{"id":43479,"date":"2023-06-01T15:49:38","date_gmt":"2023-06-01T22:49:38","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=43479"},"modified":"2023-09-22T09:15:04","modified_gmt":"2023-09-22T16:15:04","slug":"biloxi-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/mississippi\/biloxi-car-insurance\/","title":{"rendered":"Biloxi Car Insurance"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6474d36474eab\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Everything You Need to Know about Auto Insurance in Mississippi<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Biloxi is one of the state&#8217;s most charming cities in Harrison County. Situated along the Gulf of Mexico, it boasts miles and miles of beautiful white sand beaches and a strong maritime tradition, home to the Maritime and Seafood Industry Museum with exciting exhibits on boat building and seafood management.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Some of Biloxi&#8217;s most popular attractions include the Biloxi lighthouse, Beau Rivage Resort &amp; Casino, and (most importantly) majestic views of the Gulf Coast in all of its glory.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">All Biloxi drivers must carry an auto insurance policy to drive legally in Mississippi. Failure to provide proof of insurance at a traffic stop will result in a suspended driver&#8217;s license registration, fines, and administrative headaches. Keep reading to learn more about <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/mississippi\/\">car insurance in Mississippi<\/a><\/strong><span style=\"font-weight: 400;\">, including the types of rates you can expect by ZIP code, available discounts, and a word on the region&#8217;s road and traffic infrastructure.<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6474d39374eac\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Biloxi, MS?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Biloxi drivers pay an average monthly premium of $140 a month for <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage<\/a><\/strong><span style=\"font-weight: 400;\"><strong>,<\/strong> which is a little below the state average of $148 and the national average of $148. For the <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\">state-required minimum liability<\/a><\/strong><span style=\"font-weight: 400;\"><strong>,<\/strong> it costs drivers on average $40 a month, almost the same as the state at $41 and lower than the national average of $47.<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Getting a Free Auto Insurance quote with Freeway is easy!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6474d3c374eae\">\n    <div class=\"o-wrapper \">\n        \n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\"><b>Reasons Why Insurance is So Expensive in Mississippi<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Unfortunately, Mississippi is one of the more expensive states in the country to obtain auto insurance.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">For starters, the state has a high number of uninsured drivers. According to the <\/span><strong><a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-uninsured-motorists\" target=\"_blank\" rel=\"noopener\">Insurance Information Institute<\/a><\/strong><span style=\"font-weight: 400;\"><strong>,<\/strong> roughly 29.4% of all drivers are uninsured, or approximately one in three. Secondly, Mississippi has a high fatality rate. With both of these stats, it&#8217;s no surprise why Mississippi auto insurance is so expensive.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">The state plays host to damaging weather events some years with hurricanes and flooding, which increases insurance costs.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Another reason insurance is so expensive in Mississippi is high crime rates. Compared to the national average, the risk of theft, vandalism, and other risky behaviors are much higher, increasing insurance rates for home and vehicle owners throughout the region.<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6474d42274eaf\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Affordable Car Insurance Rates Comparison by Cities in Mississippi<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">To learn the average monthly premiums paid in cities throughout the state of Mississippi, check out our breakdown below:<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td><b>Biloxi<\/b><\/td>\n                                                                                            <td><b>$140<\/b><\/td>\n                                                                                            <td><b>$40<\/b><\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Jackson<\/td>\n                                                                                            <td>$150<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Gulfport<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Hattiesburg<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Southaven<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6474d49174eb0\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\"><b>Affordable Biloxi Car Insurance Rates by Zip Code<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Auto insurance premiums vary significantly from region to region thanks to several factors, including accident rates, population density, crime rates, and local laws\/regulations.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">For the average monthly premium paid by Biloxi residents by zip code, see our breakdown below:<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>39530<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>39531<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>39532<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>39533<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>39534<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>39535<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_6474d4ff74eb1\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\"><b>Low-Cost Car Insurance Rates by Age in Biloxi<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">According to the National Highway Traffic Safety Administration (NHTSA), <\/span><strong><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/car-insurance-for-teens\/\">younger drivers<\/a><\/strong><span style=\"font-weight: 400;\"> are more likely to get into accidents than older drivers (particularly up to age 25). This, combined with their overall higher claims volume and spottier driving experience, means their auto coverage premiums will be higher.