Car Insurance Quotes for Ford Freestyle
Are You Getting the Cheapest Car Insurance Available for a Ford Freestyle?
How Much Is Car Insurance for Ford Freestyle?
If you like more space but don’t want a large vehicle, the Ford Freestyle is ideal for you. This midsize crossover SUV was on the market from 2005 to 2009, offering spacious seating for seven passengers and the innovation of a continuously variable transmission (CVT), plus the option for all-wheel drive.
Do you want to know how to protect yourself, your vehicle, and your loved ones without overpaying? You need to have reliable auto insurance. On average, liability insurance for the Freestyle could cost you around $53 per month, while full coverage may total approximately $110. In contrast, the national averages are $52 for basic plans and $168 for full coverage.
If you have tickets or DUIs, Freeway Insurance is here to help you. Our bilingual team specializes in finding affordable coverage solutions and effective discounts for drivers, no matter the sticky situations. Keep reading and discover how you can save on your coverage and get you on the road, worry-free!
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Comparing Insurance Costs for Ford Freestyle to Other Crossover SUVs
The cost of auto insurance for the Ford Freestyle can vary significantly compared to similar vehicles, due to factors such as repair costs after accidents and theft susceptibility. Refer to the table below for a comparison of coverage prices:
| Make/Model | Annual Full Coverage Insurance |
|---|---|
| Ford Freestyle | $1,320 |
| Chevrolet Trailblazer | $1,632 |
| Mazda CX-30 | $1,035 |
| Buick Encore GX | $1,127 |
| Honda CR-V | $1,033 |
| Subaru Forester | $1,398 |
| Mazda CX-5 | $1,322 |
| Chevrolet Trax | $1,558 |
Types of Car Insurance Coverage for a SUV
If you own a Ford Freestyle, you have access to a variety of auto insurance options, such as state minimum liability and full coverage. There are also additional coverages like uninsured motorist coverage or rental car reimbursement. Now, let’s delve into the details of the two main coverage options.
Full Coverage
Opting for full car insurance, which includes liability, collision, and comprehensive protection, can significantly enhance your safety on the road.
Let’s say you have full coverage insurance for your Ford Freestyle. One day, during a severe storm, a tree falls on your vehicle while it is parked in your garage, causing significant damage. With your full coverage insurance, you can rest assured knowing that the repair costs for the damages caused by the fallen tree will be covered.
Just to clarify, this policy does not typically include additional coverage like personal injury protection (PIP) or medical payments (MedPay).
State Minimum Liability
To drive legally, you need to have at least the minimum liability coverage required by your state. This policy will cover basic damages and injuries caused to others during an accident, but won’t protect you in situations like bad weather, hail, theft, or vandalism.
For example, in Texas, the minimum liability auto coverage is $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage. However, this basic coverage may not be sufficient in all situations.
If you are involved in a serious accident with your Ford where multiple individuals are injured, the costs can quickly exceed the minimum coverage limits, leaving you financially responsible for any additional expenses beyond what your insurance covers.
Individual Factors That Influence Pricing for a Crossover SUV
When it comes to the price of insuring your crossover SUV, many elements come into play. Check out these factors that can impact your coverage costs:
- Your driving record: Your driving record holds some sway – previous accidents may nudge your premiums up.
- The type of SUV you own and its features: The specific make, model, and add-ons of your SUV can impact your policy costs.
- Your age: Your age can tip the scales too – younger or older drivers might face higher premiums.
- Available discounts you could snag: Keep an eye out for potential discounts or special offers that could help lower your coverage expenses.
- Your location: Carriers evaluate your state, city, and ZIP code while analyzing statistics such as car crashes, traffic patterns, and vehicle theft rates.
How Does a DUI Affect Insurance Rates?
Getting a DUI in the US can have a big impact on your life and how much you pay for car insurance. If you get caught driving under the influence, you could end up with your license suspended or taken away, hefty fines, community service, mandatory alcohol education classes, and even time behind bars.
Plus, when you have a DUI on your driving record, it’s pretty typical for your insurance rates to shoot up by two or three times. Providers see motorists with DUIs as risky drivers, which usually means you’re flagged as high-risk and will have to shell out more for coverage.
This can make it harder to find affordable DUI insurance options, as some insurers might be cautious about offering you a good deal or could jack up their prices. And to top it off, you might have to get an SR-22 certificate, showing carriers that you’re a high-risk driver.
What Are Some Car Insurance Discounts for a SUV?
If you’re looking to cut costs on your car insurance plan, taking advantage of discount programs is one of the smartest moves you can make. Two popular options are the good driver and bundling discounts, which acknowledge your safe driving habits and consolidating multiple policies (like auto and renters insurance) under one provider for added savings.
Good drivers and even those with less-than-perfect records can score other types of discounts, including:
- Defensive Driver Discount: Completing an approved defensive driving course can earn you a discount by enhancing your knowledge on things like safe stopping distances and up-to-date traffic laws. Not all insurers offer this, so it’s worth checking with your provider.
- Occupation Discounts: Insurers view some professions as lower risk, potentially resulting in a modest discount based on your line of work.
- Usage-Based Discounts: Allowing insurance companies to track your driving habits using tools like a Bluetooth beacon or telematic devices can lead to savings. But maintaining a solid safety record and positive score is essential to qualifying.
Contact your insurance company at renewal time to ask about any new auto insurance discounts for which you might be eligible. Often, providers offer discounts that you may only discover if you ask.
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What Are Some of the Characteristics of the Ford Freestyle?
The Ford Freestyle deserves recognition and a lasting place in history for its approach to redefining the crossover vehicle segment. This model was produced from 2005 to 2009 and eventually rebranded as the Ford Taurus X.
With its design and features, the Ford Freestyle was positioned as the successor to the Ford Taurus station wagon, setting the stage for a new era of CUVs. Under the hood, it boasted a 3.0 L Duratec V6 engine delivering 203hp and pioneering the use of a continuously variable transmission (CVT) in American Ford vehicles. This advanced powertrain prioritized a smooth and efficient driving experience, evolving over the years to emphasize performance and fuel economy.
Inside, this SUV combined comfort and functionality, introducing third-row seating for increased passenger capacity and implementing the Command Seating concept for an enhanced experience.
Find the Best Car Insurance Rates Online for Ford Freestyle Today
Connect with our dedicated team at Freeway Insurance to start saving today while taking care of your unique vehicle! Discover the most affordable auto insurance options for your Ford Freestyle while ensuring the safety of you and your loved ones. Call us at 800-777-5620, request a quick quote online, or visit one of our convenient insurance offices near you.