Washington Health Insurance Quotes
Finding Health Insurance in Washington for You and Your Family
You want to do the right thing and find a health plan in WA for your family. But health insurance options are tricky and navigating the health marketplace is confusing and stressful.
On your own, trying to choose from many different types of health insurance options can be overwhelming, especially as more providers are now offering coverage in Washington than in previous years. Freeway Insurance will help make the process as straightforward as possible.
If you can’t afford health coverage, there are options available to make sure you and your family are covered, including free health insurance for those who qualify.
You can give us a call at 877-705-5336 to talk to an expert insurance agent who can answer your questions and help you find the health plan that fits your needs and budget.
Health Coverage Helps with More than Illness
The right health coverage will do more than help if you or a family member is sick or injured. It helps you stay healthy and take important preventative actions like getting routine checkups. With medical insurance, you don’t have to wait until things are serious to receive the care you need. If you do face a major medical incident, healthcare insurance can protect your finances while you receive treatment. Surgery, hospitalization, and medications quickly add up if you don’t have coverage. Health insurance is more than a must-do. It’s a must-have that can protect your health and finances.
Freeway is Here to Help You Find a Health Plan in Washington
The Affordable Care Act (ACA) changed the health insurance landscape. Designed to make better and more affordable health insurance available to Americans, the ACA, or Obamacare, offers a variety of healthcare options. Called the healthcare marketplace, Washingtonians must navigate through a variety of coverage options, deadlines, income levels and more.
Washington is one of several states that administers its own healthcare marketplace. Anybody may apply for healthcare through the Washington exchange during Open Enrollment, which lasts from Nov. 1 to Jan. 15. If you need your healthcare to start on Jan. 1, you need to be enrolled by Dec. 15. Washington no longer assesses a penalty for people who do not have health insurance.
Freeway agents are here to help you meet your health insurance needs. Our experienced agents can help you:
- Navigate your coverage options. Washington’s Health Benefit Exchange includes plans in categories called metal levels. The levels are Bronze, Silver, and Gold. While all plans offer standard coverage benefits, the lower your monthly premiums are, the more you will pay out-of-pocket when you receive medical care.
- Compare available plans.
- Identify if you are eligible for any free health insurance or low-cost programs, such as Medicaid.
- Know exactly what your premiums will be and what coverage you’ll receive.
- Apply for government financial assistance for help with both the cost of care and health policy premiums.
- Meet enrollment deadlines or sign up for Special Enrollment if you miss Open Enrollment.
- Get outstanding service all year round: before, during, and after the enrollment period. We’re here to help!
What Do I Do if I Miss Washington’s Deadline for Health Insurance?
You can enroll in the healthcare exchange after Open Enrollment during Special Enrollment, which is the rest of the year. However, there are certain qualifying life events you must meet in order to be eligible to apply for a health policy during Special Enrollment.
Qualifying Life Events
If you don’t meet the open enrollment timeframe, you will only be able to change or purchase your insurance when a qualifying life event has occurred. These events include the following:
- Having a child by birth, adoption, or foster care.
- Placing a child for adoption or foster care.
- Change in where you live (including release from jail).
- Losing health care (such as losing employer coverage, or no longer qualifying for Medicaid).
- Change in your income, particularly a drop that impacts your ability to pay for health insurance.
- Turning 26-years-old and losing eligibility to be covered by your parent or guardian’s plan.
- Marriage or entering a domestic partnership.
- Becoming a citizen, national, or lawfully present individual.
Get Your Free Health Insurance Quote in Washington Today
Find out today what your health policy options are, including a free quote for coverage for you and your family. Health coverage gives you peace of mind, knowing that you can get the preventative care and coverage you need and if you face illness or hospitalization.
We’re here for you. Start your health insurance quote online, over the phone, or at one of our offices near you today. We’ll help you find a plan that meets your needs and budget.