Car Insurance Quotes
for the Toyota Scion tC

The Scion tC is an appealing coupe with a roomy interior and streamlined exterior features. With room for five passengers, you’ll have plenty of space to go on a trip or simply commute to work. The Scion tC offers an attractive option for those who don’t want to spend much on fuel costs. The average annual car insurance premium for this vehicle is $90 per month for liability insurance and $200 a month for full coverage. Of course, there are factors that can affect the premiums.

Freeway Insurance offers the best coverage for people with a Scion tC. They’ll provide an affordable quote for auto insurance coverage that meets your needs and budget.

When purchasing your Scion tC auto insurance, you will have different types of coverage options to consider. It’s important to know how each of these options works so you can select the best one for your needs.

Full coverage and state-required minimum liability are two types of policies. Minimum liability coverage ensures that you are compliant with your state’s required auto insurance limits. However, it stops at that coverage. If the costs of damage or injuries exceed your policy limits, then you have to cover it yourself.

Full coverage offers more protection for you, whether you are at fault or not.

State Minimum Liability

Every motorist must carry some type of auto coverage. Each state decides what the minimum coverages are for liability. This type of insurance includes a single policy that covers other people’s damages (property damage liability) and injuries (bodily injury liability) when you are at fault. These costs may consist of medical expenses and property damage.

The state minimums for every state vary, but the two main categories are the same. These covered categories include:

Two people with the same vehicle can end up paying different premium costs. The reason for this is that there are various factors influencing costs. Some of these factors are as follows:

Vehicle Safety Features and Ratings

Many newer vehicles come with several built-in safety features. The type of safety feature on your Scion tC will depend on what year it is. However, some standard safety features, such as antilock brakes, are on most vehicles. So, you can count on some savings from having any type of safety features.

The National Highway Traffic Safety Administration gave the Scion tC a five-star rating on safety. So, be sure to talk to an agent about the discounts you can receive from this.

Loss Probability

The loss probability is a calculation used to determine the likelihood that you will be in an accident in the future. This helps them mitigate risks by basing your rate, in part, on this calculation. Insurers will look at historical data regarding crash statistics to get a more accurate estimate of how much money they may need to pay out.

Vehicle Age

You might think a newer car costs more to insure. In some cases, a new vehicle may cost more. For example, if it is an electric vehicle, the repairs may be more expensive. So, the premiums could be higher, too.

However, it’s usually older vehicles that cost more to repair because the parts could be obsolete. The safety features aren’t as advanced either, making accidents with injuries more likely.

Regardless of what type of vehicle you drive, a DUI is going to have a negative impact on your rates. A DUI involves driving under the influence of alcohol or a substance. Doing so puts you at higher risk of an accident. So, the rates for someone with a DUI conviction will be higher.

You can expect the higher rate to stay in place for at least three years.