Car Insurance Quotes for a Chevrolet HHR

Finding the best auto insurance rates for your vehicle is a priority for cost-conscious vehicle owners. If you own a Chevrolet HHR, the average state minimum coverage cost is $88 per month. If you opt for full coverage, you can expect to pay approximately $145 monthly. Remember that various factors will play a part in how much you can expect to pay.

Freeway Insurance is here to guide vehicle owners in selecting the right coverage for their vehicle. You can discuss a budget-friendly auto insurance plan that works for you today.

As mentioned, many factors play a part in the total cost of your premiums. The age of the vehicle, the age of the driver, the driving history, and more are a few of the things that will affect the final cost.

One of the major factors that will impact your policy rate is the type of policy you obtain. There are two main kinds of protection among the six most common types of car insurance.  Research these options before deciding which one is right for you. One offers a robust coverage package, while the other costs less but doesn’t offer as much protection.

Full Coverage

Full coverage is more extensive than state minimum coverage. It covers costs for the other driver’s bodily injuries, property damage that results from the accident, and damage or theft to your car.

Since it is more comprehensive, you can expect to pay a bit more for this policy. Full coverage for a Chevrolet HHR is approximately $145 per month.

State Minimum Liability

All vehicles require state minimum liability insurance. With liability-only state minimum coverage, you can be assured that the other driver’s injuries and damage are covered up to your policy limits if you are at fault in an accident. This includes the driver’s vehicle damage and bodily injury expenses.

For example, in California, drivers must carry minimum liability of $15,000 in bodily injury per person, $30,000 in bodily injury per accident, and $5,000 in property damage. This doesn’t offer much financial protection if you hydroplane into someone’s car and cause extensive damage. Anything over $5,000 will come out of your pocket, as well as your own damages.

Increasing your limits is always a good idea, as well as adding uninsured motorist coverage, which doesn’t cost much but will be invaluable if you are hit by a uninsured driver.

The variation in the cost of auto policies depends on a number of factors. These include the following:

A DUI is damaging to your driving record, resulting in increased premiums. Nationwide, the average amount you can expect your coverage cost to rise if you get a DUI is between 33% and 266%.

In addition, many states will require you to file an SR-22 certificate with your DMV. This document identifies you as a high-risk driver to insurance companies. In some cases, you may find it hard to shop for cheap DUI car insurance.

If you are a good driver with a clean record, you can expect policy discounts. Also, those who bundle their auto and home policies under one insurer will see the largest discount. Listed below are other ways you can add discounts:

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