How Much Is Car Insurance for the Pontiac Grand Am?
The Pontiac Grand Am is a midsize car known for its reliability and practicality. Protecting your vehicle with auto insurance is crucial. The average monthly cost for liability insurance for this model is $42, while full coverage insurance averages $101 per month.
Freeway Insurance is your go-to for finding affordable coverage solutions and effective discounts, even if you have tickets, DUIs, or any other challenging situation. Discover how you can save big by reading more below.
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Comparing Coverage Costs for the Pontiac Grand Am to Other Sedans
The car insurance premium you pay will be influenced by the specific make and model of your car, with special consideration given to the fact that the Pontiac Grand Am is a discontinued model. Explore the table below to observe the differences in auto insurance prices within similar vehicles.
Make/Model | Annual Full Coverage |
---|---|
Pontiac Grand Am | $1,100 |
Chevrolet Malibu | $1,749 |
Oldsmobile Alero | $1,300 |
Buick Skylark | $2,220 |
Types of Car Insurance Coverage for Mid-size Cars
At Freeway Insurance, you’ll find a range of auto insurance options, including state liability coverage and full policies that protect against unexpected mishaps. You’ll also have plenty of additional car coverage choices to consider.
Full Coverage
Known for its extensive coverage, a full car insurance policy provides comprehensive protection for your vehicle, shielding it from a wide range of potential hazards. Whether it’s a minor accident, theft, or damage from natural events, this policy has you covered.
Additionally, by joining the Freeway Auto Club, you can save money on common and costly roadside situations, such as requiring a tow or locking your keys inside your Pontiac Grand Am.
State Minimum Liability
Opting for liability car insurance is a wallet-friendly choice. Priced at around $51 per month for a Pontiac Grand Am, it offers a more affordable solution when compared to full coverage.
However, it’s important to keep in mind that this type of policy only includes the mandatory state’s auto insurance protection. This basic plan just assists in covering damages or injuries you are responsible for, but for any other scenarios or if you surpass your policy limits, you’ll need to handle those expenses on your own.
Individual Factors That Influence Pricing for a Pontiac Vehicle
Providers evaluate different factors to gauge the chances of you filing a claim and the potential expenses involved if you do. Here are some key elements that can affect your premiums:
Where You Live
Your state of residence plays a big part in determining your coverage costs. Factors such as population density, weather conditions, and accident rates in your area can all influence the price of your policy.
Credit History
While a good credit score can lead to lower premiums in many states, it’s important to note that some states, such as California, Hawaii, Massachusetts, and Michigan, do not use this factor to determine coverage rates.
Marriage Status
Married individuals are statistically less likely to make a claim, which could lead to lower insurance prices compared to singles.
How Does a DUI Affect Insurance Rates?
A DUI can have a significant impact on how much you pay for vehicle protection. Not only does it pose a risk to pedestrian and driver safety, but it also labels you as a high-risk driver in the eyes of carriers.
After a DUI, don’t count on securing the same affordable rates as before. You’ll need to maintain a clean driving record for several years to prove your safe driving habits to insurers. In the meantime, anticipate a substantial increase in your policy costs post-conviction, unless you seek out and find economical solutions for a DUI.
What Are Some Car Insurance Discounts for a Pontiac Vehicle?
Are you aware of the benefits of safe driving and how it can lead to discounts on your premiums? For example, consider bundling your policies to secure a multi-policy discount with the same provider.
These are other ways insurers reward you with lower costs:
- Paid-in-full Discount: Save by paying your annual premium upfront.
- Safety Features Discount: Get rewarded for having accident-reducing features on your vehicle.
- Good Student Discount: Qualify by maintaining a “B” grade or higher as a full-time student.
- Senior Citizen Discount: Available for drivers aged 55 and above after completing a defensive driving course.
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What Are Some of the Characteristics of the Pontiac Grand Am?
The Pontiac Grand Am, produced by the Pontiac Division of General Motors, has a rich history, being in production from 1973 to 2005 in various forms. From a mid-size car initially, it transitioned to a FWD compact car in the third and fourth generations, and eventually became an enlarged mid-size car in its fifth generation.
The Grand Am featured innovative elements like the deformable urethane nose and the introduction of radial-ply tires as standard equipment.
Find the Best Car Insurance Rates Online for the Pontiac Grand Am Today
Your Pontiac Grand Am holds a special place in automotive history, so it’s essential to have the right auto insurance for it. Our team of bilingual agents is here to help you find the perfect plan that offers great value while keeping you and your loved ones safe on all your travels.
Get in touch with us today by dropping by one of our nearby offices, giving us a call at 800-777-5620, or simply getting a free car insurance quote online.