Personal Injury Protection (PIP) is a type of auto insurance coverage (also called no-fault insurance) available in certain states. It pays medical expenses, and in some cases, loss of income, essential services, accidental death, funeral expenses, and survivor benefits, regardless of who is at fault in an automobile accident.
Personal injury protection (PIP) is considered a medical benefit, which is added to the mandatory state-required minimum car insurance coverage. PIP goes by a variety of names. It is sometimes called no-fault insurance because most states that operate under no-fault car accident rules require the addition of PIP to their mandatory car insurance.
Some states require PIP, and some states make it an obligation on the part of the consumer to decline PIP in writing on their car insurance application. In its most basic form, PIP is added medical protection that may be a good idea. Freeway Insurance agents can walk you through deciding if PIP is a good choice for you if you don’t live in a state that requires PIP.