{"id":46610,"date":"2023-10-04T10:50:37","date_gmt":"2023-10-04T17:50:37","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=46610"},"modified":"2023-10-16T14:11:47","modified_gmt":"2023-10-16T21:11:47","slug":"chevrolet-colorado","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/chevrolet-colorado\/","title":{"rendered":"Car Insurance Quotes for the Chevrolet Colorado"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_f26934d8add7e4691f0b3493f8cf7175\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much is Car Insurance for the Chevrolet Colorado?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">If you already own a Chevrolet Colorado or plan to buy or lease one and are looking for <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/\">auto coverage<\/a><\/strong>, you will want to know that annual premiums for this popular midsize pickup are $2,028 and $1,092 for full and minimum liability coverage, respectively.<\/p>\n<p style=\"text-align: left;\">Freeway Insurance can help you find an auto policy that fits your needs and budget. Our agents are ready to help. Get started today with a <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/best\/\">free quote<\/a><\/strong>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_885469bafcd4d6aecb5ef408cb849d2d\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Comparing Insurance Costs for the Chevy Colorado to Other Vehicles<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Coverage estimates for this pickup are higher than similar midsize pickups but can trend a bit lower, with annual full liability coverage rates dipping as low as $1,222 and minimum liability coverage rates\u00a0 being as affordable as $490. These lower rates generally depend on various factors, like where you live and drive as well as your age, gender, and road experience.<\/p>\n<p style=\"text-align: left;\">Here\u2019s how this Chevy midsize truck\u2019s annual premium stacks up against similar models.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Make\/Model<\/th>\n                                                                                            <th>Annual Full Coverage Insurance<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><b>Chevrolet Colorado<\/b><\/td>\n                                                                                            <td><b>$2,028<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>GMC Canyon<\/td>\n                                                                                            <td>$1,776<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td><a href=\"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/chevrolet-silverado\/\">Chevrolet Silverado 1500<\/a><\/td>\n                                                                                            <td>$1,992<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td><a href=\"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/toyota-tacoma\/\">Toyota Tacoma<\/a><\/td>\n                                                                                            <td>$1,776<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td><a href=\"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/nissan-frontier\/\">Nissan Frontier<\/a><\/td>\n                                                                                            <td>$1,740<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Ford Maverick<\/td>\n                                                                                            <td>$1,680<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Honda Ridgeline<\/td>\n                                                                                            <td>$1,788<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Jeep Gladiator<\/td>\n                                                                                            <td>$2,160<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td><a href=\"https:\/\/www.freeway.com\/auto-insurance\/vehicles\/gmc-sierra\/\">GMC Sierra AT4<\/a><\/td>\n                                                                                            <td>$1,776<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_39ba374acd294d3b5e85f5d0259194f8\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Types of Car Insurance Coverage for a Midsize Truck<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">All states require drivers to have some form of minimum liability coverage. If you have a basic policy, it should be at least the <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\">state-required minimum liability<\/a><\/strong> to cover physical injuries and property damage if you cause a crash.<\/p>\n<p style=\"text-align: left;\">A full coverage policy lists these amounts and also includes comprehensive and collision protection. This covers your costs if your pickup is damaged, even when the wreck is your fault or when you aren\u2019t driving, such as hail damage or theft.<\/p>\n<p style=\"text-align: left;\">Minimum liability policies are cheaper than full coverage but have very specific limitations. If you cause a crash that physically hurts the other driver and any passengers involved, including those riding with you, your policy will pay the up to the amount your policy specifies for medical costs \u2014 and that&#8217;s it. You have to pay for the rest out of pocket.