Sarasota, located on the western coast of Florida, is a popular tourist destination known for its diverse natural and cultural opportunities. The metropolitan area, which includes North Port, Bradenton, Venice, and Palmetto, offers visitors and residents alike plenty of state parks, museums, and entertainment options. But, with all the attractions in this area, it’s important to make sure you have the right car insurance coverage.
- The average cost of car insurance in North Port, Sarasota, and Bradenton is $1,776 for full coverage and $708 for the state minimum per year.
- In 2019, there were a total of 19 fatal car accidents in North Port, Sarasota, and Bradenton combined.
On average, car insurance companies in Sarasota and surrounding areas charge around $1,776 a year for full coverage. This is right on par with the U.S. national average of $1,674 and well below Florida’s auto insurance average of $2,364. The state-required minimum car insurance coverage is quite a bit cheaper, averaging $708 per year.
Keep in mind that your car insurance rates will depend on a variety of factors, including your age, gender, claims history, and the make and model of your vehicle. Full coverage car insurance offers multiple layers of protection in case of accidents, vandalism, or theft. Since Florida is a no-fault state, the state-required minimum will cover your injuries and damages up to your policy limits, regardless of who caused the accident.
However, it’s important to note that medical bills, loss of work, and other expenses can often exceed the state-required minimum. So, it’s wise to make sure you have the appropriate car insurance coverage in Bradenton, North Port or Sarasota.
Some areas may have a higher incidence of theft, vandalism, or natural disasters, which can result in higher rates. Here are the average monthly rates for a sample of North Port, Sarasota, and Bradenton zip codes: