{"id":42949,"date":"2023-04-21T10:30:40","date_gmt":"2023-04-21T17:30:40","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=42949"},"modified":"2023-09-19T09:53:22","modified_gmt":"2023-09-19T16:53:22","slug":"ocala-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/florida\/ocala-car-insurance\/","title":{"rendered":"Ocala Car Insurance"},"content":{"rendered":"
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Everything You Need to Know About Auto Insurance in Ocala, FL<\/h2>\n
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Located in Central Florida, Ocala is best known for its strong equestrian tradition. Called the “Horse Capital of the World,” it is home to over 1,000 horse farms and has produced countless Kentucky Derby and Breeders Cup champions. It is also home to Silver Springs State Park with glass bottom boats and crystal-clear<\/span> waters. Some of Ocala’s most popular attractions include Ocala National Forest, the Appleton Museum of Art, Fort King National Historic Landmark, Ocala Historic Downtown Square, and Rainbow Springs State Park.<\/p>\n

All Ocala drivers must have an auto insurance policy to drive legally in Florida and elsewhere. Keep reading to learn more about auto insurance in Florida<\/a>, including average premiums, penalties for driving without insurance in Florida, available discounts and the state’s required minimum liability limits.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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How Much Does Car Insurance Cost in Ocala, FL?<\/h2>\n
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Ocala drivers pay an average monthly premium of $160 for full coverage<\/a>, below the state average of $210 and higher than the national average of $140. For those who choose the cheapest auto insurance in Florida<\/a>, the minimum, the average is $58, a little higher than the national average of $48.<\/p>\n

Full coverage consists of liability, plus comprehensive<\/a> and collision. Required liability insurance in Florida, a no-fault<\/span> state, consists of $10,000 in property damage liability<\/a> and $10,000 in Personal Injury Protection<\/a> (PIP). Drivers are encouraged to increase their coverage to protect themselves more fully while on the road.<\/p>\n

What is a No-Fault State?<\/h3>\n

A no-fault state is one where drivers involved in an accident use their own insurance to pay for their damages. In an at-fault<\/span> state, damages to other drivers are typically paid for by the at-fault<\/span> driver\u2019s insurance company. However, in Florida, like in other no-fault<\/span> states, your insurance will kick in to help you pay for your own damages, regardless of who caused the accident.<\/p>\n

Most no-fault states require some form of additional medical coverage, such as PIP. This is to help you pay for injuries in the event you are involved in an accident. Unfortunately, many no-fault<\/span> states have higher premiums for their motorists than at-fault<\/span> states.<\/p>\n <\/div>\n \n \n \n \n <\/div>\n <\/div>\n<\/section>\n\n

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Get a Quote for Car Insurance in Oregon Today!<\/h2>\n <\/div>\n \n
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