Driving without insurance in Maine is not a good idea.
First-time and repeat offenses can expect to pay up to $500 in fines on top of a $50 reinstatement fee, a $20-$30 license fee, and a $35 registration fee. Further, the state will suspend your driving privileges until you show proof of insurance.
On top of these fees, you have to file an SR-22, proving to the state that you’re carrying the state minimum required insurance. Unfortunately, an SR-22 designation typically increases your rates, potentially tripling in some cases depending on past offenses and your driving record.
Forget about driving with a DUI as well. DUIs can increase your annual auto insurance premium by $500 or more, with first-time offenders subject to fines up to $2,000, a 150-day license suspension, and required use of an ignition interlock device. Some carriers will not cover those who have been convicted of offenses like DUI. You may need to shop around to find a provider that offers DUI solutions.