Car Insurance Quotes for the Chevrolet Caprice

When you get behind the wheel of your Chevrolet Caprice, you’ll be driving a storied vehicle that dates back more than a half-century. For decades, families have enjoyed outings in this comfortable car with room for the entire crew and their gear. Protect your new ride for $79 to $150 monthly on average, and enjoy many years of your own adventures in this classic American car.

Get the most affordable car insurance available by contacting Freeway Insurance. Their agents will work with you to ensure you get precisely the coverage you need to protect yourself and your family at a price that works for your budget.

Your agent will let you know about different types of car insurance coverage. You can get a policy based on your preferences, keeping in mind that the more you protect yourself financially, the more it will cost you. Your Freeway agent can help you by explaining your options so you can make informed decisions.

Full Coverage

The first option you should probably discuss with your agent is a full coverage policy. If you can afford this, it will give you the highest form of financial protection available. Your insurer would cover repairs to your vehicle, even when you’re at fault for a crash, and would help if an uninsured or a hit-and-run driver crashes into your vehicle and there’s no one else to pay for the damages. This policy would also cover theft, natural disasters, and many other non-driving-related incidents, all at an average price of $150 per month.

State Minimum Liability

Many drivers choose minimum liability coverage because it costs less – for your Caprice, it would be about $79 monthly on average. This type of policy only helps you pay when you cause an accident that results in damages to others’ vehicles or property. It will not pay for repairs or replacement of your own vehicle. The big issue with this type of coverage is that it doesn’t always cover the full amount of the damages you cause. You could end up needing to come up with money out of pocket. You can discuss with your agent the idea of adding different types of coverage or obtaining coverage beyond the minimum amount to help cover costs if you cause an accident.

Your agent will ask you many questions that pertain to you, your vehicle, and your preferences. Your responses will help them formulate your policy and premium costs. Here are some factors that will affect the rates you’ll pay.

Your Location

Everything from theft rates to repair and replacement costs to accident rates changes by location. Your zip code might even vary from the others in your city. Insurers will use this information to calculate how much they might have to pay for damages to your vehicle and the chances of your car getting stolen.

Your Driving Experience

Your insurer will ask when you got your license and how long you’ve been driving. The longer you’ve been an insured driver, the less money you’ll have to pay for your premiums. Newer drivers are considered riskier, while more experienced drivers are less likely to get into an accident and file a claim.

Your Deductible Amount

A deductible is a predetermined amount you would have to pay for an accident before your insurance begins paying. If you have a $500 deductible and cause $3,000 in damages, your insurer would pay $2,500 and you would pay $500. The higher the deductible you choose, the less you’ll pay for your premiums.

A DUI on your record will have major implications for you as a driver. To start, you will now be classified as a high-risk driver, which means you will have to pay higher rates for your premiums. Your insurer will have to file an SR-22 certificate on your behalf, showing the state that you have the required minimum coverage. It will also be harder for you to get a policy in general because many insurers don’t deal with high-risk drivers.

The Caprice was first introduced to the market in 1965. It began as a luxury vehicle and has always provided a comfortable ride. This full-sized sedan was considered a convenient family vehicle, often holding as many as seven passengers — three in the front before the days of consoles and four in the rear — with an enormous trunk that could fit an entire family’s luggage. Its last production year was 2017, and for its last few years, it was used primarily as a police vehicle in the U.S. due to its powerful engine and durability.