How Much Is Car Insurance for a Volkswagen Tiguan?
You get the best of both worlds when you drive your Tiguan — a high perch in a compact vehicle. Make life even better and more comfortable with an insurance policy that will protect you financially if you get into an accident. You can get minimum liability coverage for about $80 per month or full coverage for an average of $153.
Freeway agents are committed to getting you the most affordable car insurance available. They can help you determine what type of policy works best for you and your family within your budget.
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Comparing Insurance Costs for the Volkswagen Tiguan to Other Vehicles
Since repairs, replacement costs, and other such factors vary by vehicle, insurers base a portion of your rates on your make and model. Therefore, even similar cars can have different premium costs. The table below shows how your Volkswagen stacks up to other vehicles in the compact crossover segment.
Make/Model | Annual Full Coverage Insurance |
---|---|
Volkswagen Tiguan | $1,836 |
Hyundai Tucson | $1,656 |
Ford Escape | $1,430 |
Kia Sportage | $1,280 |
Types of Car Insurance Coverage for the Tiguan
Depending on the level of protection you’re looking for, there are different types of car insurance coverage to satisfy your preferences. You can tailor your policy with assorted add-ons and protection limits, but the base policies most car owners choose are minimum liability and full coverage.
Full Coverage
There are different mindsets when it comes to people protecting themselves and their vehicles. You can go all out with a full coverage policy for $153 monthly, which would be a popular choice. You’d be buying yourself protection from theft, natural disasters, and damages that happen to your vehicle when you cause an accident.
State Minimum Liability
For a much more affordable average of $80 per month, you can get minimum liability coverage. This policy is excellent if you’re primarily concerned about paying for damages you might cause in an accident. You won’t get compensation for your vehicle if you’re at fault for a crash, but your insurer will cover the other party’s losses if they are below your coverage limits.
Individual Factors That Influence Pricing for a Volkswagen SUV
Generating a quote might seem simple since Freeway agents do so in just a few minutes. But although the process is streamlined, formulating premium costs involves many details about you and your vehicle. The following are just a few factors that affect how much you’ll pay for your policy.
Claims History
Insurers check to see if you’ve filed claims in the past. If you haven’t, your rates will be lower than customers who have filed multiple claims, because carriers will assume that you’re less likely than others to file one.
Your Deductible
If you ever file a claim, there’s an amount you have to pay before your insurer begins paying. This is known as your deductible. If you choose a high deductible, your premiums will be lower, and if you choose a low deductible, your premiums will be higher.
Marital Status
Statistically, married individuals are slightly less likely to cause an accident than singles. Since the risk is a shade lower, insurers will charge married customers a little less than those who haven’t tied the knot.
How Does a DUI Affect Rates?
Driving under the influence is not a good idea because it increases the chances of causing an accident considerably. Even if you don’t cause a crash, the consequences of getting caught are pretty severe. In addition to possible penalties, fines, suspension of driving privileges, and vehicle impoundment, you might get hit with a DUI and be designated a high-risk driver. Your premiums would skyrocket for several years before you could once again be considered a safe driver.
What Are Some Car Coverage Discounts for the Tiguan?
Your Freeway agent will try to get you the cheapest quote possible. They will then try to apply some discounts to bring the price down even more. They will check your record to see if they can get you a safe driver discount. They might ask you if you need homeowners insurance in addition to an auto policy because if you do, they might be able to apply a multi-policy discount. Here are some other reductions that might work for you, but keep in mind that not all carriers offer the same discounts:
- A paperless billing discount if you agree to receive your bill electronically
- A military discount if you’re a veteran or current member of the U.S. armed forces
- A low-mileage discount if you don’t drive your car all that much
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What Are Some of the Characteristics of the Volkswagen Tiguan?
Since it hit the streets in 2008, it was considered a premium compact crossover. Its early models came with an upgraded interior, including an infotainment center for music, pictures, and maps. Beginning in 2018, Volkswagen produced all of its U.S. Tiguans with a third row, allowing you to transport seven passengers. Compared to other makes and models in this segment, this vehicle offers a comfortable ride and gives you the feel of an SUV while taking up less space than your average sedan.
Find the Best Car Rates Online for the Volkswagen Tiguan Today
Crossovers like your Tiguan give you the perfect balance between a car and an SUV. Similarly, our Freeway agents can get you just the right mix of protection while keeping your premiums affordable.
Contact us to learn more about the process of getting affordable coverage that works with your budget and protects you, your vehicle, and your family. To speak to one of our friendly, expert agents, visit one of our locations, call us at (800) 777-5620, or get a quote for car insurance online.