{"id":42684,"date":"2023-04-04T14:26:35","date_gmt":"2023-04-04T21:26:35","guid":{"rendered":"https:\/\/www.freeway.com\/?page_id=42684"},"modified":"2023-09-20T09:12:47","modified_gmt":"2023-09-20T16:12:47","slug":"lake-charles-car-insurance","status":"publish","type":"page","link":"https:\/\/www.freeway.com\/auto-insurance\/louisiana\/lake-charles-car-insurance\/","title":{"rendered":"Lake Charles Car Insurance"},"content":{"rendered":"<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a1e693e41c\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Everything You Need to Know About Auto Insurance in Louisiana<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Lake Charles is steeped in southern tradition and known for its active blues and Cajun cuisine. It is home to popular events like the Louisiana Pirate <span style=\"white-space:nowrap;\">Festival \u2014 an<\/span> annual <span style=\"white-space:nowrap;\">12-day<\/span> affair with more than 200,000 attendees. The quaint Downtown Lake Charles area is also home to iconic sites like the Mardi Gras Museum and the Imperial Calcasieu Museum.<\/p>\n<p>Nature lovers will also appreciate the Creole nature <span style=\"white-space:nowrap;\">trail \u2014 a<\/span> <span style=\"white-space:nowrap;\">180-mile<\/span> stretch of back roads with plenty of alligator, bird, and turtle sightings. Lake Charles is one of the most humid cities in the country and is named after Charles Sallier, one of its first settlers.<\/p>\n<p><a href=\"https:\/\/www.freeway.com\/auto-insurance\/louisiana\/\">Auto insurance in Louisiana<\/a> is mandatory. Driving without it will result in a driver&#8217;s license\/registration suspension, fines, and reinstatement fees. Keep reading to learn more about Lake Charles auto insurance, including average premiums paid by age\/zip code, ways to save on your following policy, and penalties for driving without insurance in the region.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_642330cc6a2b0\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">How Much Does Car Insurance Cost in Lake Charles, LA?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Drivers in Lake Charles pay an average monthly premium of $200 per month for <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/full-coverage\/\">full coverage<\/a>, which is well above the national average of $140. For some perspective, Baton Rouge drivers pay an average monthly premium of $230.<\/p>\n<p>The <a href=\"https:\/\/www.freeway.com\/auto-insurance\/state-requirements\/\">state-required minimum liability<\/a> insurance averages $92 per month for drivers in Lake Charles. This is substantially higher than the national average of $47.<\/p>\n<h3 style=\"text-align: left;\">Why Car Insurance Rates are so High in Louisiana<\/h3>\n<p>Unfortunately, <a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/rates-by-state\/\" target=\"_blank\" rel=\"noopener\">insurance rates in Louisiana<\/a> are the third highest in the nation and there are two reasons why, including:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong>Lawsuits \u2013<\/strong> Louisiana drivers are all too ready to head to court and sue each other, which may result in a larger settlement. This claim action raises the rates for everybody.<\/li>\n<li><strong>Weather \u2013<\/strong> Remember Katrina? People in Louisiana are living in an area that is prone to devastating storms, which has insurers anticipating plenty of claims.<\/li>\n<\/ul>\n<p>Since you cannot change how other people behave or the weather, you can find lower rates by driving as safely and defensively as possible.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote \">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                            <div class=\"c-quick-small__icon\">\n                <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.freeway.com\/wp-content\/themes\/freewayv2\/template\/html\/images\/icons\/icons.svg#icon-auto\"><\/use><\/svg><\/span>\n                <\/div>\n                <h2 class=\"c-quick-small__title\">Get a Quote for Car Insurance in Louisiana Today!<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form ajax-quote-form-new\" action=\"https:\/\/www.freeway.com\/\/submit-quote\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Zip Code<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote only-numbers\" type=\"tel\"  name=\"zipcode\" id=\"zipcodeQuickQuote\" maxlength=\"5\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" value=\"A\" name=\"type_insurance\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--orange c-button--text-big\" type=\"submit\">Start Quote<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632a1eec3e41e\">\n    <div class=\"o-wrapper Default\">\n                    <h2 class=\"c-section__title\">Affordable Car Insurance Rates Comparison by Louisiana Cities<\/h2>\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>For a comparison of average monthly premium paid in Louisiana cities, check out our breakdown below.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>City<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Baton Rouge<\/td>\n                                                                                            <td>$280<\/td>\n                                                                                            <td>$93<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Lafayette<\/td>\n                                                                                            <td>$234<\/td>\n                                                                                            <td>$79<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Monroe<\/td>\n                                                                                            <td>$235<\/td>\n                                                                                            <td>$75<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>New Orleans<\/td>\n                                                                                            <td>$314<\/td>\n                                                                                            <td>$96<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>Shreveport<\/td>\n                                                                                            <td>$202<\/td>\n                                                                                            <td>$60<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632a1fb53e420\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Affordable Car Insurance Rates by Zip Code in Lake Charles, LA<\/h3>\n<p>Residents of one Lake Charles zip code could pay significantly higher premiums than a neighboring zip code due to a higher claims rate, a larger skew of younger to older drivers, theft\/vandalism rate, and similar factors.