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Car Insurance Quotes for the Chrysler Sebring

Are You Getting the Cheapest Car Insurance Available for a Chrysler Sebring?

Illustration of Chrysler-Sebring

How Much Is Car Insurance for the Chrysler Sebring?

Hopefully, you got a good deal on your Chrysler Sebring; it’s an excellent mid-sized car with more room for your passengers than a typical car in the mid-size segment. Now it’s time to get a good deal on auto insurance in case you get into an accident. You can get coverage for somewhere between $94 and $160 per month.

But those numbers aren’t etched in stone. It’s hard to zero in on an exact number because many factors can affect your rate. The best way to determine how much your premiums will be is by contacting Freeway Insurance. Their agents will do their utmost to get you the cheapest car insurance available today.

Getting a Free Auto Insurance quote with Freeway is easy!

Comparing Insurance Costs for the Chrysler Sebring to Other Vehicles

When insurers calculate your premiums, they look at all sorts of information, such as repair and replacement costs and theft rates for your particular vehicle. They need to know this because they might have to pay if your car is damaged or stolen. Since these costs are different for each vehicle, every make and model will have a different premium amount. Take a look at the table below to see how your Chrysler Sebring fares compared to similar vehicles.

Make/Model Annual Full Coverage
Chrysler Sebring $1,788
Mazda 6 $2,076
Hyundai Sonata $1,744
Ford Fusion $1,674

Types of Car Insurance Coverage for the Chrysler Sebring

You get to choose the type of car insurance coverage you want included in your policy. The more protection you get, the more you’ll pay. You might want to obtain only state minimum liability coverage to keep the price down, or you might want the peace of mind of purchasing full coverage at a higher cost. Here’s an explanation of what these policies are and how they protect you.

Full Coverage

Accidents happen all the time. Hopefully, you’ll never be in one, but if you’re looking to make sure you’re covered for a variety of events, ask your agent about a full coverage policy. For $149 per month on average, this type of policy will cover your vehicle for everything from theft to expenses incurred from an accident you cause to non-driving-related damages.

State Minimum Liability

On the other end of the spectrum, if you want to get your car on the road with the lowest amount of coverage required by law, you can choose minimum liability coverage. The average cost of this policy is $94 per month, and it provides basic financial protection when you damage other people’s property or cause bodily harm in an accident. You won’t get reimbursed for costs to your vehicle with this coverage. A primary consideration before choosing this type of policy is that the minimum requirement in your state might be very low and insufficient to cover the costs incurred by even a moderate crash you cause.

Individual Factors That Influence Pricing for the Sebring

Your agent will gather lots of information from you and pass it along to their underwriters. Many of these details, along with the options you choose, will affect your premium costs. Some of these include:

Coverage You Choose

There are many options you can add to your policy, such as personal injury protection, rental car reimbursement, roadside assistance, and uninsured motorist coverage, to name a few. These will come in very handy if you ever need them, but each option you choose will add to your final cost.

Theft Rate

If you’re covered for theft under a comprehensive plan, your insurer will help you replace your vehicle if it’s ever stolen. Every location has a different theft rate, so the chances of your car getting heisted depends on where you live and park your car. Your policy limit will be based on the value of your vehicle.

Safety Features

The safer your car is, the less likely you are to cause an accident, and the less your insurer will charge you. For example, if your vehicle has lane assist, it will prevent you from drifting into the next lane when you’re distracted. Your insurer will consider all of these types of features when setting your rate.

Red Chrysler Sebring Convertible JXI 1998 – cheap car insurance.

How Does a DUI Affect Insurance Rates?

Make sure to stay off the road if you’ve had even a drink or two. It’s dangerous to drive while under the influence, and if you get caught and are convicted of a DUI, you’ll have a financial mess on your hands even if you don’t get into an accident. Your insurer will have to file an SR-22 certificate and will consider you a high-risk driver, which means that they’ll charge you significantly more for your coverage.

What Are Some Car Insurance Discounts for a Chrysler Midsize?

It’s important to know that your final premium costs aren’t all that final. There are many methods to reduce them, such as discounts. When you get your quote, ask your insurer if they’ll offer you a multi-policy discount if you also obtain a homeowners or renters policy with them. If you have a clean driving record, you might get a safe driver discount. Your insurer might apply these discounts automatically, but it’s always worthwhile to ask.

Here are some other discounts that might be available:

  • If you’re in school and have a decent GPA, ask if you can get a student discount
  • Once you’re 55 or older, many insurers will offer you a senior discount
  • Not every insurer will offer this, but at the end of your policy, ask if you can get a retention discount if you sign up with them again
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What Are Some of the Characteristics of the Chrysler Sebring?

The Chrysler Sebring is a mid-sized vehicle that entered the market in model year 1995 as a coupe. A year later, Chrysler introduced a convertible top, and in 2001, the sedan version was added to the mix. The interior is roomier than comparable vehicles of similar model years, and the suspension is somewhat softer. The Sebring was retired in 2010 and replaced with the Chrysler 200.


Find the Best Car Insurance Rates Online for the Chrysler Sebring Today

Your Chrysler Sebring is an excellent car, whether it’s your commuting vehicle or your family car. Make sure you protect it with affordable coverage from Freeway Insurance. You can contact our agents by phone at 800-777-5620, get a quote for car insurance online, or stop by one of our convenient locations. We’ll help you obtain a policy that makes sense for you and your family.

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