Car Insurance Quotes for a Mercedes M-Class
Are You Getting the Cheapest Car Insurance Available for a Mercedes M-Class?
How Much Is Car Insurance for a Mercedes M-Class?
The Mercedes M-Class stands out as a reliable midsize SUV from the German automaker, Mercedes-Benz. Known for its spacious cabin, smooth ride, and luxurious features, this vehicle is a popular choice among SUV enthusiasts.
Owning a sophisticated vehicle like the Mercedes M-Class comes with the responsibility of having appropriate auto insurance, which is also the best way to protect your investment. The average cost of liability insurance for this model is approximately $51, while full car coverage can be obtained for around $113.
Discover the smart coverage solutions and effective discounts offered by Freeway Insurance. Whether you have a perfect driving record or faced challenges like tickets or DUIs, we are committed to helping you find the most affordable insurance packages. Explore all you have to know about car insurance options today and drive with confidence knowing you’re covered!
Getting a Free Auto Insurance quote with Freeway is easy!
Comparing Insurance Costs for a Mercedes M-Class to Other Luxury SUVs
When it comes to insuring a vehicle, the costs can vary significantly even if the cars appear similar. Insurance companies consider a range of factors, such as safety ratings, repair costs and anti-theft measures, to assess the level of risk associated with each specific car. In the table below, you will find the average coverage prices for the Mercedes M-Class and other comparable vehicles.
| Make/Model | Annual Full Coverage Insurance |
|---|---|
| Mercedes M-Class | $1,593 |
| BMW X5 | $2,254 |
| Range Rover Sport | $2,488 |
| Porsche Cayenne | $2,240 |
| Acura MDX | $2,052 |
| Lexus RX 350 | $1,396 |
Types of Car Insurance Coverage for a Mercedes Midsize SUV
If you are considering different auto insurance options for your Mercedes, you have two main choices: liability-only and full coverage. While a liability plan provides essential coverage to keep you compliant with your state’s auto insurance requirements, opting for full coverage offers comprehensive protection against a variety of incidents, ranging from minor accidents to natural disasters.
Full Coverage
By selecting full auto insurance, you are ensuring unmatched top-tier protection. This type of coverage combines both first- and third-party benefits, safeguarding you against liabilities, collisions, and a wide array of non-collision incidents such as theft, natural disasters, and overturning.
While this comprehensive coverage may come with a higher price, it is worth every penny as it can potentially save you hundreds of dollars in situations where other plans fall short. For example, if your SUV is declared a total loss or if you are involved in a collision with another luxury vehicle where you are liable for damages.
Speaking of savings, you may also want to consider joining the exclusive Freeway Auto Club, which provides 24/7 roadside assistance to protect you from unexpected expenses on the road. This could include needing a tow or a locksmith in the middle of the night, services that could otherwise cost you a significant amount.
State Minimum Liability
All drivers must have liability auto insurance that meets the basic legal requirements, which include set limits for bodily injury and property damage as outlined in each state’s coverage regulations.
These limits are usually shown as three numbers (e.g., 25/50/25), representing the coverage for bodily injury per person, bodily injury per accident, and property damage per accident.
For example, in Georgia, motorists are required to have a minimum of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident.
Individual Factors That Influence Pricing for a Mercedes-Benz SUV
Insuring your Mercedes M-Class involves considering a variety of factors that can influence the cost of coverage. From the make (such as Mercedes) to the model specifics (like the M-Class), the year it was made, and even the trim level, carriers take a close look at these details.
Apart from these factors, there are other elements that can impact your insurance rates, including:
- Your location
- Your driving record
- Annual mileage
- Credit record
- Your age and driving experience
- Your history of insurance claims
It’s important to note that in California, Hawaii, Massachusetts, and Michigan, insurers are restricted from using credit history to determine insurance rates.
How Does a DUI Affect Insurance Rates?
Having a DUI conviction can have a notable impact on your insurance premiums. Here are some consequences to keep in mind:
- Your insurance costs may go up, and you might be labeled as a high-risk driver.
- Your current coverage may not be renewed, prompting you to look for affordable DUI Insurance providers.
- DUIs usually stay on your record for about seven years, affecting any future insurance estimates.
- You might need to submit an SR-22 form, which is kept on record for several years to monitor your coverage status.
What Are Some Car Insurance Discounts for a Mercedes M-Class?
Interested in maximizing your savings on car insurance? Dive into the world of discounts offered by carriers. From rewarding safe driving habits to bundling multiple policies, there are plenty of ways to secure a great deal.
Here are some auto insurance discounts you could explore:
- Military Discounts: Those who have served or are serving in the military may be eligible for special rates.
- Low Mileage: If you drive fewer miles than the average yearly mileage, insurers might see you as a lower risk, resulting in potential savings.
- Telematics Discount: Opting into a usage-based insurance program can lead to significant savings by monitoring your driving habits.
- Loyalty Discount: Sticking with the same provider for a long time may result in loyalty discounts as a reward for your fidelity.
Find an office near you to help with your auto insurance
What Are Some of the Characteristics of the Mercedes M-Class?
The Mercedes-Benz M-Class, first introduced in 1998, has a history of blending luxury with off-road capabilities across its three generations. From its initial launch with V6 and V8 engine options and a plush interior, to the second generation’s enhancements in design, handling, and engine choices, the M-Class continuously evolved as a well-rounded luxury SUV. The final iteration from 2012 to 2015 further refined the M-Class with sleek design elements, luxurious materials, and advanced technology features, solidifying its reputation in the market.
In 2016, the M-Class transitioned into the GLE series, preserving its interior and off-road prowess while receiving upgrades for improved handling and a more dynamic appearance.
Find the Best Car Insurance Rates Online for the Mercedes M-Class Today
Looking to protect your beloved Mercedes M-Class? Look no further than Freeway Insurance! Give us a call at 800-777-5620 to chat with our friendly bilingual agents.
You can also visit one of our nearby offices or start a free auto insurance quote online. We search for the best coverage options for you and help you multiply your savings!