{"id":47918,"date":"2024-01-16T21:43:16","date_gmt":"2024-01-17T05:43:16","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=47918"},"modified":"2024-01-17T23:35:31","modified_gmt":"2024-01-18T07:35:31","slug":"garland-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/texas\/garland-car-insurance\/","title":{"rendered":"Cheap Car Insurance in Garland, TX"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_f610e8be9b4ec41294810d9536b245bd\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Everything You Need to Know About Auto Insurance in Texas<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Located in northeastern Texas, Garland is known for its natural beauty. It&#8217;s home to the White River and the Ozark Mountains with all of their fishing and camping opportunities. Its downtown area also exudes charm, regularly hosting some of the state&#8217;s most exciting festivals like the Ozark Foothills Film Fest and the White River Water Carnival.<\/p>\n<p style=\"text-align: left\">Some of Garland&#8217;s most well-known attractions include the old Independence Regional Museum, Maxfield Park, Riverside Park, White River Walkway, and the Garland Speedway.<\/p>\n<p style=\"text-align: left\">All Garland drivers must have an active auto policy to drive legally in the state. Keep reading to learn more about <a href=\"https:\/\/www.freewayinsurance.com\/auto-insurance\/texas\/\" target=\"_blank\" rel=\"noopener\">car insurance in Texas<\/a>, including how providers determine rates, average premiums paid by ZIP code, and penalties for driving without insurance in the region.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_9cb9f78419bcb0611104d5e3bbf3dea4\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Garland, TX?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Garland residents pay an average monthly liability-only premium of $30 and an average full coverage premium of $130, which is below the national averages of $50 and $140, respectively.<\/p>\n<h3 style=\"text-align: left\">What Does It Mean If Texas Is At-Fault?<\/h3>\n<p style=\"text-align: left\">Texas is an at-fault state, which means the party determined to be at fault for an accident is responsible for paying for the cost of injuries and damages through their insurance company or out of pocket. If an at-fault driver is not insured or inadequately insured, the injured parties may file a lawsuit to recover the remaining damages.<\/p>\n<p style=\"text-align: left\">Exact procedures for determining fault vary amongst at-fault states. For example, a &#8220;modified comparative negligence system&#8221; is applied in Texas, meaning injured parties can receive payouts if their &#8220;percentage of fault&#8221; is less than 50%.<\/p>\n<p style=\"text-align: left\">To determine who is at fault in Texas, the following factors are considered:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong>Negligence.<\/strong> Actions and behavior of both parties before, during, and after the accident.<\/li>\n<li><strong>Evidence. <\/strong>Witness statements, police reports, and other forms of evidence are all fair game, helping put the puzzle pieces together to determine who is at fault.<\/li>\n<li><strong>Comparative Negligence. <\/strong>In this scenario, each party under Texas law is assigned a percentage of fault, with the compensation\/payouts based on the percentage of fault.<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_bf56f49334ae72fb926a8976272099ee\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                    <h2 class=\"c-section__title\">Affordable Car Insurance Rates Comparison by Cities in Texas<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">To learn the average monthly premiums paid by cities throughout the state of Texas, refer to our breakdown below:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Garland<\/td>\n                                                                                            <td><b>$140<\/b><\/td>\n                                                                                            <td><b>$50<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Austin<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Dallas<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Houston<\/td>\n                                                                                            <td>$150<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>San Antonio<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_9d301eb9000710e254deae545c7673b9\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">Affordable Garland Car Insurance Rates by Zip Code<\/h3>\n<p style=\"text-align: left\">One factor auto companies use to determine your rates is your ZIP code of residence. Each zip code has its own accident, theft, and claims rate, adjusting premiums for all residents in the region accordingly.<\/p>\n<p style=\"text-align: left\">That&#8217;s why urban areas with high population density and traffic congestion see higher rates than rural or suburban areas with smaller populations.<\/p>\n<p style=\"text-align: left\">For the average monthly premium paid by Garland residents by zip code, see our breakdown below:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>75040<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75041<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75042<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75043<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75044<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>75045<\/td>\n                                                                                            <td>$100<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_c2be6d359f7a9a11f2a981d1c89629ff\">\n    <div class=\"o-wrapper o-wrapperDefault\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">Low-Cost Car Insurance Rates by Age in Garland<\/h3>\n<p style=\"text-align: left\">Generally, <a href=\"https:\/\/www.freewayinsurance.com\/knowledge-center\/auto\/car-insurance-for-teens\/\" target=\"_blank\" rel=\"noopener\">younger drivers<\/a> pay higher premiums than older drivers, thanks to a higher claims rate and frequency of risky driving behaviors. Drivers in their 30s, 40s, and 50s generally pay the lowest premiums, with an eventual uptick upon reaching the 60s and 70s.