Renting with Pets? Why Skipping Renters Insurance Could Cost You Thousands
If you have a pet and rent your home, renters insurance isn’t just a good idea—it’s essential. Even the most well-behaved pets can cause unexpected damage or, worse, lead to costly legal trouble. Without the right coverage, you could be on the hook for thousands of dollars in repairs, medical bills, or even lawsuits.
Let’s break down why pet owners need renters insurance and how it can protect you from financial headaches.
Pet Damage: Are You Covered?
You love your furry friend, but accidents happen. Renters insurance provides property damage liability, which helps cover the cost if your pet damages someone else’s property. Imagine your dog dashes out the door and tears up a neighbor’s flowerbed or scratches up the hardwood floors—without insurance, those repairs come out of your pocket.
Even more importantly, renters insurance includes liability coverage for injuries. If your pet bites a guest, a neighbor, or even another pet, you could be responsible for medical bills, legal fees, or settlement costs. Without coverage, a single incident could put your finances at serious risk.
Renters Insurance vs. Pet Insurance: What’s the Difference?
Renters insurance and pet insurance serve completely different purposes—if you’re renting with pets, you’ll likely need both.
- Renters insurance covers damage or injuries your pet causes to others, protecting you from costly liability claims.
- Pet insurance helps pay for your pet’s medical expenses, such as vet visits, medications, or surgeries.
More Than Just Pet Protection
While renters insurance is a must for pet owners, its benefits go beyond just covering pet-related incidents. It also protects your personal belongings from risks like fire, theft, or water damage. Plus, if something happens that makes your home unlivable, renters insurance can help cover temporary housing costs.
Don’t wait until an accident happens—make sure you and your pet are covered today. A little planning now could save you thousands in the long run!
Find Affordable Renters Insurance with Freeway
At Freeway Insurance, we can get you a quick, free renters insurance quote online in a minute or so. You can also call us at (800) 777-5620, or find a Freeway Insurance office near you if you’d prefer a face-to-face meeting with an independent insurance agent.
However you reach out, we’ll help you find multiple options for cheap renters insurance coverage.
