Car Insurance Quotes for the Buick Century

Your Buick Century is a reliable vehicle that will get you to your destination in comfort. Pair it with a full coverage policy, which will cost you an average of $131 a month. At the very least, you can protect your Century with minimum liability coverage for an average of $74 monthly.

Are you undecided about which policy is better for you? Reach out to a Freeway agent to discuss the level of auto protection that makes the most sense for you and your family, and get the most affordable car insurance available.

Make sure to thoroughly discuss the different types of car insurance coverage available with your Freeway agent, because there are many options that may interest you. Every person and family has different needs, so it’s important to understand what protection each option provides before determining what will work best for you. Here are the most popular options your agent may suggest.

Full Coverage

People who want to keep their car in pristine condition and ensure that their insurer will cover damages regardless of what happens usually opt for full coverage insurance. For an average of $131 a month, your insurer will help you pay for damages to your car, even if you cause an accident. They will also cover costs if your vehicle is stolen or scratched by a passing biker’s handlebar.

State Minimum Liability

If you’re looking for a more budget-friendly policy, minimum liability coverage for $74 a month might interest you. This policy covers damages and personal injuries to others if you’re at fault in a crash. However, this policy won’t cover repairs or replacement of your own vehicle, so you’ll need to pay for those costs out of pocket. Additionally, depending on your coverage limits, you might have to cover some of the other party’s expenses out of pocket.

You can already see that your exact make and model and the type of coverage you choose can influence your premium amount. But that’s just the beginning. Your insurer will base the cost of your policy on additional details that pertain to you, your vehicle, and your preferences. Here are some examples of what goes into a quote.

Add-Ons

Whether you choose minimum liability or full coverage, you can add several options to your policy. For example, you can choose 24/7 roadside assistance, rental car reimbursement, or personal injury protection. Each of these will protect you financially but will also raise your premium.

Your Driving Record

Insurers have access to your driving history and will review it before providing a quote. They can see if you’ve received tickets or have been in accidents in the past. The cleaner your record is, the less they’ll charge you, and vice versa.

Your Driving Experience

Regardless of age, new drivers are less comfortable behind the wheel and less apt to avoid accidents than experienced drivers. If you’re a new driver, your rates may be high, but you can expect them to decrease as you gain experience and prove yourself a safe driver.

Drunk drivers are a hazard to themselves, other drivers on the road, and pedestrians. If you’re hit with a DUI, your insurer will automatically consider you a high-risk driver since the assumption is that you’re more likely than others to cause an accident. You can regain your safe driver status after several years, but in the interim, your coverage rates will increase significantly.

Insurers offer many different discounts based on qualifications. If you need both homeowners and auto insurance, you can typically get a multi-policy discount if you get both with the same carrier. If you’ve been driving for a while and don’t have any tickets or accidents on your record, you might get a safe driver discount. Here are some more discounts your insurer might offer if you qualify:

Though Buick made a full-size version of the Century from the early to mid-1900s, the Century is primarily known as a mid-size vehicle that was in production from 1973 to 2005. Over the years it had sporty, boxy, and muscle car versions and was even available as a station wagon. The most popular version is the standard sedan, which serves as a well-priced, reliable five-passenger vehicle that delivers a smooth ride with a fairly decent amount of room for its riders.