Car Insurance Quotes for the Mitsubishi Montero Sport

Car insurance costs for a Mitsubishi Montero are around $110 monthly for full coverage that includes comprehensive and collision protection, and around $58 for minimum liability insurance coverage. Your final premium depends on different factors such as your age, where you live, and other elements that we will explain throughout this guide.

Regardless of your current situation, the bilingual agents at Freeway Insurance can help you compare quotes and find an affordable auto insurance policy that fits your needs. With the right coverage plan, you can properly take care of your Mitsubishi Montero Sport, which stands out for its reliable handling on different types of terrain and its dynamic design.

When you’re choosing coverage for your Montero Sport, it helps to think about your routine and the type of auto insurance you feel comfortable carrying. If you drive in busy areas or take longer trips, you might want broader protection. If you only use your SUV occasionally, you may prefer something simpler.

Full Coverage

Full car coverage includes liability, collision, and comprehensive insurance, which is why many drivers choose it for SUVs they plan to keep in good condition for a long time, as it helps prevent paying for repairs and even replacements out of their own pocket. It doesn’t only apply when you’re driving: this coverage can also protect you from costly surprises when your Mitsubishi is parked.

For example, imagine you’re loading groceries and someone swings their car door into your Montero Sport, leaving a deep dent and scratched paint. Collision coverage can help pay for the repair. Or if a sudden storm drops hail that cracks your windshield, comprehensive coverage could apply. You can also add the Freeway Auto Club for 24/7 roadside assistance with towing, lockouts, battery jumps, and flat tires.

State Minimum Liability

Think of state minimum liability as coverage for the damage you cause to others, not for your own vehicle. It’s the basic coverage required by law and applies to bodily injuries and property damage when you’re at fault.

For instance, if you accidentally roll into another vehicle in stop-and-go traffic, this coverage can pay for the other driver’s medical costs and repairs. But if your Montero Sport ends up with front-end damage, those repairs would be on you unless you carry additional coverage.

Each state sets its own auto insurance limits. In Utah, for example, drivers are required to carry a 25/65/15 policy, which means $25,000 for bodily injury per person, $65,000 for bodily injury per accident, and $15,000 for property damage. Since Utah is an at-fault state, the driver who causes the accident is financially responsible for the costs involved, and these basic limits might not be enough, for example, if you damage a new vehicle and must replace it.

Insurance companies look at more than your SUV when setting your rate. They also consider personal and location-based details. Here are some of the factors that can influence your insurance premium:

A DUI can shift your insurance situation fast because insurers see it as a major risk signal. After a DUI, it’s common to see higher premiums, fewer company options, and stricter policy terms than before.

In many cases, you may also be required to file an SR-22, which is proof that you’re carrying at least the minimum required coverage. Some drivers discover that their current insurer won’t renew them after a DUI, which means shopping for a new policy becomes part of the process.

If you’re dealing with this, Freeway Insurance can guide you through the process, assist with SR-22 filings when necessary, and connect you with options that still provide affordable coverage while you rebuild your record over time.

Even if you want stronger coverage, you may still have room to lower your insurance premium. A Freeway Insurance agent can review your situation and point out savings that fit your profile, so you’re not relying on guesswork.

Some driver discounts you may qualify for include:

The Mitsubishi Montero Sport was produced in the United States from 1997 to 2004 and is expected to return more renewed in 2028. Even so, this vehicle remains a favorite among drivers who value reliability on every road journey. Its main features include: