{"id":43789,"date":"2023-06-15T12:18:41","date_gmt":"2023-06-15T19:18:41","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=43789"},"modified":"2023-09-21T10:36:12","modified_gmt":"2023-09-21T17:36:12","slug":"batesville-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/arkansas\/batesville-car-insurance\/","title":{"rendered":"Batesville Car Insurance"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_648352335aae6\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Everything You Need to Know about Auto Insurance in Arkansas<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Located in northeastern Arkansas, Batesville is known for its natural beauty, home to the White River and the Ozark Mountains with all of its fishing and camping opportunities. Its downtown area also exudes charm, regularly hosting some of the state&#8217;s most exciting festivals like the Ozark Foothills Film Fest and the White River Water Carnival. Some of Batesville&#8217;s most well-known attractions include the old Independence Regional Museum, Maxfield Park, Riverside Park, White River Walkway, and the Batesville Speedway.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">All Batesville drivers must have an active auto insurance policy to drive legally in the state. Keep reading to learn more about <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/arkansas\/\">car insurance in Arkansas<\/a><\/strong><span style=\"font-weight: 400;\"><strong>,<\/strong> including how insurance companies determine rates, average premiums paid by ZIP code, and penalties for driving without insurance in the region.<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_648352515aae7\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Batesville, AR?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Batesville residents pay an average monthly <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability-only<\/a><\/strong><span style=\"font-weight: 400;\"> premium of $30 and an average <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage<\/a><\/strong><span style=\"font-weight: 400;\"> premium of $130, which is below the national averages of $50 and $140, respectively.<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_648352795aae9\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <h3 style=\"text-align: left;\"><b>What Does it Mean if Arkansas is an At-Fault State?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Arkansas is an at-fault state, which means the party determined to be at fault for an accident is responsible for paying its damages through their insurance company or out of pocket. If an at-fault driver is not insured or inadequately insured, the injured parties may file a lawsuit to recover the damages.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Exact procedures for determining fault vary amongst at-fault states. For example, a &#8220;modified comparative negligence system &#8221; is applied in Arkansas, meaning injured parties can receive payouts if their &#8220;percentage of fault&#8221; is less than 50%.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">To determine who is at fault in Arkansas, the following factors are considered:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400; text-align: left;\" aria-level=\"1\"><b>Negligence:<\/b><span style=\"font-weight: 400;\"> Actions and behavior of both parties before, during, and after the accident.<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\" aria-level=\"1\"><b>Evidence: <\/b><span style=\"font-weight: 400;\">Witness statements, police reports, and other forms of evidence are all fair game and help to put the puzzle pieces together to determine who is at fault.<\/span><\/li>\n<li style=\"font-weight: 400; text-align: left;\" aria-level=\"1\"><b>Comparative Negligence:<\/b><span style=\"font-weight: 400;\"> in this scenario, each party under Arkansas law is assigned a percentage of fault, with the compensation\/payouts based on the percentage of fault.<\/span><\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_648352945aaea\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Affordable Car Insurance Rates Comparison by Cities in Arkansas<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">To learn the average monthly premiums paid by cities throughout the state of Arkansas, refer to our breakdown below:<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><b>Batesville<\/b><\/td>\n                                                                                            <td><b>$130<\/b><\/td>\n                                                                                            <td><b>$30<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Little Rock<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Fort Smith<\/td>\n                                                                                            <td>$110<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Fayetteville<\/td>\n                                                                                            <td>$110<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Springdale<\/td>\n                                                                                            <td>$110<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_648352f25aaeb\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\"><b>Affordable Batesville Car Insurance Rates by Zip Code<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">One factor auto insurance companies use to determine your rates is your ZIP code of residence. Each zip code has its own accident, theft, and claims rate, adjusting premiums for all residents in the region accordingly.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">That&#8217;s why urban areas with high population density and traffic congestion see higher rates than rural or suburban areas with small populations.