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Discounts for Car Insurance in Las Cruces
It’s possible to lower your premium by alerting your insurance company about changes in your life. But one of the most direct ways to lower your rate is by contacting your carrier and asking about discounts they offer.
Every carrier creates special discounts for their customers, and you may already qualify for one or more of these discounts so you can obtain cheap car insurance. Below, we have a list of common discounts available to drivers in Las Cruces:
Good driving discount
Anti-theft device discount
Good student discount
Defensive driving course discount
Remember, you won’t know which discounts are available from your own carrier until you call and ask! And to get even better insurance prices, don’t be afraid to shop around for a better rate.
What Are the Penalties for Driving Without Insurance in Las Cruces?
Now you know what the minimum car insurance requirements are for drivers in Las Cruces. But what if you are caught driving around without any insurance at all?
If this is a first offense, you may have to pay a fine of up to $300 dollars and spend up to 90 days in jail. For the second offense, you may have to pay a fine of up to $1,000 dollars and spend up to six months in jail.
For the third offense and beyond, the court may assign you even larger fines and more extreme jail time. But on top of the fines and assorted court fees, the biggest penalty may be having to pay for any of the damage you caused while driving without liability coverage!
Get a Quote for Car Insurance in Las Cruces Today!
Now you know the most important aspects of car insurance in Las Cruces. But do you know where you can get the best possible rates? One of our friendly agents at Freeway Insurance can help you get the coverage you need.