{"id":48964,"date":"2024-03-26T08:47:55","date_gmt":"2024-03-26T15:47:55","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=48964"},"modified":"2024-03-26T08:48:42","modified_gmt":"2024-03-26T15:48:42","slug":"huntsville-tx","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/huntsville-tx\/","title":{"rendered":"Cheap Car Insurance in Huntsville, TX"},"content":{"rendered":"
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Everything You Need to Know About Auto Insurance in Texas<\/h2>\n
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Huntsville, TX is famous for its educational institutions, historical significance, and neutral beauty. The city is home to Sam Houston State University and named after Sam Houston (a prominent figure in Texas history and a key player in the state’s fight for independence from Mexico). Locals love spending time at Sam Houston National Forest for its scenery, thrilling hiking trails, exciting fishing spots, and amazing camping experiences.<\/span><\/p>\n

Huntsville is smaller than other metropolitan locations in Texas, so traffic congestion is not particularly significant outside of peak commuting times. However, some areas can be prone to traffic during rush hour and on weekends when people are enjoying all that Huntsville has to offer. Despite the slower pace of life, all residents are still required to have state-mandated <\/span>car insurance in Texas<\/a><\/strong> to ensure they are protected during all accidents.<\/span><\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Car Insurance Cost in Huntsville, Texas?<\/h2>\n
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Huntsville drivers pay premiums of around $1,908 per year for <\/span>liability car insurance<\/a><\/strong>. This amount is $111 less than the typical annual cost of liability auto insurance in Texas of $2,019, and $636 less than the national <\/span>average cost for car insurance<\/a><\/strong> of $2,544.<\/span><\/p>\n

Full coverage car insurance<\/strong><\/span><\/a> is approximately $660 per year in Huntsville, which is $95 less than the Texas mean of $565, and $84 less than the national mean of $744.<\/span><\/p>\n

What Does it Mean if Texas Is an At-Fault State?<\/h3>\n

Texas operates under a tort system (more commonly known as an at-fault system). Local laws hold the individual who causes a crash financially responsible for all losses and harm that happens as a result. The at-fault party is responsible for the medical and funeral expenses of anyone who was hurt or killed, and any related property damage.\u00a0<\/span><\/p>\n

There is also comparative fault in Texas, which means that if multiple parties are found to share responsibility, each individual may need to pay for a portion of the expenses. In at-fault states like Texas, you are required to have <\/span>car insurance<\/a><\/strong> that covers potential losses.<\/span><\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n <\/div>\n \n
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