Drivers looking for the cheapest car insurance in Jackson, TN pay an average monthly rate of $39 for the state-required minimum liability car insurance. That’s comparable to the state average of $31 and almost a dime shy of the national average of $47. You’ll most likely pay more or less than this amount, since car insurance premiums are based on a number of specific individual factors.
This minimum liability auto insurance consists of bodily injury/death liability insurance and property damage liability insurance. Tennessee residents might want to consider adding some uninsured motorist coverage (UM) to their policy since Tennessee ranks third highest in the nation for uninsured drivers. UM can go a long way and it’s not very expensive.
Drivers who opt for more protection in Jackson will pay an average of $124 monthly for full coverage car insurance. This offers liability plus comprehensive car insurance and collision auto coverage. Since Tennessee is an at-fault state, if you cause an accident, your insurance will not pay anything toward your damages if you only have liability. Additionally, if your car is stolen or damaged in a weather event, you will have no recourse under simple liability.
Full coverage will help you pay for your losses in both of these situations. What is the best car insurance for you? Talk over your choices with your insurance agent to get the best fit at a price you can afford.
How does Jackson compare with other cities in Tennessee? See our breakdown below for the average monthly car insurance costs for nearby towns. Keep in mind that areas with more congestion, more accidents and more claims for vehicle crime will typically have higher premiums for all residents.