<\/p>\n<h3 style=\"text-align: left;\">Full Coverage<\/h3>\n<p style=\"text-align: left;\">A <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full-coverage auto policy<\/a><\/strong> combines liability, <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive<\/a><\/strong>, and <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision<\/a><\/strong>. This protects you financially if you cause a crash or if something outside of your control happens to your truck.<\/p>\n<p style=\"text-align: left;\">Say you\u2019re pulling out of a grocery store parking lot in your pickup and accidentally rear-end the SUV ahead of you. Since there was no visible oncoming traffic, you thought the SUV\u2019s driver was going to quickly turn onto the avenue, but they didn\u2019t, abruptly hitting the brake to avoid crashing into one lone, oncoming car you couldn\u2019t see. Now, you\u2019re responsible for this fender bender.<\/p>\n<p style=\"text-align: left;\">The liability part of a full coverage policy helps takes care of any injury or damage claims the SUV\u2019s driver files, regardless of whether the crash was a mere tap on the back bumper or a more impactful hit.<\/p>\n<p style=\"text-align: left;\">Collision coverage would kick in if the circumstances were reversed \u2014 the other driver rear-ends you and they have no insurance \u2013 or maybe not enough to cover your full repair bill. In that case, your policy covers your costs and losses.<\/p>\n<p style=\"text-align: left;\">Comprehensive coverage takes care of damages that aren\u2019t related to a crash. If your midsize pickup is vandalized, stolen or is damaged in a weather event, your insurer will pay for repairs.<\/p>\n<h3 style=\"text-align: left;\">State Minimum Liability<\/h3>\n<p style=\"text-align: left;\">All states require drivers to have <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">minimum liability coverage<\/a><\/strong> that meets specific monetary amounts to help cover injuries and damages sustained by others involved in a crash you cause.<\/p>\n<p style=\"text-align: left;\">Requirements vary by state. Florida, for example, is a no-fault state, so in addition to having $10,000 to cover property damage, a basic policy must include $10,000 in <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/no-fault\/\">personal injury protection<\/a>.<\/strong><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_b3eefdca3219b47aa45e85d392129cca\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Individual Factors That Influence Pricing for the Chevrolet Colorado<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Several factors influence how much a driver will pay for auto coverage. Here\u2019s a look at some of the most common ones.<\/p>\n<h3 style=\"text-align: left;\">Loss Probability<\/h3>\n<p style=\"text-align: left;\">Insurers calculate loss probability based on statistics. These statistics gauge how often the same make and model of your pickup has crashed in the city or region where you live and drive. This includes the extent of damage this vehicle type usually experiences or causes.<\/p>\n<h3 style=\"text-align: left;\">Vehicle Safety Features and Ratings<\/h3>\n<p style=\"text-align: left;\">The Colorado does not have a safety rating from the National Highway Traffic Safety Administration. The 2023 model does come with a safety package, though, that includes rear cross-traffic braking and blind zone and rear parking steering assistance, which can help lower coverage rates.<\/p>\n<h3 style=\"text-align: left;\">Driver Age and Experience<\/h3>\n<p style=\"text-align: left;\">Age is more than just a number to insurers. The longer you\u2019ve been driving, the lower your premium will likely be, especially if you\u2019re considered a good driver with a clean record \u2014 little to no traffic citations, crashes, or claims.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"c-product-imagen-wp c-product-imagen-wp alignnone wp-image-33997 size-full\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/10\/Chevy-Colorado1-1.jpg\" alt=\"2022 Chevrolet Colorado truck display\" width=\"760\" height=\"380\" \/><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_8b291d46c3e967284e7c28a58e813535\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Does a DUI Affect Insurance Rates for a Chevrolet Colorado?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">If you\u2019re arrested and convicted for driving under the influence of alcohol or drugs, you\u2019ll be paying much more than $2,028 in annual auto premiums. That\u2019s because your insurer will consider you a <strong><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/high-risk-auto-insurance\/high-risk-auto-insurance-facts\/\">high-risk driver<\/a><\/strong>, and this will cause your premium to skyrocket for at least three years \u2014 the least amount of time this infraction typically remains on your record.<\/p>\n<p style=\"text-align: left;\">Many states will also require you to file an <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22 certificate<\/a>.<\/strong> This tells the state you are carrying at least the minimum amount of insurance and it is reserved for drivers the state considers more liable to get into an accident or cause other damage. Not all insurers will handle you if you have an SR-22 requirement. You may have to shop around to find some cheap <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/dui\/\">DUI insurance<\/a>.