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Idaho Health Insurance Quotes

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Finding Health Insurance for Your Family in Idaho

Health coverage is something every family needs today in order to have access to the best and most comprehensive medical care available. Health insurance is the only way the majority of us can pay for the healthcare we need. But it can be confusing and stressful to try and make sense of all the different types of health insurance out there – and how to pick the best healthcare for us and our families.

Finding the right kind of health plan in Idaho for you and your family can be tricky. You want to pick a plan that has the appropriate amount of coverage, but also one that you can afford. With a wide variety of plans available at different tiers, it can get confusing fast. At Freeway Insurance, we can help you and your family sort it all out.

Even though Idaho law no longer requires its residents to be covered, it still makes sense to protect yourself and your loved ones. Health insurance is not required, but it really isn’t negotiable, either.

At Freeway Insurance, our agents are standing by to help you find the proper health policy that you can afford. Call us at 800-408-4041 to get answers about your coverage today.

Find Peace of Mind with Health Coverage in Idaho

Health coverage is more than just a fallback when someone is critically injured or sick. Although it is priceless to have that peace of mind in the event something does happen, A health policy plays another important role in your family’s life. Helping your family take steps to prevent a serious illness by having regular, routine medical checkups goes a long way to providing a safety net.

A young boy and his mother and father happy with health insurance visiting a doctor

Idahoans who have a health policy are much more likely to recover financially, physically and emotionally than their counterparts who do not. It’s not a luxury to provide this essential care for yourself and your family, it’s a necessity.

The Affordable Care Act (ACA) means that all Idaho residents have access to quality care at an affordable price. And, for those who meet income guidelines, there is free health insurance through programs like Medicaid.

Open Enrollment for the ACA health marketplace in Idaho is from Oct. 15 through Dec. 15. Idaho administers its own healthcare marketplace.

Freeway Understands Idaho Health Care

Understanding insurance jargon about deductibles, premiums, what’s covered, what’s not and for how much money is complicated. At Freeway, we can help you make sense of all the options, including:

  • Working through the Idaho health marketplace to connect you with the right plan for your needs.
  • Compare plans available for residents of Idaho.
  • Identify if you qualify for any free or low-cost programs.
  • Know exactly what your premiums will be and what coverage you’ll receive.
  • Apply for government financial assistance for help with both the cost of care and premiums.
  • Meet enrollment deadlines.

Bilingual licensed agents at Freeway Insurance are standing by to help you find the best plan at the best price for you and your family.

  • We can help you select how much coverage you need and the amount you will pay by explaining the four categories: Bronze, Silver, Gold, & Platinum. Learn more about health plan metal tiers.
  • There are five providers in Idaho to choose from, all with varying coverage and premiums.
  • Idaho offers enhanced short-term plans that include certain restrictions and conditions.
  • You may qualify for a financial stipend based on your income that helps pay for both coverage and care. See if you qualify.
  • Enrollment is available from your home’s comfort and safety online, over the phone or in our office.

Get outstanding service all year round: before, during and after the enrollment period. We’re here to help!

Missed the Open Enrollment Deadline in Idaho? You May Still Qualify for Coverage

In Idaho, you must apply for health coverage through the marketplace from Oct. 15 to Dec. 15 to be covered for the next year. However, there are certain life events that will allow you to apply after the deadline has passed during Special Enrollment. These qualifying life events include:

  • Having a child by birth, adoption, or foster care.
  • Placing a child for adoption or foster care.
  • Change in where you live (including release from jail).
  • Losing health care (such as losing employer coverage, or no longer qualifying for Medicaid).
  • Change in your income, particularly a drop that impacts your ability to pay for health insurance.
  • Turning 26-years-old and losing eligibility under your parent or guardian’s plan.
  • Marriage or entering a domestic partnership.
  • Becoming a citizen, national or lawfully present individual.

Finding Health Insurance in Idaho Can Be Stress Free

At Freeway Insurance, we are here to make navigating health plans in Idaho as easy as possible. We are experts in finding the best and most affordable healthcare for you and your family. We take the stress out of signing up for marketplace healthcare. Call 800-408-4041 today to find out how we can help.

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