On average, the cost of car insurance in Eugene is $1,320 per year for full coverage. This is lower than the U.S. national average of $1,674 and slightly less than Oregon’s average car insurance cost, which is $1,346 per year for full coverage.
The average cost of car insurance in Oregon is lower than the national average. There are many factors that help determine the cost of auto premiums, including but not limited to driving history, age, gender, and make/model of your vehicle. Remember, the safer your driving habits and the cleaner your driving record, the lower your Oregon car insurance rate.
Searching for a comprehensive auto insurance policy is critical. Without one, any infraction, single, or multi-vehicle accident can put you on the hook for thousands of dollars’ worth of injury or properly related damages. If you do not have an active auto insurance policy, then you may be liable for all costs incurred in the event of an accident. Luckily, drivers with clean driving records may be eligible for safe driver discounts.
Eugene Low-Cost Car Insurance Rates by Zip Code
In Eugene, Oregon, auto policy premiums are lower or higher depending on the zip code in which you reside. Each auto insurance policy is subject to change based on various factors, including the zip code in which you reside. Some zip codes carry higher auto insurance premiums than others, depending on the driving records of its residents. Keep in mind, the lower the number of accidents per zip code, the lower the premiums.
Eugene, Oregon, has six zip codes. Each of them carries different insurance rates. Here are the average rates for each zip code: