Planning a vacation? Before you pack your bags, take a few minutes to check your home or renters insurance. A quick call to your provider could mean the difference between a smooth return and a costly disaster. In this article, we’ll show you why it’s essential—and how to make sure you’re covered before you leave.
What Threats Does Your Home Face While You’re Away?
An empty home is an open invitation for trouble. Whether you own or rent, leaving your place unattended increases the risk of:
- Break-ins & theft – Burglars are always on the lookout for unoccupied homes.
- Leaks & flooding – A burst pipe or a leak from your upstairs neighbor could ruin your furniture.
- Fire hazards – Faulty wiring or an appliance failure could spark a fire.
Imagine coming home to stolen valuables, water damage, or worse. The right insurance coverage helps you recover quickly—without draining your wallet. Tip: Keep an updated inventory of your belongings so filing a claim is fast and hassle-free.
Simple Steps to Protect Your Home Before You Leave
No one wants to come back from vacation to a disaster. Before you go, take these precautions to keep your home safe and sound.
- Set Your Thermostat Smartly – Keep it around 78°F to prevent mold and discourage pests without running up your energy bill.
- Unplug Electronics – Not only does this reduce fire risks, but it also saves on electricity while you’re away.
- Tidy Up – Take out the trash, clean out the fridge, and put fresh sheets on your bed—your future self will thank you!
Deter Burglars by Making Your Home Look Lived In
Burglars love an easy target—don’t let your home be one.
- Lock Everything – A single unlocked window is all it takes for someone to get inside.
- Use Light Timers & Motion Sensors – Affordable and easy to install, these make it look like someone’s home even when you’re miles away.
- Tell a Trusted Neighbor or Landlord – Ask them to keep an eye on things and report anything suspicious.
- Hold Your Mail & Packages – An overflowing mailbox signals that no one’s home—have a friend collect it or put a hold on deliveries.
Why Insurance Is Your Best Backup Plan
Even with all these precautions, accidents happen. While you can’t always prevent these mishaps, the right insurance can help you recover financially. Many people underestimate how much it would cost to replace their belongings after a disaster.
Before you leave for vacation, take one simple step to protect your home and wallet. Call us at 800-777-5620 or click here to get a fast and free quote online today.
Because vacations should be about relaxing—not worrying about what you’ll come home to.