<\/p>\n<p style=\"text-align: left\">For the average monthly premium paid by Garland residents by age, see our breakdown below:<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$600<\/td>\n                                                                                            <td>$200<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$200<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$170<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$160<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$150<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$160<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$200<\/td>\n                                                                                            <td>$70<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><strong><em>* Methodology: <\/em><\/strong><em>The following demographic profile was used to determine average monthly premiums for this guide: a 30-year-old male with the minimum liability limits required by Texas state drivers. Many factors affect the cost of premiums, including your age, zip code of residence, gender, and eligibility for various types of discounts like multi-policy and multi-vehicle discounts.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_e0fee866d37d42be0f791d830f105e8d\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Garland<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left\">How Many Fatal Accidents Happen in Garland?<\/h3>\n<p style=\"text-align: left\">In 2020, there was a single fatal road traffic accident in Garland, resulting in the death of one person.<\/p>\n<h3 style=\"text-align: left\">How Are the Road Infrastructure and Bridges in Garland?<\/h3>\n<p style=\"text-align: left\">The Garland Street Department is responsible for maintaining roughly 80 miles of city streets, integral in keeping traffic flow. These responsibilities include storm draining, snow plowing, and traffic signal maintenance. The city does share a dedicated number to report broken street lights, potholes, and other road\/infrastructure problems.<\/p>\n<p style=\"text-align: left\">For more information on Garland&#8217;s Street Department, visit the <a href=\"https:\/\/www.garlandtx.gov\/816\/Street-Department\" target=\"_blank\" rel=\"noopener\">City of Garland, Texas &#8211; City Street Department<\/a>.<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                                    <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_5ea55bfa9af6109b11e6fd5ffb2ebdb6\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Garland<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Here are the <a href=\"https:\/\/www.freewayinsurance.com\/auto-insurance\/coverage\/liability\/\" target=\"_blank\" rel=\"noopener\">liability-only<\/a> requirements all Texas drivers must have:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Bodily Injury or Death Coverage for One Person: $30,000<\/li>\n<li>Bodily Injury or Death Coverage per Accident: $60,000<\/li>\n<li>Property Damage Per Accident: $25,000<\/li>\n<\/ul>\n<p>Also referred to as a &#8217;30\/60\/25&#8242; policy, these are only the minimums. Carrying higher levels and purchasing <a href=\"https:\/\/www.freewayinsurance.com\/auto-insurance\/coverage\/full-coverage\/\" target=\"_blank\" rel=\"noopener\">full coverage<\/a> beyond the state minimum liability is recommended. Full offers substantially greater protections with additional first-party benefits protecting you and your vehicle in the event of an accident, not just third parties.<\/p>\n<p>For example, two aspects of full coverage are <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive<\/a> and collision. Comprehensive pays for damages caused by non-collision-related events, such as falling tree limbs, theft, vandalism, and natural disasters. Collision pays for collision-related damages due to vehicle-to-vehicle, vehicle-to-object, and rollover collisions.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_e0905f8d772503ad84f2c54623a35723\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Garland, TX?<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Penalties for driving without insurance in Garland are steep; the following penalties may apply:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>$50 to $250 fine for first-time offenders (unless proof of insurance is provided within 30 days)<\/li>\n<li>Mandatory $250 to $500 fine for second-time offenders<\/li>\n<li>Mandatory $500 to $1,000 fine for third and subsequent offenders<\/li>\n<li>$100 reinstatement fee<\/li>\n<li>Up to one year in jail (depending on the severity of the offense)<\/li>\n<\/ul>\n<p>In addition, expect to file an <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22<\/a>, a certificate of financial responsibility that lets Texas law enforcement know you&#8217;re carrying the minimum required liability.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_7a81ef8362468865ecddc78e9b318161\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Garland Car Insurance Rates<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Providers use many factors to determine how high or low your premiums are.