How Much Does Marketplace Health Cost?
It varies a great deal. What you pay will depend on your family size, your income, your deductible, the state you live in and what health plan you choose, plus other factors.
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How Much is the Penalty for Not Having a Health Plan?
Since the federal government no longer assesses a penalty for no health insurance, the few states that still have a health mandate regulate their own penalties. If you live in one of these states, you’ll need to check each year to see if the mandate is still in effect and if so, how much it will cost you to choose to not carry qualifying health coverage. These penalties could change from year to year.
|State||Tax Penalty (2022)|
|California||$750 per uninsured adult + $375 per uninsured child or 2.5% of household income (whichever is greater)|
|District of Columbia||$695 per uninsured adult + $347.50 per uninsured child or 2.5% of household income (whichever is greater)|
|Massachusetts||No penalty if income is less than 150% of federal poverty level (FPL). 50% of the premium for the lowest cost plan if income is between 150.
|New Jersey||Depends on household income and family size|
|Rhode Island||$695 per uninsured adult + $347.50 per uninsured child or 2.5% of household income (whichever is greater)|
Affordable Health Care for You and Your Family
Purchasing a health policy or dental insurance on your own can be complicated and expensive, but Freeway Insurance can help you save time and money. And if you can’t afford it, we’ll let you know if you qualify to have some or all of your coverage paid for by the government, in a program such as Medicaid. There are penalties for not having health coverage in some states, but even more importantly, you and your family will have peace of mind knowing you are covered.
Give Freeway Insurance a call to talk to an expert insurance agent who can answer your questions and help you find the health plan that fits your needs and budget.
Find Low-Cost Options for Accidents, Critical Illness and Cancer
Many people are unprepared for a sudden accident, critical illness or a cancer diagnosis. While we cannot always be prepared for life’s curveballs, we can find ways to lessen the impact. At Freeway, we partner with Aflac to offer affordable plans for accidents, critical illness and cancer. These plans are designed to pay participants cash directly to help offset the many costs associated with sudden, life-altering events.
If you don’t have health insurance, a cheap plan from Aflac can help you pay for a hospital stay, medical care and other bills that may come up if you are out of work. If you do have health insurance, you can use these options to help pay for your deductible, as well as costs not covered by your regular coverage.
When you’ve been hit by the unexpected, you need to focus on getting better – not worry about where the money is going to come from to keep you and your family afloat.
Get Free Health Insurance Quotes Today
Get the peace of mind that comes with knowing you’re protected if you become sick or injured by signing up for a health plan through Freeway Insurance. Find an affordable health care plan that fits your needs and budget through Freeway. Get a free health insurance quote online or give us a call at 800-777-5620 to get started.