<\/p>\n<p>See our breakdown below to see the average premiums paid by zip code in Lake Charles.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Zip Code<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>70065<\/td>\n                                                                                            <td>$281<\/td>\n                                                                                            <td>$92<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70067<\/td>\n                                                                                            <td>$287<\/td>\n                                                                                            <td>$91<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70601<\/td>\n                                                                                            <td>$224<\/td>\n                                                                                            <td>$70<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70602<\/td>\n                                                                                            <td>$224<\/td>\n                                                                                            <td>$70<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70605<\/td>\n                                                                                            <td>$218<\/td>\n                                                                                            <td>$68<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70607<\/td>\n                                                                                            <td>$216<\/td>\n                                                                                            <td>$68<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70609<\/td>\n                                                                                            <td>$210<\/td>\n                                                                                            <td>$65<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70611<\/td>\n                                                                                            <td>$206<\/td>\n                                                                                            <td>$64<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70615<\/td>\n                                                                                            <td>$219<\/td>\n                                                                                            <td>$68<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing\" id=\"tables-block_632a20b13e421\">\n    <div class=\"o-wrapper Default\">\n                        <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">Low-Cost Car Insurance Rates by Age in Lake Charles, LA<\/h3>\n<p>Younger drivers generally pay higher premiums than older drivers, thanks to a limited driving record and a higher claims rate.<\/p>\n<p>See our breakdown below to see the average premiums paid by age in Lake Charles.<\/p>\n                <\/div>\n                        <div class=\"c-regional-page-table\">\n                <div class=\"c-regional-page-table__content\">\n                    <div class=\"c-regional-page-table__scroll\">\n                                                    <table class=\"c-regional-page-table__table c-regional-page-table__table--large \">\n                                                                    <tr>\n                                            \n                                                                                            <th>Age<\/th>\n                                                                                            <th>Full Coverage Insurance<\/th>\n                                                                                            <th>Liability Insurance Coverage<\/th>\n                                                                                                                        <\/tr>\n                                                                                                                                            <tr>\n                                                                                            <td>Teenagers<\/td>\n                                                                                            <td>$720<\/td>\n                                                                                            <td>$246<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>20s<\/td>\n                                                                                            <td>$247<\/td>\n                                                                                            <td>$79<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>30s<\/td>\n                                                                                            <td>$215<\/td>\n                                                                                            <td>$66<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>40s<\/td>\n                                                                                            <td>$204<\/td>\n                                                                                            <td>$61<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>50s<\/td>\n                                                                                            <td>$191<\/td>\n                                                                                            <td>$58<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>60s<\/td>\n                                                                                            <td>$209<\/td>\n                                                                                            <td>$66<\/td>\n                                                                                    <\/tr>\n                                                                            <tr>\n                                                                                            <td>70s<\/td>\n                                                                                            <td>$206<\/td>\n                                                                                            <td>$66<\/td>\n                                                                                    <\/tr>\n                                                                                                <\/table>\n                                            <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"c-state-table__text\">\n                    \n\n                            <p><p><em>Unless otherwise specified, we use the following methodology to arrive at our average cost: male, age 30, lowest possible legal coverage allowed by Louisiana. Your rates will be determined by several factors, including your age, your gender and the amount of coverage you want to purchase.<\/em><\/p>\n<\/p>\n\n                                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a21e53e423\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Driving Conditions in Lake Charles, LA<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <h3 style=\"text-align: left;\">How Many Fatal Accidents Happen in Lake Charles?<\/h3>\n<p class=\"FirstParagraph\"><span lang=\"EN-US\">In 2019, there were nine fatal accidents in Lake Charles involving 13 vehicles and 17 people, including two pedestrians.<\/span><\/p>\n<h3 style=\"text-align: left;\">How Are the Road Infrastructure and Bridges in Lake Charles, LA?<\/h3>\n<p>Lake Charles&#8217; Department of Public Works is responsible for maintaining the city&#8217;s street, road, and bridge infrastructure. These projects include maintaining traffic signals, patching up potholes, maintaining road traffic signs, repainting street markers, and repairing damaged sidewalks.<\/p>\n<p>One of its key responsibilities is maintaining the city&#8217;s drainage system, which addresses underground, surface, and open ditches. The city is divided into ten zones, with dedicated maintenance teams responsible for each zone. In addition, a Public Works Helpline (337) <span style=\"white-space: nowrap;\">491-1220<\/span> allows residents to report <span style=\"white-space: nowrap;\">infrastructure-related<\/span> issues and voice concerns.<\/p>\n<p>For more information on Lake Charles&#8217; Public Works programs, visit <a href=\"https:\/\/www.cityoflakecharles.com\/department\/index.php?structureid=20\" target=\"_blank\" rel=\"noopener\">Lake <span style=\"white-space: nowrap;\">Charles &#8211; Public<\/span> Works<\/a>.<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<div class=\"c-quick-small js-quick-quote c-quick-office\">\n    <div class=\"c-quick-small__wrapper\">\n        <div class=\"c-quick-small__content\">\n                                                <img decoding=\"async\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/12\/office-quote.svg\" alt=\"Image office\" class=\"c-quick-small__img\">\n                                \n                <h2 class=\"c-quick-small__title c-quick-small__title--blue\">Find an office near you to help with your auto insurance<\/h2>\n                    <\/div>\n        \n                    <form class=\"form c-quick-small-form\" action=\"https:\/\/locations.freeway.com\/\">\n                    <div class=\"c-quick-small-form__item\">\n                <label class=\"c-quick-small-form__label\" for=\"zipcodeQuote\">Search by Zip Code, City or State<\/label>\n                <input class=\"c-quick-small-form__input zipcodeQuickQuote \" type=\"text\"  name=\"search\" id=\"address\" maxlength=\"50\" autocomplete=\"on\">\n                \n            <\/div>\n            <div class=\"c-quick-small-form__controls\">\n                                    <input type=\"hidden\" name=\"latitude\" value=\"\">\n                    <input type=\"hidden\" name=\"longitude\" value=\"\">\n                    <input type=\"hidden\" name=\"radio\" value=\"20\">\n                    <input type=\"hidden\" name=\"time\" value=\"open-any\">\n                    <button class=\"c-quick-small-form__submit c-button c-button--blue-green c-button--text-big\" type=\"submit\">Find<\/button>\n                            <\/div>\n        <\/form>\n    <\/div>\n<\/div>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a226d3e424\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Minimum Car Insurance Requirements in Lake Charles, Louisiana<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p class=\"FirstParagraph\"><span lang=\"EN-US\">All Lake Charles drivers must adhere to the following liability minimums:<\/span><\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong>Bodily injury liability coverage:<\/strong> $15,000 per person<\/li>\n<li><strong>Bodily injury liability coverage:<\/strong> $30,000 per accident<\/li>\n<li><strong>Property damage liability coverage:<\/strong> $25,000<\/li>\n<\/ul>\n<p>The state minimum policy consists of <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/bodily-injury\/\">bodily injury liability<\/a> and <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/property-damage\/\">property damage liability<\/a>. Full coverage includes liability and adds <span style=\"white-space:nowrap;\">first-party<\/span> benefits like <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/collision\/\">collision<\/a> coverage, which relates to the cost of damages to your vehicle due to <span style=\"white-space:nowrap;\">vehicle-to-vehicle<\/span>, <span style=\"white-space:nowrap;\">vehicle-to-object<\/span>, and rollover collisions.<\/p>\n<p>Another key aspect of full coverage policies is <a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/comprehensive\/\">comprehensive<\/a> coverage, which pays for damages caused by <span style=\"white-space:nowrap;\">non-collision-related<\/span> incidents like falling tree limbs, theft, vandalism, and natural disasters.