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5 Reasons You Need Pet Insurance

dog at vet

No one likes to think about their pet getting sick or being injured, but it’s important to have a plan in place if it does happen. And that’s the main reason you need pet insurance. Like any insurance, pet insurance is there to help in case an unexpected event occurs. But pet insurance can also help pay for those routine visits and medications. 

Here are the top five reasons you need pet insurance. 

1. Pet Insurance Can Cover the Cost of Unexpected Vet Bills 

Many people consider their pets to be members of the family, and just like any other family member, they want to make sure they’re taken care of if they become ill or injured. Pet insurance can help to do just that. 

It will cover the costs of unexpected veterinary bills, giving pet owners peace of mind in knowing that their furry friend will always have access to the best possible care. Pet insurance also provides financial protection in case your pet needs more expensive treatment, like surgery, chemotherapy or emergency care. 

And there are a variety of different pet insurance policies available that cover different things, so it’s important to do some research to find the one that best meets your needs. But with a little bit of planning, you can ensure that your pet will always be well taken care of, no matter what life throws your way. 

2. Pet Insurance Gives You Peace of Mind 

Everyone wants a little peace of mind. Having pet insurance can help to give you that. You’ll know that you won’t have to come up with the money all by yourself if something happens to your pet. And you’ll feel good about doing the right thing by being prepared for the worst-case scenario. 

Ultimately, pet insurance is there to give you one less thing to worry about so you can enjoy your time with your beloved companion. 

cat at the vet

3. You Can Choose the Vet You Want 

With pet insurance, you can choose the vet you want. That’s because pet insurance policies reimburse you for services rendered. This means that you can visit virtually any service provider without having to worry about being in-“petwork”, as we like to say. On top of that, most policies cover a wide range of services, from routine check-ups to emergency surgery. So you can rest assured that whatever it is, it’s likely covered. 

And because you pay a monthly premium, you can budget for your pet’s care without worrying about unexpected expenses. So if you’re looking to give your pocketbook a break, pet insurance is a wise investment. 

4. It Offers Coverage for Routine Care and Medication 

Most pet insurance policies offer coverage for routine care, like vaccinations and check-ups, plus medications such as heartworm preventative. This type of protection is vital for your pet’s long-term health. Heartworms are carried by mosquitos. Whether your pet is outside most of the time or just for brief walks and potty trips, the opportunity to be infected is there. Treating heartworms can be a financially devastating cost, as well as the health implications for your pet. Having help paying for these expensive medications will go a long way to ensuring you won’t have to spend money treating your pet for a preventable disease. 

5. Identify Serious Issues with Your Pet Early 

With human health insurance, when your family goes to the doctor for routine health exams, the opportunity is there to catch something more serious before it becomes a major issue. It’s the same for your pets. Because pet care costs can be prohibitive in the family budget, some pet owners may put off taking in Fido and Fluffy for their annual wellness exam. With help from pet insurance paying for these routine visits, the opportunity to catch something and “nip” it in the bud is there. 

How Much Does Pet Insurance Cost? 

Pet insurance is more affordable than you might think. Pet insurance costs dog owners an average of $35/month and cat owners an average of $28/month. That means you can insure your beloved pet each month for less than the price of a tank of gas. 

Sounds like a no-brainer, right? 

When it comes to your pet’s health and well-being, it’s better to be safe than sorry. Pet insurance can give you peace of mind knowing that you’re prepared for anything. 

Find Affordable Pet Insurance Online Today 

Getting insurance coverage for your pet has never been easier. With Freeway Insurance, you can get a pet insurance quote online in no time and be on your way to protecting your loved ones. Alternatively, you can give us a call at (800) 777-5620 or stop by one of our convenient locations

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