Car Insurance Quotes for a Mercury Milan

The Mercury Milan is for drivers who prefer reliability and good taste over the fleeting appeal of the latest trends. This midsize sedan stands out for its smooth ride and practical design, featuring simple controls, a roomy cabin, and dependable performance that make it the ideal everyday companion—and best of all, without overspending.

Another great quality of this model is that its auto insurance is affordable, and Freeway can help you find the best low-cost plan for you and your needs, doing all the hard work for you.

On average, a liability insurance policy for the Mercury Milan costs $70 per month, while full coverage costs around $129. Your final rate depends on many factors that we’ll explain throughout this guide. Keep reading to learn everything you need to know about protecting your Mercury easily and affordably with Freeway.

Drivers have different needs depending on how much they use their vehicle and the type of auto insurance they feel comfortable with. Some Mercury Milan owners choose only the minimum coverage required by their state, while others prefer ea plan that offers more protection for unexpected situations.

Full Coverage

Full car coverage is the combination of three types of insurance: liability, collision, and comprehensive. This way, it can protect you in more situations than just accidents, such as weather damage, broken glass, vandalism, or if someone steals or damages your parked Mercury.

If you want your Milan to accompany you for much longer on the road, this is the best policy, as it prevents you from having to pay for unexpected events on your own. And you can also increase your peace of mind on the road by adding optional but very useful coverages, such as being part of the Freeway Auto Club and having 24-hour emergency roadside assistance for cases like a dead battery, locking your keys inside, or getting a flat tire.

State Minimum Liability

State minimum liability insurance is the simplest type of coverage and the one required by law. It pays for the other person’s injuries and property damage if you’re at fault in a crash, but it won’t cover your own repairs.

For example, if you misjudge a turn and scrape another vehicle, liability insurance handles their repair costs—not yours. And this can leave you in serious financial trouble if you hit a new car or the property damage ends up being very high.

The minimum liability auto insurance per state is different across the country. In Texas, for example, the minimum limits are 30/60/25, meaning $30,000 for injury per person, $60,000 per accident, and $25,000 for property damage. Texas is an at-fault state, so the driver responsible for the crash is financially liable for damages.

A DUI can make a big difference in your insurance costs. Most insurers see it as a serious risk factor, and your premium may increase noticeably. Some companies may even refuse to renew your policy.

You may also need an SR-22, a document your insurer files with the state to show you’re meeting the minimum required coverage.

At Freeway Insurance, we help drivers through this process. Our agents specialize in DUI cases, making it easier to stay insured while working toward lower rates in the future.