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a22ef3e426\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Other Insurance is Available in Louisiana?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Even though the state only requires liability, drivers have the choice of adding other optional, but important, coverages for peace of mind while on the road. We\u2019ve talked about full coverage, which is optional unless you are financing your vehicle. Some other <a href=\"https:\/\/www.freeway.com\/auto-insurance\/optional-coverage\/\">optional coverages<\/a> include:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/uninsured-motorist\/\">Uninsured Motorist Coverage\/Underinsured Motorist Coverage<\/a> \u2013<\/strong> This important and <span style=\"white-space:nowrap;\">well-priced<\/span> <span style=\"white-space:nowrap;\">add-on<\/span> protects you if you are hit by a driver who has no insurance or not enough insurance. Surprisingly, if you are carrying the state minimum, you may be an underinsured driver.<\/li>\n<li><strong><a href=\"https:\/\/www.freeway.com\/auto-insurance\/coverage\/medical-payments\/\">Medical Payments<\/a> (MedPay) \u2013<\/strong> This helps pay for injuries suffered by you and your passengers in a car accident, regardless of who is at fault. This medical costs insurance even helps you pay your regular health insurance deductibles, plus it kicks in immediately so you don\u2019t have to wait for lengthy claims processes to work their way through the insurance company.<\/li>\n<li><strong><a href=\"https:\/\/www.freeway.com\/insurance-options\/roadside-assistance\/\">Roadside Assistance<\/a> \u2013<\/strong> This helpful partner on the road may come with your full coverage if you have it, but if not, it\u2019s worth adding. It offers 24\/7\/365 help for many circumstances, including being locked out of your car, mechanical problems, flat tire and more.<\/li>\n<\/ul>\n<p>These are just a few of the optional car coverages you can purchase in Louisiana, so be sure and ask your agent if any of them are right for you.<\/p>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_6424788d47d2e\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">What Are the Penalties for Driving Without Insurance in Lake Charles, LA?<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>Expect plenty of aggravation if caught driving without insurance in Lake Charles.<\/p>\n<p>First-time offenders can expect fines between $500 and $1,000, a driver&#8217;s license\/registration suspension, and possible vehicle impoundment. You will also be expected to pay reinstatement fees, starting at $100 for the first offense, $250 for the second offense, and $500 for the third and subsequent offenses.<\/p>\n<p>Each offense will also come with a $10 reinstatement administration fee.<\/p>\n<p>Worst of all, expect your premiums to rise, even tripling in some cases, depending on the severity of the offense since you may be required to file an <a href=\"https:\/\/www.freeway.com\/auto-insurance\/sr-22\/\"><span style=\"white-space:nowrap;\">SR-22<\/span><\/a> certificate. We highly recommend maintaining a clean driving record for a minimum of three years before eventually seeing your premiums drop over time (assuming no new claim or moving violation).<\/p>\n                <\/div>\n                        \n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n<section class=\"c-section c-section--bottom-0-spacing \" id=\"default-block_632a22c83e425\">\n    <div class=\"o-wrapper \">\n        \n                                    <h2 class=\"c-section__title\">Car Insurance Factors Allowed in Lake Charles, LA<\/h2>\n                                    <div class=\"c-section__content c-section__content--small-top-margin\">\n                                            <div class=\"s-cms-content\">\n                    <p>There are many factors auto insurance underwriters use to determine premiums Lake Charles drivers pay, including but not limited to age, gender, and zip code of residence.<\/p>\n<p>Here are other factors:<\/p>\n                <\/div>\n                        \n                            <div class=\"c-sections__list-column \">\n                    <ul>\n<li>Credit score<\/li>\n<li>Liability limits<\/li>\n<li>Driving record<\/li>\n<li>Amount of deductible<\/li>\n<li>Vehicle make and model<\/li>\n<li>Annual number of miles driven<\/li>\n<\/ul>\n                <\/div>\n                                    \n            \n            \n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_632a233b3e427\" class=\"c-section c-section--bottom-0-spacing\">\n    <div class=\"o-wrapper  \">\n                                    <h2 class=\"c-section__title\">Discounts for Car Insurance in Lake Charles, Louisiana<\/h2>\n                            <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>There are many ways Lake Charles drivers can save on auto insurance. One of the best ways is via discounts, which generally fall into policy, usage, driver safety, and <span style=\"white-space: nowrap;\">vehicle-based<\/span> categories.<\/p>\n<p>Insurers in the state of Louisiana may offer discounts for:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/anti-theft.svg\" alt=\"Pink icon of a thief\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/anti-theft-car-discount\/\">Anti-theft device installation<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/driver-2.svg\" alt=\"Graphic of a man driving a car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/defensive-driver-class-insurance-discount\/\">Defensive Driving course<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/mature.svg\" alt=\"Orange icon of an elderly man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/mature-retired-or-senior-citizen-discounts\/\">Older driver<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/08\/icon-Low-Mileage-Insurance-Discount-1.svg\" alt=\"Low Mileage Insurance Discount\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/low-mileage-insurance-discount\/\">Low mileage<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/08\/Paid-in-Full-Insurance-Discount.svg\" alt=\"Blue icon of car document and