Car Insurance Quotes for Volkswagen CC
Are You Getting the Cheapest Car Insurance Available for a Volkswagen CC?
How Much Is Car Insurance for a Volkswagen CC?
The German-made Volkswagen CC is a sleek mid-size sedan that boasts a 2.0-liter turbocharged engine and seating for five passengers.
Before hitting the road, make sure you’ve got the essential backup plan in place – auto insurance. For the Volkswagen CC, the average cost of liability insurance is just $40 a month, while covering all the bases with full coverage will set you back around $90 monthly.
Freeway Insurance is here to help you with the best deals and top-notch discounts available, no matter the bumps in the road – from tickets to DUIs and beyond. Don’t let unexpected twists and turns catch you off guard. Keep reading to discover affordable coverage options that won’t leave you in the dust.
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Comparing Insurance Costs for Volkswagen CC to Other Sedans
The cost of insuring a Volkswagen CC can vary significantly compared to similar vehicles, mainly due to factors such as repair expenses following accidents and its susceptibility to theft, particularly given that it’s no longer in production. Check out the table below to compare average car insurance prices and gauge the potential differences.
| Make/Model | Annual Full Coverage Insurance |
|---|---|
| Volkswagen CC | $1,448 |
| Audi A4 | $2,187 |
| BMW 3 Series | $2,270 |
| Mercedes-Benz C-Class | $1,948 |
| Buick Regal | $2,376 |
| Volkswagen Passat | $2,268 |
Types of Car Insurance Coverage for a Mid-size Sedan
As a Volkswagen driver, there are some decisions to be made when it comes to choosing auto insurance. You can stick with the essential liability insurance required by your state, which handles damages and injuries for others in case of an accident that’s your fault. Or, you can go for full car insurance, offering protection against theft, vandalism, and collision damages for you and others involved in a variety of scenarios.
Full Coverage
Full car insurance steps up the level of protection compared to a basic policy by bundling liability, collision, and comprehensive coverage together.
In the case of an accident where you’re held responsible, liability insurance kicks in to cover damages and injuries for others involved. If a crash occurs, collision insurance takes care of repairing or replacing your vehicle, regardless of fault. Going beyond that, comprehensive coverage offers protection in various scenarios, such as natural disasters and vandalism, acting as a safety net for unexpected events.
To amp up your on-the-road protection, consider optional coverages or join as a member of the Freeway Auto Club for guaranteed 24/7 roadside assistance during those unpredictable and costly emergencies, like needing a tow or running out of fuel.
State Minimum Liability
In order to drive legally, you’ll need to have at least the minimum liability insurance required by your state. This type of coverage typically includes protection for bodily injury and property damage, with the carrier covering costs up to specified limits.
It’s important for every driver to understand the mandatory coverage requirements in their location. For example, in California, the state rule enforces a minimum 30/60/15 policy, which means you need to have coverage of $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $15,000 for property damage liability per accident. With the average cost of a new car now exceeding $30,000, the $15,000 property damage liability minimum might not provide enough coverage in the event of a total loss. To ensure you have solid protection and peace of mind, it’s a good idea to look into a 100/300/100 policy.
Individual Factors That Influence Pricing for a Volkswagen CC
Your insurance costs can be influenced by different factors, like your age, where you live, and whether you’re a new driver or have some road experience.
Carriers also look at other factors, such as:
- Mileage: The more you’re on the road, the higher the chances of accidents, which can drive up your premiums.
- Credit score: Having a solid credit score could lead to lower premiums because it suggests you’re responsible. However, not every state goes by this – places like California, Michigan, Hawaii, and Massachusetts don’t use credit history to set insurance prices.
- Marital status: Whether you’re married or single can also affect what you pay for your policy.
- Occupation: Some jobs are seen as riskier by insurers.
- Driving record: Your history behind the wheel, including any traffic tickets or accidents, can impact how much you pay.
How Does a DUI Affect Insurance Rates?
Getting a DUI can not only disrupt your plans but also have a significant impact on your insurance costs.
In addition to penalties such as fines, community service, and the risk of losing your license, being charged with a DUI often leads to higher premiums. Insurance providers usually label those convicted of this violation as high-risk drivers, making it difficult to secure affordable coverage. In certain instances, obtaining an SR-22 certificate may be necessary.
It’s important to note that the effect of this offense on your coverage rates can vary based on the insurance company, your location, and other factors in your driving record.
What Are Some Car Insurance Discounts for a Volkswagen?
Securing a great deal on car insurance is all about taking advantage of the available discount opportunities. For instance, you might find significant savings by bundling multiple policies with the same insurer. Additionally, if you’ve been a faithful customer with your current provider, they might show gratitude by offering a loyal customer discount.
But that’s not all. Consider these alternative ways to potentially lower your premiums:
- Good Student Discount
- Occupational Discount
- Senior Driver Discount
- Green Vehicle Discount
- Safe Driver Discount
Before renewing or buying your policy, it’s a good idea to touch base with your local agent. They could surprise you with new auto insurance discounts, especially if there have been any recent changes in your circumstances.
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What Are Some of the Characteristics of the Volkswagen CC?
The Volkswagen CC, once known as the Passat CC, was a stylish car produced by Volkswagen from 2008 to 2016. This model stood out for its design and blend of elegance and performance, featuring a coupe-like profile and sleek roofline.
Despite production ending after the 2017 model year, the CC made a lasting impact with its wide range of engine options, such as the 1.4 L TSI I4, 1.8 L TSI I4, 2.0 L TSI I4, 3.6 L VR6, and 2.0 L TDI I4, as well as advanced technologies. This combination positioned the CC as a symbol of sophistication and innovation on the road.
Find the Best Car Insurance Rates Online for Volkswagen CC Today
Contact our bilingual team at Freeway Insurance today and start saving on auto insurance for your Volkswagen CC! We’ll tailor affordable options to meet your needs and prioritize your and your family’s safety on the road.
Call us at 800-777-5620, request a quick car insurance quote online, or visit one of our nearby offices, and let us help you enjoy worry-free driving!