Fort Lauderdale conjures up images of sunny surf sides, tall palm trees, and warm breezes sweeping in from the Atlantic. Just 25 minutes north of Miami, Florida, Fort Lauderdale is home to more than 165,500 Floridians who hit its roadways and highways to commute to work or hit the beach. While Miami traffic tends to be much worse, Fort Lauderdale has its own share of daily congestion, crashes, and traffic woes that make driving here anything but a paradise. It’s important for drivers in Fort Lauderdale to have auto insurance to protect themselves in case of an accident or collision.
- In 2023, Fort Lauderdale’s average annual car insurance premium for full coverage is $2,786, compared to the national average of which stands at $2,088.
- Fort Lauderdale reported 44 fatal crashes in 2021 that resulted in 48 fatalities.