{"id":48689,"date":"2024-03-13T09:20:27","date_gmt":"2024-03-13T16:20:27","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=48689"},"modified":"2024-03-15T13:17:20","modified_gmt":"2024-03-15T20:17:20","slug":"bonham-tx","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/bonham-tx\/","title":{"rendered":"Cheap Car Insurance in Bonham, TX"},"content":{"rendered":"
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Everything You Need to Know About Auto Insurance in Texas<\/h2>\n
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Bonham, Texas was founded in 1837. This 9-square-mile historical city has gracefully aged over 185 years and has a population of over 10,000 residents. Bonham embodies the charm of small-town Texas and is recognized for its scenic beauty and historic sites, like the Sam Rayburn House Museum and Bonham State Park.<\/p>\n

While Bonham may be modest in size, it carries the legacy of notable individuals, including the renowned American aviator and war hero, Audie Murphy. Audie Murphy was the most decorated combat soldier of World War II and once called Bonham home. Despite Murphy’s later ventures, he retained a deep connection to the area: “Bonham will forever be a part of me; its serene landscapes and resilient spirit influenced my journey in ways words can’t capture.\u201d<\/p>\n

Auto insurance policies provide you financial protection and ensure you are compliant with local laws. Keep reading to learn more about the specifics of the Texas car insurance<\/a> landscape, including coverage options, state-mandated requirements, and insights into average monthly prices based on age and zip code.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Car Insurance Cost in Bonham, Texas?<\/h2>\n
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According to state-by-state car minimum insurance requirements<\/a>, Bonham drivers pay around $600 per year for state required minimum liability insurance. This annual amount is $55 more than the state average of $565, but $144 less than the national average of $744.<\/p>\n

Full auto coverage<\/a> for people in Bonham is about $1,812 per year, which is $207 less than the state average of $2,019, and $732 less than the national average of $2,544.<\/p>\n

What Does Full vs. Minimum Mean?<\/h3>\n

There are two types of car insurance in Texas – full coverage and minimum liability – and both serve a purpose and provide you with varying levels of protection.<\/p>\n

Full coverage, also known as comprehensive insurance, is a robust package with multiple types of protection, like liability, collision, and comprehensive.<\/p>\n

Liability covers expenses for others if you’re at fault in an accident, like those for bodily injury and property damage.<\/a> Collision takes care of repairs or replacement of your vehicle, and comprehensive protects you from non-collision circumstances like theft, vandalism, or natural disasters. If your car is new or has a higher value, you\u2019ll want full coverage or comprehensive protection, although more extensive plans have higher premiums.<\/p>\n

Separately, minimum liability provides basic amounts of protection required by Texas law. This coverage pays for bodily injury\/death financials, like medical expenses and rehabilitation for others, and legal fees if you are sued.<\/p>\n

Minimum liability also helps pay for other parties necessary repairs when you are at fault. Texas mandates specific minimum liability limits, and you must meet these requirements to legally operate your vehicle.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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Get a Quote for Car Insurance in Texas Today!<\/h2>\n <\/div>\n \n
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