Having different coverage areas in a car insurance plan is crucial as it provides protection against various types of risks and accidents. For example, liability coverage protects the policyholder against claims made by others for injury or damage caused by the policyholder’s vehicle, while collision coverage compensates for damages to the policyholder’s own vehicle. Comprehensive coverage offers protection against non-collision incidents like theft, vandalism, and natural disasters. Having these different coverage areas in a car insurance plan helps ensure that the policyholder is adequately protected in different scenarios and can minimize financial losses in the event of an accident. Freeway Insurance may be the option you are looking for to protect your car. Palm Bay auto insurance and other types of insurance for your peace of mind.
The Palm Bay-Melbourne-Titusville metropolitan statistical area (MSA) is an up-and-coming region in Florida, known for its prodigious mix of high-tech opportunities and natural wonders. Residents and visitors can enjoy many natural habitats, such as the Canaveral National Seashore, the Indian River Lagoon Preserve, and Port Canaveral with proximity to the most popular cruise routes in the world.
How Many Fatal Accidents Happen Here?
In 2020, there were 74 fatal traffic accidents in Brevard County, which includes the Palm Bay-Melbourne-Titusville MSA. In these fatal accidents, 81 people were killed and 45 were seriously injured.
In 2019, Palm Bay, FL saw ten fatal vehicle accidents, Melbourne, FL saw 12 fatal vehicle accidents, and Titusville, FL saw seven fatal wrecks.
How Are the Road Infrastructure and Bridges in This Area?
Rated third in the annual U-Haul Growth Index, the Palm Bay-Melbourne-Titusville MSA has a very active Public Works department that continually works on improvement projects to support a growing population. For example, in late 2021, Titusville worked with $3 million worth of federal relief funds towards water and sewer projects. Others include replacing 50-year-old lift stations and supporting the Indian River Lagoon.
According to a 2020 Milken ‘Best Performing Cities’ report, Palm Bay-Melbourne-Titusville came in tenth place — a testament to its high tech growth, lower housing costs, and other indicators for a highly progressive area.
All drivers in Palm Bay, FL, Melbourne, FL and Titusville, FL must carry car insurance. To learn more about car insurance in the area, including average costs by age group and zip code, ways to save on premiums, required coverage limits, and more, keep reading.