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">For the average monthly premium paid by Batesville residents by zip code, see our breakdown below:<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>72501<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>72503<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6483535d5aaec\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\"><b>Low-Cost Car Insurance Rates by Age in Batesville<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Generally, <\/span><strong><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/car-insurance-for-teens\/\">younger drivers<\/a><\/strong><span style=\"font-weight: 400;\"> pay higher premiums than older drivers, thanks to higher claims right and propensity for engaging in riskier driving behaviors. Those in their 30s, 40s, and 50s generally pay the lowest premiums, with an eventual uptick upon reaching the 60s and 70s.\u00a0<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">For the average monthly premium paid by Batesville residents by age, see our breakdown below:<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$440<\/td>\n                                                                                            <td>$110<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$150<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$120<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$110<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$110<\/td>\n                                                                                            <td>$30<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p style=\"text-align: left;\"><b><i>* Methodology: <\/i><\/b><i><span style=\"font-weight: 400;\">The following demographic profile was used to determine average monthly premiums for this guide: a 30-year-old male with the minimum liability limits required by Arkansas state drivers. Many factors affect premium pricing, including your age, zip code of residence, gender, and eligibility for various types of discounts like multi-policy and multi-vehicle discounts.<\/span><\/i><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_648353d75aaee\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Batesville<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\"><b>How Many Fatal Accidents Happen in Batesville?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">In 2020, a single road traffic accident in Batesville resulted in one fatality.<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>How Are the Road Infrastructure and Bridges in Batesville?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Batesville Street Department is responsible for maintaining roughly 80 miles of city streets, integral in keeping traffic flow. These responsibilities include storm draining, snow plowing, and traffic signal maintenance. The city does share a dedicated number to report broken streetlights, potholes, and other road\/ infrastructure problems.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">For more information on Batesville&#8217;s Street Department, visit the <\/span><strong><a href=\"https:\/\/www.cityofbatesville.com\/city-departments\/streets\/\" target=\"_blank\" rel=\"noopener\">City of Batesville, Arkansas &#8211; City Street Department<\/a>.<\/strong><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_648353ff5aaef\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Batesville<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Here are the <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\">liability-only<\/a><\/strong><span style=\"font-weight: 400;\"> requirements all Arkansas drivers must adhere to:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\"><span style=\"font-weight: 400;\"><strong>Bodily Injury or Death<\/strong><\/span><\/a><span style=\"font-weight: 400;\"> Coverage for One Person: $25,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bodily Injury or Death Coverage for Multiple People: $50,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">Property Damage<\/a><\/strong><span style=\"font-weight: 400;\"> Per Accident: $25,000<\/span><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Also referred to as 25\/50\/25 coverage, these are only the minimums. Full coverage offers substantially greater protections with additional first-party benefits protecting you and your vehicle in the event of an accident.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">For example, two aspects of full coverage are <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision<\/a><\/strong><span style=\"font-weight: 400;\"> coverage. Comprehensive coverage pays for damages caused by non-collision-related events, such as falling tree limbs, theft, vandalism, and natural disasters. Collision coverage pays for collision-related damages due to vehicle-to-vehicle, vehicle-to-object, and rollover collisions.<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6483542c5aaf0\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Batesville, AR?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Driving without insurance in Batesville is a bad idea, carrying the following penalties:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$50 to $250 fine for first-time offenders (unless proof of insurance is provided within 30 days)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mandatory $250 to $500 fine for second-time offenders<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mandatory $500 to $1,000 fine for third and subsequent offenders<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$100 reinstatement fee<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Up to one year in jail (depending on the severity of the offense)<\/span><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">In addition, expect to file an <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22<\/a><\/strong><span style=\"font-weight: 400;\"><strong>,<\/strong> a certificate of financial responsibility that lets Arkansas law enforcement know you&#8217;re carrying the minimum required liability.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Remember that liability requirements for Arkansas drivers are $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and 25,000 in property damage liability per car accident.