Skip to main content

Car Insurance Quotes for the Pontiac Grand Prix

Are You Getting the Cheapest Car Insurance Available for a Pontiac Grand Prix?

Illustration of Pontiac Grand Prix

How Much Is Car Insurance for the Pontiac Grand Prix?

The Pontiac Grand Prix is a historied mid-sized vehicle that dates back to the early ‘60s when muscle cars were hot. Whether yours is an older version or one of the more recent sportier iterations, you can get out and enjoy your ride as soon as you protect it with auto insurance. For an average of between $68 and $136 per month, you can get the right coverage and hit the road with your new wheels.

These numbers are an average. To get cheap car insurance for the coverage you need, a Freeway Insurance agent will discuss a host of details, each affecting your final cost. Keep reading to learn more about some of these factors and how they affect your monthly premiums.

Getting a Free Auto Insurance quote with Freeway is easy!

Comparing Insurance Costs for the Pontiac Grand Prix to Other Vehicles

Costs for car repairs are different for each make and model. The same applies to theft rates and replacement costs. These varying factors make insuring each vehicle unique, which is why you’ll rarely find the same monthly premium averages for two different vehicles.

The table below illustrates this by showing how the Grand Prix compares to similar vehicles.

Make/Model Annual Full Coverage
Pontiac Grand Prix $1,632
Chevrolet Malibu $1,749
Honda Accord $1,733
Nissan Altima $1,447

Types of Car Insurance Coverage for a Pontiac Sports Car

You get to decide how well you want to protect yourself and your vehicle in case you’re ever in an accident or other covered event. You can choose the type of car insurance coverage you prefer, and your insurer will charge you based on that decision. The two options you’ll most likely encounter are full coverage and state minimum liability.

Full Coverage

If you want to cruise around comfortably in your Pontiac Grand Prix with the peace of mind of knowing that you have the best financial protection available against accidents, a full coverage policy for an average of $136 per month is the way to go. Your insurer will pay for damages to your vehicle even if you’re at fault for an accident with this type of policy. It will also reimburse you if your vehicle is stolen or for damages from non-driving-related incidents, such as a hailstorm or a branch that falls from a tree.

State Minimum Liability

If you prefer to scale down the cost and choose a lower level of protection, you can pay an average of $68 monthly for minimum liability coverage. Let your insurer know that you want the bare minimum level of coverage allowed by law, which is different in every state.

For instance, if you obtain car insurance in Arkansas, you will have to purchase bodily injury protection of $25,000 per person and $50,000 per accident in case you injure someone while driving and $25,000 for property damage per accident. You would have to weigh the lower premium costs against the risk of ever needing to use this policy since medical bills and property damage from an accident can pile up, and you would have to pay out-of-pocket for any amounts above your coverage limits.

Individual Factors That Influence Pricing for the Pontiac Grand Prix

Insurers use statistics to calculate risk and potential costs to determine how much you’ll pay for your policy. These are three of the many details they will look at:


Although there are some exceptions, most states allow insurers to research statistics based on gender. Since risk levels will be different for men and women, your exact policy cost will depend on whether you’re a female or a male.

Your Claims History

Your insurer will check to see if you’ve had any recent driving-related claims. The more claims you have in your history, the more the insurer will view you as a client who is likely to file a claim with them.

Your Age

Teenagers are considered high-risk drivers when they first get behind the wheel. As they mature and gain experience, their rates drop significantly. At some point, statistically, drivers become a slightly higher risk with advanced age, which will cause premiums to increase.

Pontiac Grand Prix, pictured in an iconic desert setting in Monument Valley, Arizona, on June 22, 2008 – cheap car insurance.

How Does a DUI Affect Insurance Rates for a Grand Prix?

People who drive while under the influence of alcohol are more likely than others to cause an accident. If you’re found guilty of drinking and driving, your insurer will consider you a high-risk driver. They will charge you significantly more for coverage, and you’ll have to file an SR-22 certificate.

What Are Some Car Insurance Discounts for a Pontiac Grand Prix?

After your insurer discusses all your details, they will give you a quote. Thankfully, you might still be able to reduce that dollar amount using discounts. Your insurer will probably look for discounts for you, but it can’t hurt to ask if they have any available.

If you haven’t gotten any tickets or been involved in any accidents, a safe driver discount might already be factored into the quote. Ask your insurer if they would give you a multi-policy discount if you combine your home and car insurance with them. Here are a few other discounts you can inquire about:

Image office

Find an office near you to help with your auto insurance

What Are Some of the Characteristics of the Pontiac Grand Prix?

The original Grand Prix entered the market in 1962 as a muscle car with a 6.4 liter V8 engine. Pontiac reinvented it as a luxury vehicle in the ‘70s, an ordinary sedan in the ‘80s, and added some sporty touches plus a 3.1 liter V6 engine in 1990. The final model year for the Grand Prix was 2008. It was retired as a mid-sized sedan with options for a 3.8 to 5.3 liter V6 to V8 engine with horsepower ranging between 203 and 307, depending on the model.

Find the Best Car Insurance Rates Online for the Pontiac Grand Prix Today

Freeway Insurance can help you evaluate your options to find the most affordable coverage based on your needs. Our expert agents are available by phone at (800) 777-5620. If you prefer, you can get a fast and free quote for car insurance online or stop by one of our locations for assistance.

Over the phone
Visit Us