<\/strong><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6ca5b7ecfa3019bc8e6ac369f348bdd4\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some Car Insurance Discounts for the Chevrolet Colorado?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\"><strong>Good drivers<\/strong><\/a> and those who <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">bundle<\/a> <\/strong>coverage typically secure the best rates. If you have a clean driving record, you can expect to pay 10% to 30% less for coverage annually. Someone who combines home and auto coverage gets an even bigger rate reduction, anywhere between 5% and 25%.<\/p>\n<p style=\"text-align: left;\">As a Chevy driver, you might also be eligible for:<\/p>\n<ul style=\"text-align: left;\">\n<li>A 10% to 15% new car discount if your pickup truck is less than three years old.<\/li>\n<li>An 8% to 25% <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-car-discounts\/\">multi-car discount<\/a><\/strong> if you insure more than one vehicle on the same policy.<\/li>\n<li>A vehicle safety discount of up to 40% since newer models of this vehicle have a built-in safety package.<\/li>\n<\/ul>\n<p style=\"text-align: left;\">Freeway Insurance offers several <a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">driver discounts<\/a> that can benefit you. Our agents can help you find the best ones to lower your premium.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freewayinsurance.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_401a99caf6adc8d0d468cac4e23186d9\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are Some of the Characteristics of the Chevrolet Colorado?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\">Introduced in 2004 to replace the Chevrolet S-10, the Colorado hit markets alongside the GMC Canyon \u2014 both trucks designed by the brands\u2019 owners, General Motors and Isuzu.<\/p>\n<p style=\"text-align: left;\">Designed as a compact pickup available in two- and four-door options, the first-generation Colorado had a 2.8-liter, 175-horsepower, LK5 Inline 4 engine. Its Z71 model had a 3.5-liter, 220-horsepower, L52 Inline 5 engine. In 2012, GM released the second-generation model as a redesigned midsize truck, which came with a 2.5-liter, 200-horsepower, Ecotec Inline 4 engine or a 3.6-liter, 305-horsepower, LFX V6 engine.<\/p>\n<p style=\"text-align: left;\">The 2023 model is available in five trims (WT, LT, Trail Boss, Z71, and ZR2) and comes with a 2.7-liter turbo engine with horsepower ranging between 237 and 310. Drivers can easily switch driving settings \u2014 off-road, terrain, Baja, tow-haul, and normal \u2014 to optimize road performance.<\/p>\n<p>&nbsp;<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"c-contact-channels\">\n        <div class=\"o-wrapper \">\n        <div class=\"c-contact-channels__content\">\n            <h2 class=\"c-contact-channels__title\">Find the Best Car Insurance Rates Online for the Chevrolet Colorado Today<\/h2>\n                            <div class=\"c-contact-channels__text\"><p>Freeway Insurance can help you get great auto coverage for your compact or midsize pickup at a cheap rate. Contact us today to find an <strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\/\">affordable policy<\/a><\/strong> that fits your needs and budget.<\/p>\n<p>We can hook you up with the cheapest car insurance for your Chevrolet Colorado so you and your family are protected. Call us at <a href=\"tel:800-777-5620\"><strong>(800) 777-5620<\/strong><\/a>, come get a fast and free <a href=\"#modal-turbo\"><strong>quote for car insurance online<\/strong>,<\/a> or stop by one of our <strong><a href=\"https:\/\/locations.freeway.com\/\" target=\"_blank\" rel=\"noopener\">locations<\/a><\/strong>.<\/p>\n<\/div>\n                        <div class=\"c-contact-channels__channel\">\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--online\" target=\"_self\" href=\"#modal-turbo\" aria-label=\"Get a quote online\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-quote\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Online<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--phone\" target=\"_self\" href=\"tel:800-777-5620\" aria-label=\"Get a quote over the phone\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-phone\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Over the phone<\/span>\n                    <\/div>\n                                    <div class=\"c-contact-channels__channel_item\">\n                        <a class=\"c-contact-channels__channel_icon c-contact-channels__channel_icon--ubication\" target=\"_self\" href=\"https:\/\/locations.freeway.com\/\" aria-label=\"Get a quote in our offices\" rel=\"noopener\">\n                            <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-location\"><\/use><\/svg><\/span>\n                        <\/a>\n                        <span class=\"c-contact-channels__channel_text\">Visit us<\/span>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":39970,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/46610"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=46610"}],"version-history":[{"count":16,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/46610\/revisions"}],"predecessor-version":[{"id":46802,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/46610\/revisions\/46802"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/39970"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=46610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}