Wichita residents pay an average of $1,776 for full coverage car insurance per year. It is higher than the U.S. national average of $1,674 and the average cost of car insurance in Kansas, which is $1,698 per year for full coverage.
In Kansas, the state-required minimum, or liability, car insurance coverage costs an average of $410 annually. In Wichita, that rises to $600 annually. Nationally, the average minimum is $564 annually.
Many factors determine how much you pay for insurance in Wichita, Kansas. Some of these factors include but are not limited to your age, gender, vehicle make/model, and the zip code where you reside in. Some zip codes pay a higher average cost of car insurance than others due to the number of claims in those zip codes.
Fortunately, Wichita drivers with accounts in good standing can take advantage of discounts, provided they have no claims, infractions, or accidents over a year or more.
Wichita Low Cost Car Insurance Rates by Zip Code
Some zip codes pay higher auto insurance rates than others based on collective driving history and claims record.
Wichita, Kansas, has 27 zip codes, and here are the averages of each: