Skip to main content

Car Insurance Quotes for the Dodge Caliber

Are You Getting the Cheapest Car Insurance Available for a Dodge Caliber?

Ilustration of Dodge Calibre

How Much Is Car Insurance for the Dodge Caliber?

For some owners, the Dodge Caliber was ahead of its time. Successor to the Dodge Neon, the Caliber has been called a “crossover” before that was even a common term. With the fuel efficient engine and interior of an economy car packaged in a brawny looking exterior, the Dodge Caliber was an exciting vehicle for its time. If you are thinking about purchasing one, you’ll need to sort through the maze of obtaining cheap auto insurance.

The cost of protecting your new ride should be between $91 and $159 on average, and you’ll have the peace of mind of knowing that should something go wrong while you’re on the road, your insurer’s got your back.

Look for an established company like Freeway Insurance, whose agents have the expertise to help you find the most affordable car insurance based on your needs and budget.

Getting a Free Auto Insurance quote with Freeway is easy!

Comparing Insurance Costs for the Dodge Caliber to Other Vehicles

Coverage for your Dodge Caliber will be different than for other cars. Every make and model has features, characteristics, and statistics that affect monthly premiums. For example, the same repair on two different vehicles will cost different amounts because each car’s parts have varying prices.

Here is how yearly premiums for the Caliber compare to similar vehicles:

Make/Model Annual Full Coverage
Dodge Caliber $1,908
Kia Rio $2,112
Chevrolet Cruze $1,642
Ford Focus $1,633

Types of Car Insurance Coverage for a Dodge Hatchback

The types of car insurance coverage you choose will help determine how much your policy will cost. MedPay or PIP are excellent options — these help pay for you and your passengers’ medical expenses, even if you’re at fault. The same applies to collision, which covers the cost of repairs for your car if it’s damaged due to an accident you cause. But these options also raise your premium cost.

Full Coverage

A full coverage policy will cost approximately $159 per month. If you’re ever at fault for an accident, you’ll be very happy you chose this option since it pays for damages to your vehicle despite you causing the crash. With this type of policy, you’ll also be covered for theft and other damages to your car, like a tree branch falling on your vehicle, even if it doesn’t stem from an accident.

State Minimum Liability

Every state has a bare minimum of coverage you must obtain in order to drive your vehicle on public roads. If you get car insurance in Maine, you’ll have to purchase a minimum of $50,000 per person and $100,000 per accident to cover any bodily injury you might cause. You’ll also need $25,000 in property damage coverage, $2,000 of MedPay, and $50,000 per person and $100,000 per accident of coverage in case you get into an accident with an uninsured or underinsured driver.

The average cost is approximately $91 per month for this minimum liability coverage, but if you ever cause an accident, you would be responsible for damages to your own vehicle and might have to pay out of pocket if the damages to the other driver exceed your coverage amounts.

Individual Factors That Influence Pricing for the Caliber

The price of your premiums is determined using many different factors. Here are some examples:

Your Credit Score

People who have higher credit scores are considered less likely to file a claim and more likely to pay their bills. Since this type of client is a lower risk to an insurer, they will pay less than those with lower scores.

The Replacement Cost of Your Vehicle

The value of your vehicle makes a huge difference to your insurer. If you’re in an accident or if your car is stolen, the company will have to shell out money, so they factor that in when they quote a price for full coverage.


The amount of miles you put in also helps insurers determine risk. The more miles you drive in a year, the more the possibility of getting into an accident.

Dodge Caliber at yearly automotive-show "SIA 2011". May 26, 2011 in Kiev, Ukraine.

How Does a DUI Affect Insurance Rates for a Dodge Caliber?

Getting hit with a DUI will automatically turn you into a high-risk driver for insurers. Because you are now considered more risky to insure, your premium costs will increase, sometimes by double or even triple. Depending on where you live, you might be required to file an SR-22 certificate. Finding affordable auto coverage can be a challenge once you have something like this on your record, so you may be forced to spend some time looking for affordable DUI solutions.

What Are Some Car Insurance Discounts for a Dodge Crossover?

When you get a quote from an insurer, ask them if they have any discounts that might apply to you, because there are quite a few of them available. For example, if you get more than one policy with the same insurer — like two vehicles or one vehicle and a homeowners policy — you typically get a multi-policy discount. Keep your driving record clean, and you’ll get a safe driver discount.

Here are some more discounts you might be entitled to:

  • Take a defensive driving course, and you’ll be considered a safer driver who might get into fewer accidents than others. Since you would pose less of a risk, your insurer might discount your rate.
  • Active members and veterans of the U.S. Armed Forces can typically get a military discount.
  • Install features that make stealing your car more difficult, and you might get an anti-theft discount.
Image office

Find an office near you to help with your auto insurance

What Are Some of the Characteristics of the Dodge Caliber?

The Caliber is a compact hatchback that Dodge introduced in production year 2007 and retired in 2012. It was an affordable, versatile vehicle with multiple engine options and a variety of interesting features, such as an optional drink cooler, illuminated cupholders, and a stain-resistant cargo area.

Find the Best Car Insurance Rates Online for the Dodge Caliber Today

Our agents at Freeway Insurance are ready to help you find the cheapest car insurance for your Dodge Caliber to cover you and your family in case of an accident. Call us at 800-777-5620, get a fast and free quote for car insurance online, or stop by one of our locations.

Over the phone
Visit us