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">For the average monthly premium paid by Biloxi residents by age, see our breakdown below:<\/span><\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table--full c-regional-page-table__table--large table-text--center\">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$440<\/td>\n                                                                                            <td>$150<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$160<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$140<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$130<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$120<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$120<\/td>\n                                                                                            <td>$40<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$150<\/td>\n                                                                                            <td>$50<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p style=\"text-align: left;\"><b>* <\/b><b><i>Methodology:<\/i><\/b><i><span style=\"font-weight: 400;\"> To come up with our average monthly premiums, we use the following demographic: 30-year-old males with a state minimum liability policy meeting Mississippi&#8217;s requirements. Many factors determine the premiums.<\/span><\/i><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6474d57574eb3\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Biloxi, MS<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\"><b>How Many Fatal Accidents Happen in Biloxi?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">In 2020, Biloxi had 11 fatal traffic accidents, resulting in 12 fatalities involving 22 people and three pedestrians.<\/span><\/p>\n<h3 style=\"text-align: left;\"><b>How Are the Road Infrastructure and Bridges in Biloxi?<\/b><\/h3>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Biloxi has an active Department of Public Works that works on all aspects of city infrastructure, including but not limited to streets\/drainage systems, bridge maintenance, and general infrastructure repair. Past projects included Main Street railroad crossing upgrades, Bayview Waterfront restoration, and Cedar Lake Bridge repairs.<\/span><\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6474d59574eb4\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Biloxi<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Here are Mississippi&#8217;s minimum auto insurance requirements:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\"><span style=\"font-weight: 400;\"><strong>Bodily Injury Liability<\/strong><\/span><\/a><span style=\"font-weight: 400;\"> Coverage per Person: $25,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bodily Injury Coverage per Accident: $50,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">Property Damage Liability<\/a><\/strong><span style=\"font-weight: 400;\"> Per Accident: $25,000<\/span><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">For better peace of mind, many drivers choose higher <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/liability\/\">liability<\/a><\/strong><span style=\"font-weight: 400;\"> requirements than these minimum coverages, as they may not be sufficient to pay for full damages in an at-fault accident. For example, $25,000 in property damage will barely cover the cost of a totaled vehicle. If you can afford it, opt for a minimum 100\/300\/100 policy for substantially greater protections.<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6474d5e874eb6\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Biloxi, MS?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Driving without proof of insurance when pulled over at a traffic stop will result in severe consequences, including the following:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A fine of up to $1,000<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">License\/registration suspension (until proof of insurance is provided)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">$100 reinstatement fee<\/span><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">On top of these penalties, you must file an <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\">SR-22<\/a><\/strong><span style=\"font-weight: 400;\"> form, an add-on to your existing policy that lets the state know you carry the minimum required liability limits. It will remain on file for a minimum of three years.<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6474d60a74eb7\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Factors Allowed in Biloxi Car Insurance Rates<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Insurance companies based Biloxi auto insurance premiums on some of the factors below:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Age<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gender<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vehicle make and model<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Driving record<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Amount of <\/span><strong><a href=\"https:\/\/www.freeway.com\/knowledge-center\/auto\/what-is-a-deductible\/\">deductible<\/a><\/strong><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chosen liability limits<\/span><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Your premiums may increase depending on how your life circumstances change. For example, switching from a late-model Tesla Model X to a 2015 Chevrolet Malibu will surely see lower premiums. You may also enjoy savings by applying for liability-only over full coverage with <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision<\/a><\/strong><span style=\"font-weight: 400;\"> and <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive insurance<\/a><\/strong><span style=\"font-weight: 400;\">, although it\u2019s not recommended, as state minimum liability only offers third-party benefits that cover the cost of damages and injuries to other drivers, not you or your passengers.<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6474d63374eb8\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What\u2019s the Best Car Insurance for Teenagers and Their Families in Biloxi, Mississippi?