<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_648354675aaf2\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Batesville Car Insurance Rates<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">There are many factors auto insurance companies use to determine your premiums. Common factors include:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Age and gender<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Driving record<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vehicle make and model<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zip code of residence<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Credit history<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Coverage levels<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Amount of <\/span><strong><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/what-is-a-deductible\/\">deductible<\/a><\/strong><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Every insurance company weighs these factors differently. For example, one may place a heavier emphasis on your age and gender than a competing provider. Additionally, some states restrict the use of certain factors to determine rates (e.g., credit score).<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_648354865aaf3\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Here\u2019s What You Need to Know When Driving in Arkansas<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">When driving in Arkansas, be aware of the following to help avoid any chances of an at-fault accident:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hands-Free Law.<\/b><span style=\"font-weight: 400;\"> Under Arkansas law, it is illegal to use a smartphone while driving. Texting, viewing photos, or uploading your latest pic onto Instagram is forbidden. If you really need to use your phone, pull over or use Bluetooth or other hands-free devices instead of lifting your phone while driving.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Wear Your Seat Belt. <\/b><span style=\"font-weight: 400;\">In Arkansas, seat belts are required at all times for all passengers. Expect fines and penalties if pulled over at a traffic stop without your seat belt.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Adhere to Speed Limits. <\/b><span style=\"font-weight: 400;\">Be sure to know all the speed limits on all of Arkansas&#8217;s roads. Expect the maximum speed limit on rural interstates to be at most 70 miles per hour versus 65 miles per hour for urban interstates. Be aware of posted signs at all times.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">By following all of the above traffic laws and regulations, you increase the safety of yourself and others and minimize your chances of being dinged in an at-fault accident.<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_648354a85aaf4\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">What are the Best Discounts for Car Insurance in Batesville, AK?<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\"><span style=\"font-weight: 400;\"><strong>Auto insurance discounts<\/strong><\/span><\/a><span style=\"font-weight: 400;\"> for Batesville drivers offer small reductions towards the cost of your premiums in exchange for meeting specific criteria, such as maintaining a clean driving record, installing in-vehicle safety devices, and paying your entire annual premium upfront.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Discounts available to Batesville drivers include but are not limited to:<\/span><\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-car-discounts\/\">Multi-car discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-policy.svg\" alt=\"Pink icon of a document with a checklist\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Multi-policy discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">Military discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/10\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good driver discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/10\/icon-discounts.svg\" alt=\"Green icon of a hand with percentage sign\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Loyalty discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Student discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Only some auto insurance companies offer the same discounts, with availability and discount percentage varying depending on individual policyholders and state regulations.<\/span><\/p>\n<p>&nbsp;<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_648355745aafb\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for Car Insurance in Batesville Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/06\/BatesvilleAR-1.jpg\" alt=\"Photograph of a sunset and milky way in Batesville, Arkansas in the foothills of the Ozark Mountains\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">If you are ready to find a new and affordable auto insurance policy, get Freeway Insurance will be glad to help.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">If you are ready to get started, contact us by visiting us <\/span><strong><a href=\"#modal-turbo\">online<\/a><\/strong><span style=\"font-weight: 400;\"><strong>,<\/strong> going to an <\/span><strong><a href=\"https:\/\/locations.freeway.com\/\" target=\"_blank\" rel=\"noopener\">office<\/a><\/strong><span style=\"font-weight: 400;\"> near you, or calling <\/span><strong><a href=\"tel:800-777-5620\">800-777-5620<\/a><\/strong><span style=\"font-weight: 400;\"> to explore your options with a friendly agent. So get in touch with us today!<\/span><\/p>\n                <\/div>\n                                            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":35284,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/43789"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=43789"}],"version-history":[{"count":12,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/43789\/revisions"}],"predecessor-version":[{"id":45553,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/43789\/revisions\/45553"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35284"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=43789"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}