money\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/paid-in-full-insurance-discount\/\">Paid-in-full<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/08\/Auto-Pay-Car-Insurance-Discount.svg\" alt=\"Hand with money paying an auto discount\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/auto-pay-car-insurance-discount\/\">Auto-pay<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"list-icons-block_642478eb47d2f\" class=\"c-section \">\n    <div class=\"o-wrapper  \">\n                <div class=\"c-section__content c-section__content--small-top-margin\">\n                            <div class=\"s-cms-content\">\n                    <p>Other discounts your insurer might offer include:<\/p>\n                <\/div>\n            \n                            <div class=\"c-saving-features\">\n                    <ul class=\"o-list-bare c-saving-features__list\">\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/student.svg\" alt=\"Blue icon of a graduation cap\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/college-student-drivers\/\">Student discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2022\/05\/Full-premium.svg\" alt=\"Money in hand icon\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/customer-retention-discount\/\">Customer retention discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/multi-car.svg\" alt=\"Blue icon of two cars\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-car-discounts\/\"><span style=\"white-space:nowrap;\">Multi-car<\/span> discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/09\/Icons_Opportunity_699-2.svg\" alt=\"Orange icon of a document with a checklist\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/multi-policy-discounts\/\"><span style=\"white-space:nowrap;\">Multi-policy<\/span> discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/military.svg\" alt=\"Green icon of a military man\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/military-discounts\/\">Military discount<\/a><\/p>\n                        <\/li>\n                                                <li class=\"o-list-bare__item c-saving-features__list-item\">\n                            <img decoding=\"async\" class=\"c-saving-features__list-image\" loading=\"lazy\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2021\/08\/good-driver.svg\" alt=\"Blue icon of a blue car\">\n                            <p class=\"c-saving-features__list-text\"><a href=\"https:\/\/www.freeway.com\/auto-insurance\/discounts\/good-driver-discounts\/\">Good Driver discount<\/a><\/p>\n                        <\/li>\n                                            <\/ul>\n                <\/div>\n                        \n                            <div class=\"s-cms-content\">\n                    <p>One of the best things you can do is to stay in touch with your auto insurance provider. Call them every six months to a year to learn if you qualify for any new discounts.<\/p>\n<p>For example, switching to another make and model vehicle, beginning a work from home gig (less mileage) or paying your bill upfront may pay immediate dividends.<\/p>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<br><br>\n\n\n<section class=\"c-section c-section--light-blue\" id=\"image-with-text-block_632a28e83e42e\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-media-block \">\n            \n                                    <h2 class=\"c-media-block__title c-section__title c-section__title--black \">Get an Online Quote for <nobr>Low-Cost<\/nobr> Car Insurance in Lake Charles, LA Today!\n                                            <\/h2>\n                                \n                                                <picture class=\"c-media-block__img c-media-block__img--circle o-crop o-crop--fill\">\n                <!--<source srcset=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" data-srcset=\"images\/components\/about\/about1.webp, images\/components\/about\/about1.webp 2x\" type=\"image\/webp\">-->\n                                                <img decoding=\"async\" loading=\"lazy\" class=\"o-crop__content o-crop__content--center\" src=\"https:\/\/www.freeway.com\/wp-content\/uploads\/2023\/04\/Lake-Charles.jpg\" alt=\"Lake Charles, Louisiana.\">\n            <\/picture>\n            <div class=\"c-media-block__content\">\n                <div class=\"s-cms-content\">\n                    <p>All Lake Charles drivers can benefit from an affordable auto insurance policy from Freeway Insurance. We have multiple auto insurance options available, including state minimum liability and full coverage.<\/p>\n<p>If you are ready to explore all of your options with Freeway Insurance, request a quote by visiting us <a href=\"#modal-turbo\">online<\/a>, going to a Lake Charles <a href=\"https:\/\/locations.freeway.com\/?search=Lake%20Charles,+LA&#038;latitude=&#038;longitude=&#038;radio=100&#038;time=open-any\" target=\"_blank\" rel=\"noopener\">office<\/a> near you, or receiving a free <span style=\"white-space:nowrap;\">no-obligation<\/span> consultation by calling <a href=\"tel:800-777-5620\"><span style=\"white-space:nowrap;\">800-777-5620<\/span><\/a>. Contact us today!<\/p>\n                <\/div>\n                                            <\/div>\n                            <div class=\"c-media-block__button\">\n                    <a class=\"c-button c-button--orange c-button--text-big\" href=\"#modal-turbo\"  >\n                                                                                        Get Started                                            <\/a>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":25478,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/products.php","meta":{"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42684"}],"collection":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/comments?post=42684"}],"version-history":[{"count":14,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42684\/revisions"}],"predecessor-version":[{"id":45103,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/42684\/revisions\/45103"}],"up":[{"embeddable":true,"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/pages\/25478"}],"wp:attachment":[{"href":"https:\/\/www.freeway.com\/wp-json\/wp\/v2\/media?parent=42684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}