Car Insurance Quotes for a Jeep Grand Cherokee

The average annual premium for a Jeep Grand Cherokee is $516 for minimum coverage and $1,531 for full coverage. Car insurance is required in almost every state. Many drivers choose full coverage because it provides the most protection. Other motorists want the cheapest car insurance for a Jeep they can find.

There are many options for every Jeep Grand Cherokee driver, including state minimum liability and full coverage.

Full Coverage

Full coverage combines liability, collision, and comprehensive. You may also choose to include optional selections like roadside assistance, uninsured/underinsured motorist, personal injury protection (PIP), and medical payments (MedPay) coverage.

Some states require uninsured motorist coverage and PIP.

One of the best things about full coverage is that it provides first-party benefits, not strictly third-party benefits like liability-only offers. For example, collision covers damages due to collision-related events, while comprehensive covers non-collision-related incidents like falling objects, theft, vandalism, hail, and natural disasters.

How much you pay in full coverage depends on several factors, such as the make and model of your vehicle, age, gender, zip code of residence, and driving record.

It is highly recommend that you carry full over a state minimum liability policy. If leasing or financing your vehicle, the finance company may require full coverage to preserve their vehicle’s value better.

State Minimum Liability

All states require a minimum amount of bodily injury and property damage liability.

For example, all California drivers must carry a 15/30/5 ($15,000/$30,000/$5,000) policy versus a 30/60/25 policy for Texas drivers. The first number represents bodily injury liability per person, the second represents part of the injury liability for accident, and the third represents property damage liability per accident.

Keep in mind that minimum liability and required coverages vary by state. For example, Florida requires that its drivers carry $10,000 in personal injury protection (PIP), and California does not. 

With a single car accident potentially responsible for more than $40,000 in medical expenses and $60,000 in property damages, a minimum 15/30/5 policy is not enough to avoid out-of-pocket costs.

Being convicted of a DUI is one of the worst things that can happen to your premiums.

The percentage rate increase after a DUI depends on several factors, such as your driving record, the severity of the offense, the date of your last DUI conviction, state laws, underwriting policy, and similar variables. In the worst of cases, your auto insurance company could even reject or outright cancel your policy. So do not be surprised if your premiums rise by 50% or more.

You may be required to file an SR-22 form with your state’s DMV outside of increased premiums. An SR-22 is proof that you are carrying the minimum required liability coverage to drive in your state legally. Expect to pay additional fees for the privilege.

If you are convicted of a DUI, we recommend you compare multiple providers, as not all providers treat DUI insurance the same.

It is classified in the mid-size SUV segment.

The vehicle is available in six trims: Laredo, Altitude, Limited, Overland, Summit, and Summit Reserve, with a 3.6-liter V-6, a 5.7-liter Hemi V-8, and plug-in hybrid as engine options.

Standard features include an 8.4-inch touch screen, a six-speaker sound system, a 10.25-inch digital gauge cluster, and a suite of driver assistance features such as blind spot monitoring and lane departure warning. Upgrading to higher-level trims offers a 19-speaker McIintosh premium audio system and Palermo leather seating.

Main competitors are the Honda CR-V, Nissan Rogue, Ford Escape, and Chevrolet Equinox.