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                        \n                            <div class=\"c-sections__list-column \">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Unfortunately, Biloxi teenagers see sky-high auto insurance premiums thanks to the state&#8217;s high number of uninsured drivers and the traffic fatality rate for every 100,000 people. Ways teenage drivers can save on auto insurance include the following:<\/span><\/p>\n<ul style=\"text-align: left;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applying for discounts<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reducing add-ons (e.g., roadside assistance and rental car reimbursement)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Achieving a minimum grade point average (GPA) for a &#8220;Good Student&#8221; discount<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Completing a driver&#8217;s education course<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoiding high-performance, sport, or luxury vehicles (due to increased repair and replacement costs)<\/span><\/li>\n<\/ul>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Lastly, do not forget to evaluate your policy&#8217;s coverage limits. Increasing your deductible from $200 to $500 could cut your collision and comprehensive cost by up to 30%. Bumping it up to a $1,000 deductible increases potential savings to 40% or more.<\/span><\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_6474d65774eb9\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">What are the Best Discounts for Car Insurance in Biloxi, MS?<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">To take advantage of the maximum savings possible on your auto insurance policy, it is important to qualify for and be eligible for <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/\">discounts<\/a>.<\/strong><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Many popular discount programs allow you to save as much as 30% off your premium, including &#8220;Good Driver&#8221; discounts, low mileage discounts, and multi-vehicle\/multi-policy discounts.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Good driver discounts are awarded to drivers who have maintained clean driving records for three to five years. Some companies may require that you hit closer to the three-year mark, while others prefer that you hit closer to the five-year mark. Regardless, this discount is awarded because insurers see you as less of a risk for future claims payouts.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Low mileage discounts are also typically awarded to drivers who drive less than 7,500 miles a year. Auto insurance companies may also create tiered discount programs offering drivers with less than 7,500 miles a higher percentage discount than drivers between 7,500 and 10,000 miles.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Here are other types of discounts that you may qualify for:<\/span><\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/09\/icon-Auto-Pay-Car-Insurance-Discount.svg\" alt=\"Hand with money paying an auto discount\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/paid-in-full-insurance-discount\/\">Pay-in-full discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/03\/icon-Pre-approval.svg\" alt=\"\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\">Multi-policy discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">Anti-theft device installation discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2020\/12\/icon-action-save-2.svg\" alt=\"Money in hand icon\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/auto-pay-car-insurance-discount\/\">Automatic payments discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">Military discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/10\/icon-discounts.svg\" alt=\"Green icon of a hand with percentage sign\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Customer retention discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Be sure to stay in touch with your auto insurance company. It is a good idea to call them every six months to see if you qualify for any new discounts. Also, remember to call as your life circumstances change. For example, if you have recently purchased a new home, you may be able to bundle auto and <\/span><strong><a href=\"https:\/\/www.freeway.com\/insurance-options\/homeowners-insurance\/\">homeowner&#8217;s insurance<\/a>.<\/strong><\/p>\n<p>&nbsp;<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_6474d82174ec0\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for Car Insurance in Biloxi Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/06\/Biloxi-1.jpg\" alt=\"Colorful shrimp fishing boats docked in harbor at Biloxi, Mississippi\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p style=\"text-align: left;\"><span style=\"font-weight: 400;\">Freeway Insurance allows you to select from multiple <\/span><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/cheap\">affordable<\/a><\/strong><span style=\"font-weight: 400;\"> auto insurance options, including state minimum liability and full coverage.<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"font-weight: 400;\">If you&#8217;re ready to take the next step, there are three ways to reach Freeway Insurance. You may visit a Biloxi <\/span><strong><a href=\"http:\/\/locations.freeway.com\/\" target=\"_blank\" rel=\"noopener\">office <\/a><\/strong><span style=\"font-weight: 400;\">near you, visit us <\/span><strong><a href=\"#modal-turbo\">online<\/a><\/strong><span style=\"font-weight: 400;\"> for a free insurance quote or call <\/span><strong><a href=\"tel:800-775-5620\">800-775-5620<\/a><\/strong><span style=\"font-weight: 400;\"> to speak with one of our knowledgeable agents. Get in touch with us today!<\/span><\/p>\n                <\/div>\n                                            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":35504,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/43479"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=43479"}],"version-history":[{"count":6,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/43479\/revisions"}],"predecessor-version":[{"id":46510,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/43479\/revisions\/46510"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/35504"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=43479"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}