Discounts for Car Insurance in Charleston
Taking advantage of the different discounts available can help you get the cheapest car insurance premiums. For example, Good Driver Discounts are given to drivers who haven’t had any moving violations or at-fault accidents within the last three years.
Senior drivers in Charleston can get discounts on their car insurance by taking a driver improvement course like one offered through the national program I Drive Safely.
Other discounts that could be available to Charleston residents include:
Vehicle Safety Discount: You could be eligible for a discount if your car has certain vehicle safety equipment such as anti-lock brakes, airbags, and anti-theft devices.
Good Student Discounts: These discounts are given to young drivers who maintain a “B” average or higher in school.
Continuously Insured Discount: If you’ve been insured for six months or more and haven’t let your policy lapse, then you may be eligible for this discount.
What Are the Penalties for Driving Without Insurance in Charleston?
All South Carolina residents must show proof they carry at least the minimum insurance required by the state when they apply for or renew their driver’s license. Your insurance company will notify the DMV if you cancel your policy, and you will have 20 days to provide proof of new insurance coverage, or the DMV will suspend your driver’s license, registration, and license plates.
Proof of your car insurance must be carried in your car at all times. You could get a ticket if you’re pulled over and don’t have it. If you do get a ticket, you’ll have 30 days to show proof of insurance or your driver’s license, registration, and license plates will be suspended. To get them back, you’ll have to show proof of insurance and be charged a $550 fee plus $5 per day for every day your car is uninsured (the maximum amount is $200).
Get a Quote for Car Insurance in Charleston Today!
Fines and penalties for not carrying car insurance can add up to more than what you’ll pay for insurance coverage. Plus, you could face additional costs and legal fees if you or someone else is injured in an accident.