Car Insurance Quotes for the Mazda Protege
Are You Getting the Cheapest Car Insurance Available for a Mazda Protege?
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How Much Is Car Insurance for the Mazda Protege?
The Mazda Protege has built a reputation as a reliable compact car. It’s easy to drive, fuel-efficient, and low-maintenance — qualities that have made it popular with students, commuters, and first-time car owners.
Liability insurance for a Mazda Protege typically costs around $29 per month, while full coverage is usually about $51. Your exact rate will depend on factors like your age, driving history, and where you live. At Freeway Insurance, we take the hassle out of shopping around by letting you compare auto insurance quotes so you can easily find the best and most affordable coverage for your Protege.
Keep reading to see how the Protege stacks up against other compact cars and explore the insurance options that might suit you best.
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Comparing Insurance Costs for a Compact Sedan to Other Vehicles
Even among similar sedans, insurance rates can vary significantly. The Mazda Protege is often cheaper to insure than many newer or sportier models, as well as vehicles that rank among the most stolen in the US, thanks to its lower market value and strong reliability record.
| Make/Model | Annual Full Coverage |
|---|---|
| Mazda Protege | $700 |
| Honda Civic | $1,773 |
| Toyota Corolla | $1,695 |
| Nissan Sentra | $1,745 |
| Hyundai Elantra | $1,661 |
| Ford Focus | $1,633 |
Types of Car Coverage for a Small Sedan
Car insurance is not one-size-fits-all. There are different types of auto insurance coverage available, and the right one depends on your driving habits, your car’s value, and how much protection you want. Some drivers stick with the state minimum, while others prefer full coverage for more peace of mind.
Full Coverage
Full car coverage combines liability, collision, and comprehensive insurance, offering financial protection in a wider range of situations.
If your Mazda Protege is damaged in an accident or hit by falling debris during a storm, full coverage can help pay for repairs. This type of plan is especially useful if your car is in good condition and you want to protect its remaining value.
Adding the Freeway Auto Club can also be a smart move. It provides 24/7 roadside assistance for towing, flat tires, lockouts, and jump-starts—convenient for older cars or long commutes.
State Minimum Liability
Liability car insurance is the most basic protection and is required in every state. It covers injuries and property damage you cause to others in an accident but doesn’t pay for your own car’s repairs.
For example, if you rear-end another vehicle, liability insurance covers the other driver’s damages, but not yours.
The minimum liability auto insurance per state varies. In California, for instance, drivers must carry 30/60/15, which means $30,000 for bodily injury per person, $60,000 per accident, and $15,000 for property damage. California is an at-fault state, so the driver who causes the crash is responsible for the costs
Factors That Influence Insurance Pricing for Your Vehicle
There are many factors that affect car insurance rates, and they don’t impact every driver the same way. Even two Protege owners living on the same street might pay different amounts.
- Coverage level: Full coverage offers more protection but costs more than liability insurance.
- Where you live: Your ZIP code plays a big role. Drivers in busy cities or areas with high theft rates usually pay more.
- Mileage: Driving fewer miles each year typically results in lower premiums.
- Credit score: In most states, better credit can mean better rates.
- Driving history: Accidents, traffic tickets, and past claims can increase your rates, while a clean record helps lower them.
- Safety features: Cars equipped with airbags, anti-theft devices, or alarm systems may qualify for discounts.
Each of these factors helps determine how much you pay. That’s why comparing quotes is so important—it ensures you’re getting the fairest price possible.
How Does a DUI Affect Rates?
A DUI can have serious financial consequences. Once it’s on your record, most insurers will label you as a higher-risk driver, and your rate could double or even triple.
Beyond the fine and license penalties, some states require an SR-22 certificate to prove you have active insurance after a DUI.
At Freeway Insurance, we work with drivers who’ve had setbacks like DUIs and help them find coverage that meets state requirements while keeping costs manageable. We take care of your SR-22 filing so you can get back on the road without any extra stress.
What Are Some Car Insurance Discounts?
Saving on car insurance is easier than most people think. Many companies offer driver discounts that reward safe driving, low mileage, and even your payment preferences. These savings can add up and make insuring your Protege more affordable.
- Good Driver Discount: Save money by keeping a clean driving record.
- Multi-Vehicle Discount: Get a lower rate when you insure more than one car.
- Low-Mileage Discount: Drive less and pay less—simple as that.
- Automatic Payment Discount: Avoid late fees and save a few dollars each month.
A Freeway Insurance agent can review your details and help you apply every discount you qualify for.
Find an office near you to help with your auto insurance
What Are Some of the Characteristics of the Mazda Protege?
The Mazda Protege was made in the United States from 1990 to 2003 and earned a strong reputation for being reliable, fuel-efficient, and easy to maintain. It wasn’t flashy or complicated.
Some of its standout features include:
- Great fuel economy for daily driving
- Simple design that keeps repair costs affordable
- Compact size, perfect for tight city parking
- Comfortable interior with dependable performance
Even though it’s no longer made, the Protege is still a popular choice on the used-car market for anyone who values practicality and low ownership costs.
Find the Best Car Insurance Rates Online for the Mazda Protege Today
The Mazda Protege may be small, but it’s known for being steady, efficient, and dependable—and your auto insurance should reflect that.
At Freeway Insurance, we make it easy to find affordable car insurance that fits your needs and your budget. Call 800-777-5620, visit your nearest Freeway office, or start a free quote online today. Because protecting your Protege should be just as easy as driving it.