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Car Insurance Quotes for a Chrysler PT Cruiser

Are You Getting the Cheapest Car Insurance Available for a Chrysler PT Cruiser?

Ilustration of Chrysler-PT-Cruiser

How Much is Car Insurance for a Chrysler PT Cruiser?

When the PT Cruiser launched in 2022, fans lined up around the block to own their own retro-designed wagon. Cheap and cute, many captivated drivers signed on to a waiting list. Car clubs started and enthusiasts tricked their PT Cruisers out with flames and loud sound systems.

Despite being the North American Car of the Year for 2001 by Car and Driver, the Chrysler PT Cruiser had its final run in the 2010 production year. It’s still an adequate vehicle, but you won’t be able to drive yours until you protect yourself with auto insurance. The cost for such coverage averages between $80 and $146 per month.

But those numbers are basic averages. Reach out to Freeway Insurance to learn how to get cheap car insurance for your needs and budget.

Getting a Free Auto Insurance quote with Freeway is easy!

Comparing Insurance Costs for a Chrysler PT Cruiser to Other Vehicles

Just as every vehicle is unique, so too is the cost of insuring different types of cars. There are many reasons for this, but it boils down to how much insurers predict you will file in claims. For example, repairs, parts, and theft rates vary by most makes and models.

The table below shows just a few examples of how different monthly premiums can be for similar cars:

Make/Model Annual Full Coverage
Chrysler PT Cruiser $1,752
Toyota RAV4 $1,510
Chevrolet Trax $1,558
Hyundai Tucson $1,656

Types of Car Insurance Coverage for the Chrysler PT Cruiser

There are many different types of car insurance, such as comprehensive, liability, and uninsured motorist coverage. As you customize your plan and choose from among these options, your insurer will be able to determine your monthly premiums. These choices, along with your age, driving record, and other factors, will result in different pricing for your vehicle.

Full Coverage

If you want to get the best protection for yourself and your vehicle, ask your agent to give you a quote for a full coverage car insurance policy. Though this type of policy will cost you $146 per month on average, it covers you for damages you cause to others in a crash and your own vehicle as well. It will also protect you against theft, natural disasters, and other non-car-related damage.

State Minimum Liability

If you’re looking for a more affordable option, for an average of $80 per month, you can get minimum car insurance liability coverage. While this type of policy protects you if you cause injuries or damage to other vehicles in an accident, it won’t cover your car if you’re at fault.

Each state has its own requirement for this minimal coverage. For example, if you buy car insurance in Pennsylvania, you must obtain a minimum of $15,000 in bodily injury or death coverage and up to $30,000 per accident in case multiple people are injured. Additionally, Pennsylvania requires you to carry $5,000 in personal injury protection (PIP) and $5,000 in property damage liability.

Individual Factors that Influence Pricing for a Chrysler

A lot goes into what your monthly premiums will be. Here are some of the factors that affect the cost of your policy.

Driving Record

If you have a good driving record, insurers will view you as a low risk for future accidents and reward you with a good rate.

Driving Experience

New drivers with zero experience are considered a bit of a risk and will likely pay higher rates than experienced drivers. Statistically, drivers over the age of 60 are a slightly higher risk, and that will be reflected in the monthly premiums as well.

Where You Live

Every area has different accident and theft rates. Your zip code could make a huge difference in how much an insurer will charge you for a policy.

Chrysler PT Cruiser car parked on the road in the forest.

How Does a DUI Affect Insurance Rates for a PT Cruiser?

Getting convicted of drinking and driving is a costly ordeal. For starters, your insurer will require you to obtain high-risk driver coverage, which can get pretty expensive. In addition, you will most likely be hit with a traffic violation and possibly even have your car impounded, depending on the situation.

What Are Some Car Insurance Discounts for the Chrysler PT Cruiser?

There are many ways to reduce the cost of your policy. For example, if you get a homeowners policy along with your auto coverage, you might be entitled to a multi-policy discount. Keep your driving record clean, and you’ll get a safe driver discount.

Ask your insurer about these discounts to find out which are available to you. Here are a few more:

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What Are Some of the Characteristics of the Chrysler PT Cruiser?

The Chrysler PT Cruiser is a compact SUV with a short 169” span. It was discontinued in 2010 after ten years on the market. This retro-style crossover provides owners with a comfortable ride and comes with many different configurations. Some models even included a convertible option, which is unusual for this class of vehicle.

Find the Best Car Insurance Rates Online for the Crysler PT Cruiser Today

Freeway Insurance can help protect you with the coverage you need at the most affordable prices. Reach out to one of our agents by calling 800-777-5620, requesting a quote for car insurance online, or stopping by one of our locations.

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