Car Insurance Quotes for a Chevrolet Traverse

The average annual premium for a Chevrolet Traverse is $1,444 for full coverage.

At a minimum, all drivers must carry state minimum liability insurance, which provides third-party benefits paying for damages and injuries sustained by other drivers in an at-fault accident caused by you. Depending on the state you live in, you may also need to purchase a combination of uninsured/underinsured motorist coverage, medical payments (MedPay), and/or Personal Injury Protection (PIP) for greater protection.

If you are looking for a better, more affordable policy, or if you simply have questions on what your state requires, Freeway Insurance is ready to help you with a free, no-obligation quote.

Freeway Insurance is ready to help you explore several auto insurance options, including but not limited to state minimum liability and full coverage.

In short, state minimum liability only provides third-party benefits (covering the cost of damages and injuries sustained by others in an at-fault accident you cause), as opposed to full coverage, which offers third and first-party benefits like collision and comprehensive.

Full Coverage

We are big fans of full coverage over state minimum liability policies.

They provide greater protection with a combination of one or more of liability, collision, and comprehensive insurance to protect against a broader range of scenarios, such as theft, vandalism, vehicle-to-vehicle collisions, and non-accident-related damages thanks to theft, vandalism, and falling tree limbs.

Although not required in most states, add-ons to your policy may include roadside assistance, rental car reimbursement, medical payments (MedPay), and uninsured/underinsured motorist coverage.

Keep in mind that these add-ons are not part of a full coverage package. Instead, they are optional coverages in some states and mandatory ones in others. Only liability, collision, and comprehensive form a full policy.

State Minimum Liability

All Chevrolet Traverse drivers must carry an auto insurance policy, which may consist of state minimum liability with third-party benefits in the form of bodily injury and property damage liability.

Every state has minimum mandated liability limits. For example, Illinois requires that all drivers carry the following:

Regarding auto insurance policies for Chevrolet Traverse drivers, several factors have an impact, including age, driving history, credit score, and the amount of coverage/deductibles.

Typically, younger and inexperienced drivers see higher premiums thanks to a higher claims rate and riskier driving behaviors. As for driving history, expect to pay higher premiums if you have more than one at-fault accident, DUI conviction, traffic violation, and/or claim on your record.

Some states allow auto insurance companies to use your credit score to determine how much you should pay. The lower your credit score, the higher the likelihood you will be perceived as a higher risk to insure.

Lastly, do not forget your coverage and deductible selections. Expect higher coverage limits and lower deductibles to increase premiums, as auto insurance companies assume more risk with potential claims payouts.

Unfortunately, a DUI conviction will negatively impact premiums for all Chevrolet Traverse drivers, whether a first-time or subsequent offense.

For starters, you can expect increased premiums, with the exact increase depending on several factors, including your location and driving history. Secondly, you will be reclassified as a high-risk driver, with a negative mark remaining on your record for at least three years (depending on your state’s lookback window).

Thirdly, you will also be required to file an SR-22 , an add-on to your existing policy that lets the state know you carry the minimum required liability insurance to drive legally. Again, expect to pay additional fees for the privilege.

Lastly, remember being exposed to limited insurance options. For example, your auto insurance provider reserves the right to deny or cancel coverage if they consider you too high risk. Therefore, you may need to turn to specialized high-risk insurance providers who handle DUI insurance.

Out of all discounts available to Chevrolet Traverse drivers, “Good Driver” and multi-policy discounts have the best value.

“Good Driver” rewards policyholders with no at-fault accidents, claims, or traffic violations over the last three to five years. Multi-policy discounts, or bundling, is where policyholders enjoy savings when purchasing two or more policies under the same umbrella. For example, life insurance and auto insurance may qualify as a packaged bundle.

Other popular discounts available include autopay and pay-in-full discounts:

This is a vehicle in the midsize SUV segment.

It comes in six trims: LS, LT Cloth, LT Leather, RS, Premier, and High Country, all powered by a 310-horsepower V6 engine with nine-speed automatic transmission and front-wheel drive.

Standard features include 18-inch wheels, Apple CarPlay/Android Auto capability, six USB ports, and a push-button start. Upgrading to the highest-level trim, High Country, add ventilated front seats, a hands-free power liftgate, power-folding third row, and a power sunroof.

Main competitors are the Ford Explorer, Honda Passport, Hyundai Santa Fe, and Jeep Grand Cherokee.