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Car Insurance Quotes for Mazda CX-9

Are You Getting the Cheapest Car Insurance Available for a Mazda CX-9?

How Much Is Car Insurance for a Mazda CX-9?

The Mazda CX-9 stands out as a midsize crossover SUV, boasting a sleek design and spacious interior. With seating for up to seven passengers and advanced tech features, this model combines style and versatility.

Securing auto insurance is a crucial step for safeguarding your vehicle and your own well-being. For the Mazda CX-9, the average cost of liability insurance stands at around $87, while full coverage insurance hovers around $140.

At Freeway Insurance, we are dedicated to providing affordable insurance solutions and valuable discounts for drivers who may be facing challenges such as tickets or DUIs. For the best coverage options and savings, keep reading. Don’t forget, our bilingual agents are ready to assist you!

Getting a Free Auto Insurance quote with Freeway is easy!

Comparing Insurance Costs for Mazda CX-9 to Other Mid-size SUVs

The price you pay for insurance on a Mazda CX-9 might differ quite a bit from other similar vehicles, mostly because of things like repair costs after accidents and its vulnerability to theft, especially considering it’s no longer being made. Take a look at the table below to see how the average coverage prices stack up.

Make/Model Annual Full Coverage Insurance
Mazda CX-9 $1,646
Kia Telluride $2,648
Hyundai Palisade $1,595
Honda Pilot $1,469
Toyota Highlander $1,577
Subaru Ascent $2,480

Types of Car Insurance Coverage for a Crossover SUV

If you drive a Mazda, you’ve got some choices to make when it comes to auto insurance policies. You could opt for the basic state-required liability car coverage, which takes care of damages and injuries for others in case you’re responsible. Alternatively, you could go all in with full coverage insurance, covering a wide range of scenarios such as theft, vandalism, and collision damages for both you and others involved.

Full Coverage

Full car insurance offers a higher level of protection compared to the basic policy by combining liability, collision, and comprehensive insurance.

For example, if you were to be at fault in an accident, the liability coverage would step in to handle the damages and injuries caused to others. In the unfortunate event of a collision, the collision insurance would take care of the cost of repairing or replacing your vehicle, regardless of fault. Furthermore, the comprehensive coverage goes even further, providing protection in scenarios like natural disasters, and vandalism, offering you a safety net for a wide range of unexpected situations.

If you aim to enhance your protection on the road, you could consider optional coverages or join Freeway Auto Club members who have guaranteed 24/7 roadside assistance for those unpredictable and costly emergencies, such as needing a tow or emergency fuel.

State Minimum Liability

To legally drive, you need at least the state minimum liability coverage. This type of coverage usually includes protection for bodily injury and property damage, with the insurance company covering costs up to specific limits.

It’s important for every driver to understand the mandatory auto insurance requirements in their location. For example, in California, the state rule enforces a minimum 30/60/15 policy, which stipulates the need for coverage of $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $15,000 for property damage liability per accident. Given that the average cost of a new car is now over $30,000, the $15,000 property damage liability minimum may not provide adequate coverage in the event of a total loss. To ensure enhanced protection and peace of mind, it’s advisable to explore a 100/300/100 policy.

Individual Factors That Influence Pricing for a Mazda CX-9

Various aspects can impact your insurance premiums, such as your age, zip code, and whether you’re a first-time driver or have some experience on the road.

There are also other elements that carriers take into consideration, such as:

  • Marital status: Being married or single can also play a role in determining your premiums.
  • Mileage: The more you drive, the higher the chance of accidents, which can bump up your costs.
  • Credit score: Having a solid credit score might score you lower premiums because it shows you’re responsible. But not every state follows this rule – places like California, Michigan, Hawaii, and Massachusetts don’t use credit history to set coverage prices.
  • Occupation: Some occupations are considered riskier than others by insurers.
  • Driving record: Your driving history, including any traffic violations or accidents, can impact on your costs.

Front right view of black Mazda CX-9 Generation II (2016) in front of white tilt-up retractable garage door in Auckland, New Zealand - November 22, 2022 – Mazda, cheap car insurance.

How Does a DUI Affect Insurance Rates?

In the US, getting a DUI doesn’t just throw a wrench in your plans – it can also have a pretty hefty effect on your insurance rates.

Besides the usual consequences like fines, community service, and the risk of losing your license, having a DUI often means you’ll be shelling out a lot more for coverage.

Insurance providers tend to label DUI offenders as high-risk drivers, which can seriously limit your options for getting affordable coverage. In some cases, you might even find yourself needing to obtain an SR-22 certificate.

Keep in mind that the impact of a DUI on your insurance rates can vary depending on the insurance company, your location, and other factors in your driving history.

What Are Some Car Insurance Discounts for a Mazda?

Scoring a great deal on car insurance is all about making the most of the available discounts. For instance, you might be able to save big by bundling multiple policies with the same company. And if you’ve been sticking with your insurer for quite some time, you could snag a discount as a thank-you for your loyalty.

But that’s just the beginning! Here are some other discounts that could help lower your premiums:

Before you renew your policy, it’s worth having a chat with your local agent. You never know, they might have some fresh auto insurance discounts up their sleeve, especially if there have been any significant changes in your circumstances lately.

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What Are Some of the Characteristics of the Mazda CX-9?

The CX-9 made its debut in 2006 as Mazda’s largest passenger vehicle. The first generation of this mid-size crossover, produced from 2006 to 2015 with facelifts in 2010 and 2013, featured three-row seating and advanced safety technologies like blind-spot monitoring and electronic stability control. In 2016, the second-generation CX-9 was unveiled with a sleek design and enhanced safety systems.

This vehicle received awards such as Motor Trend SUV of the Year in 2008 and the first IIHS Top Safety Pick+ Award for its dedication to safety. The CX-9 was discontinued in the U.S. market in 2024, and the new flagship three-row SUV from Mazda is the CX-90.

 

Find the Best Car Insurance Rates Online for Mazda CX-9 Today

Reach out to our bilingual team at Freeway Insurance today and kickstart your savings on auto insurance for your Mazda CX-9! Our specialists are here to customize affordable options that suit your needs, prioritizing the safety of you and your family on the road.

Whether you prefer calling us at 800-777-5620, requesting a quick insurance quote online, or dropping by one of our nearby offices, we’re ready to get you on the road to worry-free driving!

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