How Much Is Car Insurance for a Mazda 5?
The Mazda 5 is a compact family minivan that balances space, comfort, and practicality. This car is smaller than most vans, although it offers three rows of seating; for families wanting versatility without the bulk of a full-size model, this is a smart choice.
Liability coverage for a Mazda 5 costs an average of about $75 per month, while full coverage runs approximately $138. However, the final cost depends on your driving history, location, and the coverage you select. At Freeway Insurance, we can help you compare quotes to find affordable auto insurance that fits your budget and driving needs.
Keep reading to see how the Mazda 5 stacks up against other family vehicles and what type of coverage works for you.
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Comparing Insurance Costs for Mazda 5 to Other Compact Minivans
Insurance prices can vary widely, even among vehicles in the same category. The Mazda 5 often falls on the more affordable side thanks to its smaller size, strong reliability, and moderate repair costs.
| Make/Model | Annual Full Coverage Insurance |
|---|---|
| Mazda 5 | $1,040 |
| Honda Odyssey | $1,454 |
| Toyota Sienna | $1,226 |
| Kia Sedona | $1,944 |
| Dodge Grand Caravan | $1,396 |
| Chrysler Pacifica | $1,493 |
Types of Car Insurance Coverage for a Minivan
Car insurance is not one-size-fits-all. There are various types of auto coverage, and the selection should be based on how you drive your minivan and how much protection you desire. Some motorists get only the minimum protection required by the state, but others like to have more comprehensive coverage to cater to unexpected repairs or accidents.
Full Coverage
Full car coverage includes liability, collision, and comprehensive insurance, offering protection against both accidents and other kinds of damage.
If your Mazda 5 is damaged in a storm or someone hits it while parked, full coverage can help pay for the repairs. It’s a great choice for families who depend on their car daily and want to avoid major out-of-pocket costs.
You can also add the Freeway Auto Club, which provides 24/7 roadside assistance for towing, lockouts, or flat tires—convenient when you’re juggling a busy schedule.
State Minimum Liability
Liability insurance is the basic protection required in every state. It helps cover the other driver’s expenses if you cause an accident, but it doesn’t pay for your own vehicle.
For instance, if you accidentally back into another vehicle, this coverage would handle their repair costs, not yours.
The minimum auto insurance per state varies. In Colorado, drivers must carry 25/50/15, which means $25,000 for injury per person, $50,000 per accident, and $15,000 for property damage. Because Colorado is an at-fault state, the driver responsible for the crash pays for the damages.
Individual Factors That Influence Pricing for a Mazda 5
There are different factors that affect car insurance rates, and they change from one driver to another. Even two people with the same Mazda 5 could pay very different prices depending on their situation.
- Where you live: Location matters. Drivers in busy cities or areas with higher rates of theft or accidents often pay more. If you live in one of the states with the highest vehicle theft rates in the U.S., that can also impact your premium.
- Driving history: Accidents, tickets, or past claims can raise your rates, while a clean record usually lowers them.
- Mileage: Driving fewer miles each year generally reduces your risk and your cost.
- Credit score: In most states, maintaining good credit can help you qualify for lower rates.
- Coverage level: Full coverage costs more but provides greater financial protection.
- Safety features: Anti-lock brakes, airbags, and security systems may qualify you for discounts.

How Does a DUI Affect Insurance Rates?
A DUI can increase your policy costs dramatically. Once it appears on your record, insurers consider you a higher-risk driver, and your premium can double or even triple.
In addition to fines and legal penalties, many states require an SR-22 certificate after a DUI to verify that you have active coverage.
At Freeway Insurance, we’re here to help you find the right policy that meets your state’s requirements and keeps you on the road. We’ll take care of filing your SR-22 and understand that one mistake doesn’t have to define your driving future.
What Are Some Car Insurance Discounts for a Mazda?
Everyone likes saving money, and car insurance is no exception. The good news is that many insurers reward drivers for things like safe habits, low mileage, or even how and where they park their vehicles. Driver discounts can add up quickly and make insuring your Mazda more affordable than you might expect.
- Good Driver Discount: Reward for maintaining a clean driving record.
- Multi-Vehicle Discount: Save when you insure multiple cars on one policy.
- Low-Mileage Discount: If you don’t drive often, you might pay less.
- Automatic Payment Discount: Enroll in auto-pay and avoid processing fees.
A Freeway Insurance agent can review your options and help you apply every discount you qualify for.
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What Are Some of the Characteristics of the Mazda 5?
The Mazda 5 made its mark between 2006 and 2015, giving families a practical alternative to bulky minivans. It offered the comfort and space parents needed, but in a size that made city driving and parking much easier.
Notable features include:
- Seating for up to six passengers
- Solid fuel efficiency compared to larger minivans
- A comfortable driving experience
Even though it’s no longer produced, the Mazda 5 remains a reliable choice for families seeking practicality without high ownership costs.
Find the Best Car Insurance Rates Online for Mazda 5 Today
The Mazda 5 was designed to make family driving simple and comfortable. Your insurance should offer the same peace of mind. At Freeway, we make it easy to compare quotes and find cheap car insurance that fits your needs and your lifestyle.
Call 800-777-5620, visit a nearby office, or start your free quote online today. Because protecting your car should always feel this easy.