The Naples Metro Area includes Immokalee and Marco Island and is one of Florida’s most underrated destinations, known for its stunning beaches, cultural opportunities, and luxury retreats. Start by visiting Marco Island’s white sand beaches before heading to the legendary Naples Pier with its breathtaking sunsets. While you’re at it, visit the Naples Botanical Garden and Corkscrew Swamp Sanctuary, which immerse their visitors into radically different ecosystems for a trip to remember.<\/p>\n
If you want to drive legally in Naples-Immokalee-Marco Island, you must be insured. Continue reading to learn more about car insurance in Florida<\/a> with a word on its no-fault status, minimum requirements to drive legally, and ways to save on your next bill.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n Naples residents pay an average monthly liability-only premium of $70 and an average total coverage premium of $180. Florida has some of the most expensive insurance in the country. These averages compare to $58 for state-required minimum liability<\/a> and $168 for full coverage, nationwide.<\/p>\n Florida is a no-fault state, which means drivers must carry personal injury protection (PIP) insurance, which covers the cost of each driver’s medical bills and lost wages, regardless of who is determined to be responsible for an accident. Each party’s insurance company is required to pay out all damages for their policyholder (with some key exceptions).<\/p>\n As a result, bodily injury coverage is not required. However, we highly recommend carrying it to avoid exorbitant out-of-pocket costs. Please consult your insurance company or the Department of Motor Vehicles for more information on Florida’s no-fault status.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\nHow Much Does Car Insurance Cost in Naples-Immokalee-Marco Island, FL?<\/h2>\n
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What Does it Mean if Florida Is No-Fault?<\/h3>\n