Special Enrollment is a period outside of the Open Enrollment where you are eligible for special enrollment to health coverage. During this time, those who have a qualifying life event may sign up for the Affordable Care Act (ACA), or Obamacare, health insurance coverage.
Many people don’t know that anybody can sign up for health insurance during open enrollment (usually during the last few months of the year and into the beginning of the next year). States with their own health insurance marketplace portals will set their period for open enrollment so you don’t lose coverage. The federal government regulates all the other states.
The rest of the year is open for Special Enrollment in every state. However, you must have a qualifying life event to enroll during Special Enrollment. At Freeway Insurance, our bi-lingual agents can walk you through how to apply and which plan to pick if you live in California, Arizona, Washington, Florida, Idaho, Oregon or Texas.