How Much Is Car Insurance for a Mazda CX-7?
The Mazda CX-7 represents a sleek mid-size crossover SUV in the automotive world. This vehicle, in production from 2006 to 2012, boasted a turbocharged 2.3-liter inline-4 engine and offered options for both front-wheel and all-wheel drive systems.
Safeguarding your Mazda CX-7 with auto insurance is crucial. The average monthly price for liability coverage is $80, while the full coverage costs around $140.
Let Freeway be your trusted partner in navigating the complex world of insurance. Our friendly team can find the best affordable premiums and discounts, catering to drivers with various circumstances—even those with tickets or DUIs. Keep reading and secure your ride with the perfect coverage!
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Comparing Insurance Costs for Mazda CX-7 to Other Mid-size SUVs
The insurance rates for a Mazda CX-7 may show notable variations when compared to other similar vehicles. This is largely influenced by factors such as post-accident repair costs and its susceptibility to theft, especially given its discontinued production. Explore the table below to see how the average coverage prices for this model measure up against others.
Make/Model | Annual Full Coverage Insurance |
---|---|
Mazda CX-7 | $867 |
Hyundai Santa Fe | $1,527 |
Hyundai Azera | $1,375 |
Mazda CX-9 | $1,646 |
Mercury Milan | $1,396 |
Honda CR-V | $1,033 |
Types of Car Insurance Coverage for a Crossover
As a Mazda driver, you have a variety of types of auto insurance to consider. One path you could take is selecting the basic liability coverage mandated by your state to handle damages and injuries for others if you are deemed responsible. On the flip side, you also have the choice to invest in full coverage, offering protection for a diverse range of situations such as theft, vandalism, and collision damages for both yourself and other parties involved.
Full Coverage
Choosing full car insurance brings your protection to a whole new level compared to a basic policy. This plan combines liability, collision, and comprehensive coverage to provide extensive coverage for various situations.
For instance, imagine if your car is parked and a tree falls on it during a storm. With full coverage, you’d be covered for the damages caused by the natural disaster, ensuring you’re not left with a hefty repair bill. Additionally, in a scenario where your car is stolen or vandalized, the comprehensive coverage steps in to cover the costs of repair or replacement, giving you peace of mind in unpredictable situations.
To boost your road protection, you could explore additional coverage options or join the Freeway Auto Club for guaranteed 24/7 roadside assistance during emergencies like needing a tow or running out of fuel.
State Minimum Liability
In order to drive legally, it’s essential to have at least the minimum liability coverage required in your state. This coverage generally protects bodily injury and property damage, with the carrier covering costs up to specific limits.
Understanding the mandatory auto insurance requirements in your area is crucial for every driver. For instance, in Texas, the state mandates a minimum 30/60/25 policy, which includes coverage of $30,000 for bodily injury or dead per person, $60,000 for bodily injury per accident, and $25,000 for property damage liability per accident. Given the increasing costs of vehicles, especially with the average new car price now exceeding $30,000, the $25,000 property damage liability minimum might not offer adequate coverage in case of a significant loss.
To ensure that you have the best possible protection and peace of mind, it is advisable to explore a 100/300/100 policy.
Individual Factors That Influence Pricing for a Mazda CX-7
Your insurance rates can be affected by various factors, such as your age, location, and whether you’re a new driver or have some experience on the road.
There are also other elements that insurance companies take into consideration, including:
- Claim history: Previous insurance claims can impact how much you pay for coverage.
- Deductible amount: Choosing a higher deductible can lower your premiums, but it means you’ll have to pay more out of pocket in case of a claim.
- Coverage limits: Opting for higher coverage limits can result in higher premiums, but it offers greater protection in the event of an accident.
- Anti-theft devices: Equipping your vehicle with anti-theft devices may lead to discounts on your insurance rates.
- Age of your car: The age of your vehicle can impact your rates. Remember that your Mazda CX-7 appeared on the market several years ago and is no longer in production. As a result, older vehicles of this model may be more expensive to insure because their repair parts may be harder to obtain.
How Does a DUI Affect Insurance Rates?
A DUI conviction often leads to increased insurance costs in addition to typical consequences such as fines, community service, and the potential loss of your driver’s license.
Insurance companies normally categorize individuals with DUI convictions as high-risk drivers, which can limit your options for obtaining affordable coverage. In some instances, you may even be required to obtain an SR-22 certificate.
It’s important to note that the effect of a DUI on your insurance rates can vary depending on the provider, your location, and other factors in your driving history.
What Are Some Car Insurance Discounts for a Mazda?
Securing a good deal on your car insurance boils down to taking advantage of available discounts. For instance, bundling policies with one insurer can lead to significant savings. Loyalty discounts may also be on the table for long-standing customers.
But the potential for savings doesn’t stop there. Explore these other discount opportunities to reduce your premiums:
- Good Driver Discount
- Anti-Theft Device Discount
- Student Discount
- Defensive Driving Course Discount
- Military Discount
Before you purchase or renew your policy, why not have a friendly chat with a local agent? You never know what auto insurance discounts they might unveil, especially if there have been any recent changes in your life.
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What Are Some of the Characteristics of the Mazda CX-7?
The Mazda CX-7, a mid-size crossover SUV, was introduced in 2006 as the production version of the MX-Crossport concept car. Known for its design and performance, it featured fully independent suspension, four-wheel ventilated disc brakes, electronic stability control, and traction control to ensure grip consistency.
With a 2.3L turbo engine and various trim levels, the CX-7 offered power and efficiency, though it faced criticism for space efficiency and fuel consumption. Production ceased in 2012, but its impact on the mid-size crossover segment endures through its style, technology, and performance blend.
Find the Best Car Insurance Rates Online for Mazda CX-7 Today
We’re here to help you safeguard yourself and your unique vehicle every step of the way. Contact our bilingual team at Freeway Insurance today to start saving on auto insurance for your Mazda CX-7!
Call us at 800-777-5620, get a quick car insurance quote online, or visit one of our convenient locations. Let’s hit the road with peace of mind together!