<\/p>\n<p style=\"text-align: left\">Common factors include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Age and gender<\/li>\n<li>Driving record<\/li>\n<li>Vehicle make and model<\/li>\n<li>Zip code of residence<\/li>\n<li>Credit history<\/li>\n<li>Coverage levels<\/li>\n<li>Amount of <a href=\"https:\/\/www.freewayinsurance.com\/knowledge-center\/auto\/what-is-a-deductible\/\" target=\"_blank\" rel=\"noopener\">deductible<\/a><\/li>\n<\/ul>\n<p>Every provider weighs these factors differently. For example, one may place a heavier emphasis on your age and gender than a competing provider. Additionally, some states restrict the use of certain factors to determine rates (e.g., credit score).<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_7f5385ccfb11d44b7802cee6500aee2f\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Here\u2019s What You Need to Know When Driving in Texas<\/h2>\n                                        <h3 class=\"c-section__title c-section__title--black\"><\/h3>\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">When driving in Texas, be aware of the following to help avoid any chances of an at-fault accident and subsequent claim:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong>Hands-Free Law.<\/strong> Under Texas law, it is illegal to use a smartphone while driving. Texting, viewing photos, or uploading your latest pic to Instagram is forbidden. If you really need to use your phone, pull over your vehicle or use Bluetooth hands-free calling.<\/li>\n<li><strong>Wear Your Seat Belt. <\/strong>In Texas, seat belts are required at all times. Expect fines and penalties if pulled over at a traffic stop without your seat belt.<\/li>\n<li><strong>Adhere to Speed Limits. <\/strong>Be sure to know all speed limits on all of Texas&#8217; roads and check for posted signs at all times.<\/li>\n<\/ul>\n<p>By adhering to all the above traffic laws and regulations, you enhance not only your own safety but also that of others, minimizing the likelihood of being involved in an at-fault accident.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_31f3e52584900e0912a1d0e04bbebb3e\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">What Are the Best Discounts for Car Insurance in Garland, TX?<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Auto insurance discounts for Garland drivers offer small reductions towards the cost of your premiums in exchange for meeting specific criteria, such as maintaining a clean driving record, installing in-vehicle safety devices, and paying your entire annual premium upfront.<\/p>\n<p>A good driving record and bundling your home and auto can get you up to 25% off your premium.<\/p>\n<p>Discounts available to Garland drivers include:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freewayinsurance.com\/insurance-options\/auto-insurance-rates\/student-car-insurance-discount\/\" target=\"_blank\" rel=\"noopener\">Student discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-policy.svg\" alt=\"Pink icon of a document with a checklist\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freewayinsurance.com\/insurance-options\/auto-insurance-rates\/multi-policy-insurance-discount\/\" target=\"_blank\" rel=\"noopener\">Multi-policy discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">Anti-theft discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/good-driver.svg\" alt=\"Blue icon of a blue car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freewayinsurance.com\/insurance-options\/auto-insurance-rates\/good-driver-car-insurance-discount\/\" target=\"_blank\" rel=\"noopener\">Good driver discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freewayinsurance.com\/insurance-options\/car-insurance-discounts\/multi-car-discounts\/\" target=\"_blank\" rel=\"noopener\">Multi-car discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left\">Not all auto insurance companies offer the same discounts, with availability and discount percentages varying depending on individual policyholders and state regulations.<\/p>\n<p>&nbsp;<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_8e64cd20d250abaf5b048b8368015cc5\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for Car Insurance in Garland Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2024\/01\/Garlandtx.jpg\" alt=\"Vibrant Tree Reflection on Lake with Early Morning Fog, Duck Creek Park \u2013 cheap car insurance in Garland, TX\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>If you are ready to find a new and affordable auto insurance policy, let Freeway Insurance offer a helping hand.<\/p>\n<p>Contact us by visiting us <strong><a href=\"#modal-turbo\">online<\/a><\/strong>, going to a Garland <strong><a href=\"https:\/\/locations.freewayinsurance.com\/\" target=\"_blank\" rel=\"noopener\">office<\/a><\/strong> near you, or calling <strong><a href=\"tel:800-777-5620\">800-777-5620<\/a><\/strong>\u00a0to explore your options with a friendly agent. Get in touch with us today!<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-big\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1002618,"featured_media":0,"parent":25499,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/47918"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1002618"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=47918"}],"version-history":[{"count":7,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/47918\/revisions"}],"predecessor-version":[{"id":48003,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/47918\/revisions\/48003"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25499"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=47918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}