object, and rollover events. In contrast, comprehensive coverage covers damages due to theft, hail, fire, and other events outside your direct control.
Luckily, drivers can lower the cost of full coverage insurance by opting for a higher deductible, applying for discounts, comparing rates across different insurance providers, and maintaining a claims-free driving record. Keep a clean driving record for three to five years and you have a good chance to secure the cheapest car insurance rates in Wyoming.
How Much Is It for Cheap Liability Insurance or the Minimum Required Car Insurance in Wyoming?
The average cost of the required minimum car insurance in Wyoming is $864 per year.
Although being covered by the minimum required insurance is enough to be able to drive legally in the state, we recommend going for full coverage. Liability car insurance in Wyoming consists of bodily injury/death liability insurance and property damage liability insurance.
How Do Rates Compare Across Major Cities in Wyoming?
Different cities in Wyoming pay different rates based on the demographic composition and collective driving record of all drivers within each location.
See the breakdown below for five Wyoming cities’ average monthly premiums.
Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by state. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.