Car Insurance Quotes for the Nissan 350Z
Are You Getting the Cheapest Car Insurance Available for a Nissan 350Z?
How Much Is Car Insurance for the Nissan 350Z?
The Nissan 350Z isn’t just a car—it’s a statement. Sleek, powerful, and unmistakably sporty, it’s built for drivers who crave excitement every time they turn the key. From its bold design to its responsive V6 engine, the 350Z captures the spirit of performance and precision that Nissan sports cars are known for.
But while the thrill of the 350Z is undeniable, insuring a performance vehicle can be a different story. On average, liability insurance costs around $82 per month, while full coverage averages $158 per month. At Freeway Insurance, we help you find affordable car insurance that keeps your 350Z protected—so you can focus on enjoying the drive, not worrying about the cost.
If you’ve ever wondered how the 350Z stacks up against other performance coupes and which type of coverage makes the most sense, this guide breaks it all down.
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Comparing Policy Costs for the Nissan 350Z to Other Sports Cars
The 350Z’s mix of power and precision often puts it in the same class as other sporty vehicles—but insurance costs can vary widely, even among cars that look similar on paper. Thanks to its relatively affordable maintenance and repair costs, the 350Z often ends up being slightly cheaper to insure than other performance models in its category.
| Make/Model | Annual Full Coverage |
|---|---|
| Nissan 350Z | $1,900 |
| Ford Mustang | $2,188 |
| Chevrolet Camaro | $2,310 |
| Mazda RX-8 | $1,984 |
| Hyundai Genesis Coupe | $2,304 |
Types of Car Insurance Policies for Two-Seater Vehicles
Owning a 350Z means more than having a car—it’s having a driving experience. To keep that experience worry-free, choosing the right type of auto insurance coverage is essential.
Full Coverage
Full car coverage combines liability, collision, and comprehensive insurance, providing well-rounded protection for your 350Z.
Imagine parking your car downtown for a concert and returning to find the windshield shattered—comprehensive coverage helps pay for the repair. Or suppose someone rear-ends you at a stoplight; collision coverage handles the damages, even if the other driver doesn’t have insurance.
Since the 350Z’s parts and performance features can be more expensive to repair or replace, full coverage is often the smartest investment to protect your car’s value. For added peace of mind, the Freeway Auto Club offers 24/7 roadside assistance, including towing, fuel delivery, and lockout services—ideal for when life surprises you on the road.
State Minimum Liability
Liability insurance is the legal minimum required in every state. It covers injuries or damages you cause to others, but not your own vehicle.
For example, say you misjudge a curve on a rainy evening and tap another car’s bumper. Liability insurance would pay for the other driver’s repairs and medical costs—but you’d need to cover your 350Z’s damage yourself.
The minimum liability auto insurance per state varies widely. In New York, for example, the required minimum is 25/50/10—that’s $25,000 for bodily injury per person, $50,000 per accident, and $10,000 for property damage. New York also includes Personal Injury Protection (PIP) coverage, which pays for your own medical expenses regardless of who’s at fault. While these minimums keep you legal, they may not fully protect your performance car from high repair costs.
Individual Factors That Influence Pricing for Sports Cars
No two 350Z drivers pay the same rate. Insurers consider your unique mix of personal details, driving habits, and vehicle characteristics when determining your insurance premium.
- Driving record: Accidents, tickets, or DUIs can raise your rates significantly.
- Mileage: The fewer miles you drive, the less risk you pose.
- Location: If you live in a packed city with lots of accidents—or in one of the states with the highest vehicle theft rates—you’ll likely pay more than someone in a quiet town.
- Age and experience: Younger drivers usually pay more due to higher risk.
- Vehicle use: If your 350Z is a weekend car rather than a daily driver, that could help lower your rate.
How Does a DUI Affect Insurance Rates?
Getting a DUI can have serious consequences beyond fines and penalties—it can change how insurers see you as a driver. Once you’re classified as high-risk, premiums can double or even triple.
Let’s say you’re stopped after a night out, and the next month your insurance bill skyrockets. Some companies may even cancel your policy. In many states, you’ll also need an SR-22 certificate to prove you’re meeting the minimum coverage required to drive legally.
For 350Z drivers, that’s tough news—but it’s not the end of the road. Freeway Insurance specializes in helping drivers with DUIs get back on track. We file SR-22 forms quickly, find insurers who accept DUI histories, and help you rebuild coverage so your rates can eventually return to normal.
What Are Some Car Coverage Discounts for a Nissan 350Z?
Even though the 350Z is a high-performance sports car, you can still qualify for driver discounts that reduce your insurance costs. Here are a few worth asking about:
- Telematics Discount: Save by using a device or app that tracks safe driving habits.
- Anti-Theft Device Discount: Cars with alarms or GPS tracking systems often get lower premiums.
- Pay-in-Full Discount: Pay your annual policy upfront to receive a rate reduction.
- Defensive Driver Discount: Completing an approved safety course can earn you savings.
A Freeway Insurance agent will walk you through which discounts apply to your situation and how to combine them for maximum benefit.
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What Are Some of the Characteristics of the Nissan 350Z?
The Nissan 350Z debuted in the U.S. in 2003 and ran until 2009, reviving Nissan’s legendary “Z” sports car heritage. It became an icon for drivers seeking affordable performance and timeless design.
Some key characteristics include:
- A 3.5-liter V6 engine delivering between 287 and 306 horsepower, depending on the year.
- Rear-wheel drive and a 6-speed manual transmission option.
- A lightweight, aerodynamic design that made it agile yet stable at high speeds.
- A driver-focused cockpit emphasizing simplicity and control.
Even years after its final production, the 350Z remains a favorite among car enthusiasts for its power, handling, and unmistakable presence.
Find the Best Car Insurance Rates Online for the Nissan 350Z Today
Owning a Nissan 350Z is about more than speed—it’s about passion, style, and control. Make sure your insurance keeps up with that spirit. At Freeway Insurance, we’ll help you find cheap car insurance that matches your lifestyle and protects what you love most about your vehicle.
Call 800-777-5620, stop by a Freeway office, or start your free quote online today. Because your Nissan deserves more than standard coverage—it deserves protection built for performance.